Business loan for Traders

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I consent to the T&C and authorize Bajaj Finance Limited, its representatives/business partners/affiliates to use my details for promotional communication/fulfilment of services availed.

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Features and benefits

Business Loan for traders from Bajaj Finserv is designed to help meet your daily need for purchase of goods and services, working capital, furnishing, renovating existing business premises, purchase of new equipment’s etc.

Loan up to Rs.20 lakh in 48 Hours

If you are in need of urgent cash flow for buying new equipment, upgrading existing shop etc and you want to increase your working capital need, Bajaj Finserv helps finance your business. With quick and fast processing, we enable money in bank within 48 hours of approval.
Doorstep facility

Bajaj Finserv understands how important your time is, and to enable you to do more, our relationship officer will visit you as per your convenience.
Flexi loan facility: pay 45% less EMI

You can either opt for a term loan or a flexi loan facility, where you pay interest only on the amount used and not on the entire loan limit. By choosing flexi loan facility you can fore-close without charges.
No collateral required

Bajaj Finserv’s Business Loans don’t require collateral, which means you won’t have to put your personal or business assets on the line to qualify for financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, funding is much faster and requires minimal documentation.
Preapproved offers

As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.
Online Account Access:

With a Business Loan from Bajaj Finserv, you get the convenience of accessing your loan statement and managing your funds anytime, anywhere, through our online customer portal.