Features and benefits

  • Instant approval

    Instant approval

    Get approval in 5 minutes* by applying for a personal loan online.

  • Funds in 24 hours*

    Funds in 24 hours*

    Obtain a medical loan within a day, post document verification.

  • Flexible borrowing

    Flexible borrowing

    Withdraw funds from your approved sanction as the need arises and reduce your EMI by up to 45%* with our Flexi personal loan.

  • Easy access

    Easy access

    Avail a medical loan on simple eligibility terms and submit basic documents to support your application.

  • Ample finance

    Ample finance

    Get collateral-free finance of up to Rs. 25 lakh to pay medical bills and fund complex treatments in an emergency.

  • Pre-approved offers

    Pre-approved offers

    Avail pre-approved personal loan deals as an existing customer to get a medical emergency loan quickly.

  • Comfortable repayment

    Comfortable repayment

    Select a tenor of up to 60 months to keep your EMIs budget-friendly.

Address unforeseen and urgent medical expenses with our personal loan for a medical emergency. Avail up to Rs. 25 lakh without pledging any asset as security and get an attractive interest rate per your financial profile. Owing to our relaxed eligibility criteria and minimal requirement for documentation, you can get quick access to funds when you need them the most. All you need to do is apply online to get approval within 5 minutes*. Post document verification, the funds are disbursed to your bank account in 24 hours*.

For ease of repayment, we offer a flexible tenor of up to 60 months. The Personal Loan EMI Calculator will help you pick the right tenor according to your budget. If you are managing a lot of expenses, long tenor will help you reduce your monthly debt outgo. If you want to minimise your interest payment, you can select a short tenor. Once you avail of the loan, you can pay EMIs, make part-prepayments, download statements, and more from our customer portal, Experia.

During a medical emergency, unforeseen complications arise, and for these, you may find our Flexi personal loan helpful. Here, you get an approved sanction, from which you can withdraw as the situation demands. Your interest payment is limited to the amount you withdraw only, and you can prepay funds for free too. Further, to lessen your EMI burden, you can opt to pay interest-only EMIs for the initial part of the tenor and thereby have your instalments reduced by up to 45%*.

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Eligibility criteria

  • Nationality



  • Age


    21 years to 67 years*

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    750 or higher

Salaried professionals across top cities in India can easily obtain a medical emergency loan for their urgent needs from Bajaj Finserv. Take a closer look at our eligibility criteria for personal loans for a medical emergency. Keep the KYC and income documents ready to expedite approval and verification. To quickly view how much funding you may qualify for, use our Personal Loan Eligibility Calculator.

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Fees and charges

With a strong financial profile, you can secure an attractive personal loan interest rate. There are no hidden fees and charges. Read our terms and conditions to accurately understand the cost of borrowing and be assured of 100% transparency.

How to apply for a personal loan for a medical emergency?

Apply online for a personal loan for a medical emergency in a few easy steps:

  1. 1 Click on APPLY ONLINE to access our simple online application form
  2. 2 Share your phone number and verify your identity with an OTP
  3. 3 Enter your basic KYC, income, and employment details
  4. 4 Upload the required documents before submitting the form online

A representative from Bajaj Finserv will contact you to further the process.

*Conditions apply

Frequently asked questions

What are the documents required for a medical emergency loan?

Individuals looking for a personal loan to fund a medical emergency have to submit:

  • KYC documents such as PAN, Aadhaar, Voter ID, or driving license
  • Salary slips of last 2 months with bank statements of the previous 3 months (for salaried individuals)
  • Income proof and bank statements of the current accounts of the last 3 months (for self-employed individuals)
  • Other documents as specified by the lender

Submission of these documents will ensure quick and hassle-free medical loan approval.

What are the factors to consider while applying for a medical emergency personal loan?

Those availing of a personal loan for a medical emergency should consider the following factors:

  • Have a decent credit score
  • Have a steady monthly income that qualifies the minimum salary amount stipulated by the lenders
  • Compare among various lenders
  • Check the eligibility criteria
  • Make sure to keep all the relevant documents handy
How much time does it take to get a medical emergency personal loan approved?

Medical emergency personal loans are approved instantly after the borrower fills up the application form and uploads all relevant documents. Once the document verification and medical loan approval is done, the lender will deposit the loan amount in the borrower’s account within 24 hours.

How much personal loan amount can I take for a medical emergency loan?

The amount of a medical loan varies from lender to lender. NBFCs like Bajaj Finserv offer personal loan of up to 25 lakh for medical emergencies.

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