Aditya Birla Health Insurance Co. Limited – Monsoon Insurance at Rs. 649
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 649
Get benefits up to sum insured of Rs. 50,000 in case of hospitalisation and treatment from monsoon-related diseases and injuries at a premium of just Rs. 649 per annum.
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Hospitalisation expense
Coverage against all medical expenses arising from hospitalisation, diagnostic tests, and medication expenses for insured person under treatment for monsoon related ailments.
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End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy the policy
When buying Monsoon Insurance, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Monsoon Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Monsoon Insurance:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 649 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Monsoon Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Covers treatment expenses during, pre-, and post-hospitalisation for dengue, malaria, and injuries caused in an accident |
| Diagnostics test | Covers the costs of diagnostics tests before the hospitalisation period |
| Doctors’ fees | Covers doctor’s consultation fees during, pre-, and post-hospitalisation |
| Treatment charges | Covers treatment charges including hospital room rent, ICU charges, transfusion charges, and expenses of purchasing medicines |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Waiting period | Initial waiting period is 30 days from the purchase of policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Monsoon Insurance by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Monsoon Insurance, you need to present the following documents:
1. Policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Monsoon Insurance is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that ensures that you get the timely treatment and care in case of monsoon related ailments without having to incur high expenses for the right treatment. The policy provides support for pre, post, and in-patient hospitalisation treatments, including doctor’s fees, diagnostic tests, medications, and other related costs.
The monsoon can give rise to a number of risk such as vector borne infections like malaria and dengue, as well as higher likelihood of accidents. Suffering from any of these conditions can be potentially fatal and can lead to high medical expenses. With a Monsoon Insurance you can protect against this crucial financial pressure and manage your finances better with comprehensive health care treatments that cover tests, diagnostics, medicines, and hospitalization charges.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Monsoon Insurance provides cover against the in-patient, pre- and post-hospitalisation expenses incurred from the treatment of the malaria.
Monsoon Insurance does not cover pre-existing conditions and hospital treatment charges for specific monsoon illnesses before the policy period begins. The waiting period of the policy is 30 days, and the full list of exclusions can be found in the policy document.