Features and benefits
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Quick loan disbursal
Meet the eligibility criteria and submit basic documents to enable loan disbursal within 24 hours*.
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Convenience perks
To simplify loan processing, our representatives will offer assistance at your home.
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Flexi facility
With the Flexi Loan facility, you can borrow from your sanction freely and pay interest only on the amount you withdraw.
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Zero collateral needed
There is no need to pledge a valuable asset as security to qualify for a business loan for traders.
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Personalised loan deals
Get exclusive pre-approved offers from us and expedite loan processing greatly to avail of funding without hassles.
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Digital loan tools
Access the customer portal to manage your loan whenever needed, without restriction.
If you need financial assistance to purchase goods and services, boost your working capital, renovate your existing business premises or invest in new equipment, Bajaj Finserv Business Loan for traders is the right fit for you. Our loan offers ample funding of up to Rs. 45 lakh. You can have the loan disbursed to your bank account in under 24 hours* post-approval and address urgent needs without a sweat. To benefit from approval within 24 hours*, apply online.
Eligibility criteria and documents required
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Age
24 to 72 years
*Age should be 72 years at the time of loan maturity
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Nationality
Resident Indian citizen
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CIBIL score
Check your CIBIL Score for FREECredit score should be 685 or higher
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Work status
Self-employed
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Business vintage
At least 3 years
You will need the following documents to apply:
- KYC documents
- Relevant business financial documents
- Business proof: Certificate of business existence
Fees and charges
The charges and fees applicable on the Bajaj Finserv Business Loan for traders are nominal to ensure affordability. For a complete list of the applicable fees, click here.
Application process
The steps to apply for our loan are simple to follow and take very little time to execute. Here is a quick 4-step guide to follow:
- 1 Click on ‘APPLY ONLINE’ to open the application form
- 2 Enter your basic personal and business details
- 3 Upload your bank statements for the last six months
- 4 Receive a call from our representative who will guide you on further steps
Once approved, you will get access to funds in just 24 hours*
*Conditions apply
**Document list is indicative
