Borrow as you need, repay as you can - Loan up to Rs. 30 lakh | Only 2 documents required


Features And Benefits

Business Loan for Traders from Bajaj Finserv is designed to help meet your daily need for purchase of goods and services, working capital, furnishing, renovating existing business premises, purchase of new equipment’s etc.

  • Loan up to Rs.30 Lakh in 48 Hours

    If you are in need of urgent cash flow for buying new equipment, upgrading existing shop etc and you want to increase your working capital need, Bajaj Finserv helps finance your business. With quick and fast processing, we enable money in bank within 48 hours of approval

  • Doorstep Facility

    Bajaj Finserv understands how important your time is, and to enable you to do more, our relationship officer will visit you as per your convenience.

  • Flexi Loan Facility: pay 45% less EMI

    You can either opt for a term loan or a flexi loan facility, where you pay Interest only on the amount used and not on the entire loan limit. By choosing flexi loan facility you can fore-close without charges.

  • No Collateral Required:

    Bajaj Finserv’s Business Loans don’t require collateral, which means you won’t have to put your personal or business assets on the line to qualify for financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, funding is much faster, and requires minimal documentation.

  • Preapproved Offers:

    As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.

  • Online Account Access:

    With a Business Loan from Bajaj Finserv, you get the convenience of accessing your loan statement and managing your funds anytime, anywhere, through our online customer portal.

Eligibility Criteria

  • Wholesale and retail traders in industrial commodities

  • Self – employed individuals running a business for a minimum of 3 years

  • Small business enterprises

  • Commission agents engaged in purchase and sale of food grains and other commodities

  • Cotton ginning mills that purchase cotton and sell it after ginning.

  • Oil Mills

  • Rice Mills Entities - Partnerships, limited liability partnership, private limited, and closely held limited companies

  • Other constitution types depending on their profile on a case to case basis.

Documents Required

  • Passport-sized photograph

  • KYC documents

  • Business proof: Certificate of business existence

  • Relevant financial documents

  • Bank account statement of the previous months

Fees and Charges

  • Up to 2% processing fee

  • NIL loan statement charges

  • NIL interest and principle statement charges

  • NIL part prepayment charges*

  • 2.00% p.m. penal interest

  • Rs.2500 EMI bounce charges*

  • Applicable following 1st EMI clearance

How To Apply

  • 1

    Step 1

    Click here to apply

  • 2

    Step 2

    Fill in the mandatory details, and click ‘Submit’

  • 3

    Step 3

    Our representative will get in touch with you with your pre-approved offer

You can also apply by text message. Simply SMS ‘BL’ to 9773633633"

Business Loan Instant Approval

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