Clear your overdue EMIs in My Account

Visit our customer portal to find the process of clearing your outstanding instalments.

Clear your overdue EMIs

Usually, your loan EMIs get automatically deducted from your bank account on the due date. However, in the rare possibility of a technical issue or if you do not maintain sufficient funds in your account, your EMI could remain unpaid. Such unpaid instalment is called an overdue EMI.

Overdue instalments can adversely affect your credit score and make it harder for you to get loans in the future. Besides this, you will also need to pay an additional fee or charges known as penal interest.

If you have missed a loan EMI, it is important to clear it as quickly as possible. You can manage all your overdue EMIs for loans taken from Bajaj Finserv by visiting My Account.

  • Overdue payment

    Overdue payment

    You can pay your overdue EMIs in My Account by following these simple steps:

    • Click on the ‘Sign-in’ button on this page to go to our customer portal
    • Enter your mobile number and date of birth
    • Choose the ‘Overdue or missed EMI’ option from the list of payment options provided
    • Select the loan account with overdue EMIs
    • Enter the overdue amount and review the penal charges applicable
    • Complete the payment and clear your dues


    You can also pay your overdue instalment by clicking on the ‘Clear your overdue EMI’ option below. You will be redirected to the payment section, where you can click on ‘Overdue or missed EMI’ from the list of options, select your loan account and proceed with payment.

    Clear your overdue EMI

  • An overdue EMI has a negative impact on your CIBIL Score. In fact, missed EMIs also attract a penal charge, which, over a long period of time, can amount to a larger fee.

    If you have missed any of your loan EMIs, you can clear them in a few simple steps by visiting our customer portal. All you have to do is sign-in to My Account, choose the ‘Missed or Overdue EMI’ option, and proceed with payment.

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  • Manage your loan EMIs

    Choose from multiple payment options and repay your loan easily. Sign-in to My Account to begin.