Aditya Birla Health Insurance – Monsoon Insurance at Rs. 649
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 649
Get coverage up to Rs. 50,000 for hospitalisation and treatment for monsoon-related diseases or injuries. The plan comes at a premium of just Rs. 649 per annum.
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Hospitalisation expense
Covers medical expenses arising from hospitalisation, diagnostic tests, and medications.
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Room rent coverage
Get coverage up to Rs. 1,000/day for a normal room and Rs. 2,000/day for ICU.
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End-to-end online process
Complete six simple steps and get your policy online.
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No documents required to buy the policy
When buying Monsoon Insurance, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Monsoon Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Monsoon Insurance:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 649 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Monsoon Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Covers treatment expenses during, before and after hospitalisation for dengue, malaria, and injuries caused in an accident |
| Diagnostics test | Covers the costs of diagnostics tests before the hospitalisation period |
| Doctors’ fees | Covers doctor’s consultation fees during, pre-and post-hospitalisation |
| Treatment charges | Covers treatment charges including hospital room rent, ICU charges, transfusion charges, and medicines |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered |
| Waiting period | Initial waiting period of 30 days from the purchase of policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Monsoon Insurance by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Monsoon Insurance, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Monsoon Insurance is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance. The policy ensures that you get timely treatment and care in case of monsoon-related ailments without worrying about the funds. The policy covers pre-and post-hospitalisation, and in-patient hospitalisation expenses. Also, covers doctor’s fees, diagnostic tests, medications, and other related costs.
Cases of vector-borne infections like malaria and dengue are usually on rise during monsoons. Chances of accidents are also more. Monsoon Insurance covers you against the medical expenses for treatment of such diseases and injuries. You get coverage for diagnostic tests, medicines, and hospitalisation charges.
You can contact the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Monsoon Insurance covers medical expenses for treatment of monsoon-related diseases and injury. You get coverage for in-patient, pre-and post-hospitalisation expenses.
Monsoon Insurance does not cover pre-existing conditions. You also have waiting period before availing hospital treatments for specific monsoon illnesses. The waiting period of the policy is 30 days. Read the policy document to know the full list of exclusions.
