Personal Loan for Medical Expenses

High-cost diagnostic tests

You can check your personal loan offer online in just 2 steps — no paperwork, waiting.

Tests like MRIs, CT scans, and PET scans can be expensive — with a single MRI scan costing up to Rs. 20,000 or more. Often, you might need multiple tests to arrive at a diagnosis.

Why it matters: Delaying diagnostics can delay treatment. A personal loan ensures you get tests done quickly — without financial worries.

Hospitalisation costs

Room upgrades, special meals, additional doctor consults, or visits from specialists like dieticians — these often fall outside your policy limits.

Pro tip: These extra costs can add up quickly. With a Flexi Loan, you can withdraw as needed from the dropline limit— instead of taking a lump sum upfront. Check your eligibility with phone number and OTP and know if you can get the Flexi Hybrid Term Loan.

Physiotherapy and recovery support

Physiotherapy is key to recovery after surgery or injury. But insurance doesn’t always cover the full treatment — especially if you need specialised equipment or multiple sessions. A personal loan ensures you don’t have to compromise on your recovery.

Household expenses during recovery

Medical recovery often means time off work. But bills won’t wait. You’ll still have to cover school fees, groceries, EMIs, fuel, and more.

With a Flexi Hybrid Term Loan, you can withdraw from your dropline limit as and when you need — and repay at your convenience.

Cosmetic or dental procedures

Laser treatments, facelifts, dental work — these aren't covered by most insurance plans. But they’re still important for your confidence and well-being.

Why it matters: Clinics are now available across cities — and with the right financial backing, you don’t need to postpone what makes you feel your best.

3 different loan types - Interest-only EMI option

We have different loan types that you can choose from, based on your needs - Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan.

Money in your account in 24 hours*

You will get the loan amount in your bank account within 24 hours* or, in some cases, on the same day of approval.

Loan of up to Rs. 55 lakh

You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - allowing you to manage different types of expenses.

Long repayment period – up to 96 months.

You can spread your repayment over 8 years, which means manageable EMIs right from the start.

Approval in just 5 minutes

Complete your application online and get quick approval for your personal loan.

No part-prepayment charge on Flexi Loans

With our Flexi Loans, you can withdraw and part-prepay at no extra charges – as many times as you want.

No guarantor or collateral needed

You do not need to provide any collateral such as gold ornaments and property papers to get the loan.

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.