Features and benefits

  • Quick loan disbursal

    Quick loan disbursal

    Meet the eligibility criteria and submit basic documents to enable loan disbursal within 48 hours*.

  • Convenience perks

    Convenience perks

    To simplify loan processing, our representatives will offer assistance at your home.

  • Flexi facility

    Flexi facility

    With the Flexi Loan facility, you can borrow from your sanction freely and pay interest only on the amount you withdraw.

  • Zero collateral needed

    Zero collateral needed

    There is no need to pledge a valuable asset as security to qualify for a business loan for traders.

  • Digital loan tools

    Digital loan tools

    Access the customer portal to manage your loan whenever needed, without restriction.

If you need financial assistance to purchase goods and services, boost your working capital, renovate your existing business premises or invest in new equipment, Bajaj Finserv Business Loan for traders is the right fit for you. Our loan offers ample funding of up to Rs. 80 lakh. You can have the loan disbursed to your bank account in under 48 hours* post-approval and address urgent needs without a sweat. To benefit from approval within 48 hours*, apply online.

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Eligibility criteria and documents required

  • Age


    24 years to 80 years*
    (*Age should be 80 years at Loan Maturity)

  • Nationality


    Resident Indian citizen

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    Credit score should be 685 or higher

  • Work status

    Work status


  • Business vintage

    Business vintage

    At least 3 years

You will need the following documents to apply:

  • KYC documents
  • Relevant business financial documents
  • Business proof: Certificate of business existence

Fees and charges

The charges and fees applicable on the Bajaj Finserv Business Loan for traders are nominal to ensure affordability. For a complete list of the applicable fees, click here.

Application process

The steps to apply for our loan are simple to follow and take very little time to execute. Here is a quick 4-step guide to follow:

  1. 1 Click on ‘APPLY ONLINE’ to open the application form
  2. 2 Enter your basic personal and business details
  3. 3 Upload your bank statements for the last six months
  4. 4 Receive a call from our representative who will guide you on further steps

Once approved, you will get access to funds in just 48 hours*

*Conditions apply

**Document list is indicative