Meet the simple eligibility criteria and submit basic documents to get funds within 24 hours* of approval.
Save your time and simplify loan processing with doorstep assistance that helps in availing of the loan without stepping out of your home.
Choose the Flexi loan facility and borrow freely from your sanctioned limit and pay interest only on the amount you withdraw.
Get a business loan for traders easily without pledging any valuable asset as security.
Check your exclusive pre-approved offers from us and expedite loan processing greatly to get funds without hassles.
Manage your loan account easily anytime, anywhere with our online customer portal - Experia.
Whether you need financial assistance to purchase goods and avail services, boost your working capital, renovate your existing business premises or invest in new equipment, the Bajaj Finserv Business Loan for Traders is the right fit for you. Our loan offers ample funding of up to Rs.45 lakh. Apply online to get approval within 24 hours*.
The charges and fees applicable on the Bajaj Finserv Business Loan for Traders are nominal to ensure affordability. Refer to this table for the complete list of charges.
|Types of fees||Charge applicable|
|Rate of interest||17% p.a. and onwards|
|Processing fees||Up to 2% of the loan amount (plus taxes)|
|Bounce charges||Up to Rs.3,000 (Inclusive of taxes)|
|Penal interest||2% per month|
|Document processing charges||Rs.2,000 (plus taxes)|
|Outstation collection charges||Not applicable|
|Document/statement charges||Download loan documents at no additional cost by logging into the customer portal – Experia.
You can also get a physical copy of your documents from any of our branches at a charge of Rs.50/- (inclusive of taxes) per statement/letter/certificate.
On successful application, await contact from an authorised representative with further instructions.
**Document list is indicative
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