Business Loan for Traders from Bajaj Finserv is designed to help meet your daily need for purchase of goods and services, working capital, furnishing, renovating existing business premises, purchase of new equipment’s etc.
If you are in need of urgent cash flow for buying new equipment, upgrading existing shop etc and you want to increase your working capital need, Bajaj Finserv helps finance your business. With quick and fast processing, we enable money in bank within 48 hours of approval
Bajaj Finserv understands how important your time is, and to enable you to do more, our relationship officer will visit you as per your convenience.
You can either opt for a term loan or a flexi loan facility, where you pay Interest only on the amount used and not on the entire loan limit. By choosing flexi loan facility you can fore-close without charges.
Bajaj Finserv’s Business Loans don’t require collateral, which means you won’t have to put your personal or business assets on the line to qualify for financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, funding is much faster, and requires minimal documentation.
As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.
With a Business Loan from Bajaj Finserv, you get the convenience of accessing your loan statement and managing your funds anytime, anywhere, through our online customer portal.
Wholesale and retail traders in industrial commodities
Self – employed individuals running a business for a minimum of 3 years
Small business enterprises
Commission agents engaged in purchase and sale of food grains and other commodities
Cotton ginning mills that purchase cotton and sell it after ginning.
Rice Mills Entities - Partnerships, limited liability partnership, private limited, and closely held limited companies
Other constitution types depending on their profile on a case to case basis.
Up to 2% processing fee
NIL loan statement charges
NIL interest and principle statement charges
NIL part prepayment charges*
2.00% p.m. penal interest
Rs.2500 EMI bounce charges*
Applicable following 1st EMI clearance
Click here to apply
Fill in the mandatory details, and click ‘Submit’
Our representative will get in touch with you with your pre-approved offer
You can also apply by text message. Simply SMS ‘BL’ to 9773633633"