Aditya Birla Health Insurance

Aditya Birla Health Insurance – Monsoon Insurance at Rs. 649

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 50,000, premium Rs. 649

    Coverage up to Rs. 50,000, premium Rs. 649

    Get coverage up to Rs. 50,000 for hospitalisation and treatment for monsoon-related diseases or injuries. The plan comes at a premium of just Rs. 649 per annum.

  • Hospitalisation expense

    Hospitalisation expense

    Covers medical expenses arising from hospitalisation, diagnostic tests, and medications.

  • Room rent coverage

    Room rent coverage

    Get coverage up to Rs. 1,000/day for a normal room and Rs. 2,000/day for ICU.

  • End-to-end online process

    End-to-end online process

    Complete six simple steps and get your policy online.

  • No documents required to buy the policy

    No documents required to buy the policy

    When buying Monsoon Insurance, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Monsoon Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-65 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Monsoon Insurance:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 649
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under Monsoon Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Covers treatment expenses during, before and after hospitalisation for dengue, malaria, and injuries caused in an accident
Diagnostics test Covers the costs of diagnostics tests before the hospitalisation period
Doctors’ fees Covers doctor’s consultation fees during, pre-and post-hospitalisation
Treatment charges Covers treatment charges including hospital room rent, ICU charges, transfusion charges, and medicines
Key exclusions Description
Any pre-existing disease No pre-existing medical illness covered
Waiting period Initial waiting period of 30 days from the purchase of policy

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Monsoon Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Monsoon Insurance, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Monsoon Insurance?

Monsoon Insurance is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance. The policy ensures that you get timely treatment and care in case of monsoon-related ailments without worrying about the funds. The policy covers pre-and post-hospitalisation, and in-patient hospitalisation expenses. Also, covers doctor’s fees, diagnostic tests, medications, and other related costs.

What are the benefits of Monsoon Insurance?

Cases of vector-borne infections like malaria and dengue are usually on rise during monsoons. Chances of accidents are also more. Monsoon Insurance covers you against the medical expenses for treatment of such diseases and injuries. You get coverage for diagnostic tests, medicines, and hospitalisation charges.

What is the claim process for Monsoon Insurance?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What does Monsoon Insurance cover?

Monsoon Insurance covers medical expenses for treatment of monsoon-related diseases and injury. You get coverage for in-patient, pre-and post-hospitalisation expenses.

What does Monsoon Insurance not cover?

Monsoon Insurance does not cover pre-existing conditions. You also have waiting period before availing hospital treatments for specific monsoon illnesses. The waiting period of the policy is 30 days. Read the policy document to know the full list of exclusions.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.