Simply meet the eligibility criteria and submit basic documents to enable loan disbursal within 24 hours*.
We understand how important your time is and, to simplify loan processing, our officers will offer assistance at your home.
With the Flexi loan facility, you can borrow from your sanction freely and pay interest only on the amount you withdraw.
There is no need to pledge a valuable asset as security to qualify for a business loan for traders.
Get exclusive pre-approved offers from us and expedite loan processing greatly to avail funding without hassles.
Access the customer portal - Experia to manage your loan online whenever needed, without restriction.
Whether you need financial assistance to purchase goods and avail services, boost your working capital, renovate your existing business premises or invest in new equipment, the Bajaj Finserv Business Loan for Traders is the right fit for you. Our loan offers ample funding of up to Rs.45 lakh. Apply online to get approval within 24 hours*.
The charges and fees applicable on the Bajaj Finserv Business Loan for Traders are nominal to ensure affordability. Refer to this table for a complete breakdown.
|Fee Type||Charge applicable|
|Rate of interest||18% p.a. and onwards|
|Processing fees||Up to 2% of the loan amount (plus taxes)|
|Bounce charges||Up to Rs.3,000 (Inclusive of taxes)|
|Penal interest||2% per month|
|Document processing charges||Rs.2,000 (plus taxes)|
|Outstation collection charges||Not applicable|
|Document/statement charges||Download loan documents at no additional cost by logging into the customer portal – Experia.
You can also get a physical copy of your documents from any of our branches at a charge of Rs.50/- (inclusive of taxes) per statement/letter/certificate.
On successful application, await contact from an authorised representative with further instructions.
**Document list is indicative
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