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Personal Loan
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Emergency Loans Online

Exigencies, including medical emergencies require ready access to financing, which can be a challenge at times. Bajaj Finserv brings its emergency loan option to help individuals fulfil such urgent funding needs without any hassle.

The advance comes with a funding of up to Rs.25 lakh to help borrowers meet their high-quantum expenses. Individuals can also benefit from various attractive features this urgent loan is equipped with. Avail of the personal loan online only with a handful of essential documents to fulfil a range of immediate and non-immediate financing needs. Take a look at other details about the advance.

Emergency Loan Online: Features and Benefits

  • Pre-approved offers

    Readily available financing with pre-approved offers

    Existing customers of Bajaj Finserv can access the emergency fund in no time with the pre-approved offer that simplifies loan processing and helps save time. Check the pre-approved offers by providing your name and contact details. The offer is also available on several other financial products, both unsecured and secured.

  • Easy application process

    Easy digital application

    Access your personal loan for emergencies with a simple online application requiring minimum personal, employment, and financial details. Make sure to fulfil all eligibility requirements to improve your chances of hassle-free approval.

  • Approval within a few minutes

    Once applied, borrowers can receive approval for the advance within a few minutes. Arranging funds for an emergency has, thus, been simplified to help you get through with your monetary requirements.

  • Money in account within 24 hours*

    Pay for your urgent expenses readily with the disbursal of emergency personal loan within 24 hours* of approval. Provide all the required documents to ensure hassle-free verification and receive money in account shortly.

  • Collateral-free loan

    Collateral-free financing of up to Rs.25 lakh

    The urgent loan from Bajaj Finserv eliminates the need for collateral and offers funding of a high quantum of up to Rs.25 lakh. Meet your big-ticket emergency funding needed with end-use restriction-free financing. It can include diverse expenses, from medical urgency to travel, wedding, education, and business financing needs.

  • Minimum documentation

    Minimum document requirement

    One of the best NBFCs in the market, Bajaj Finserv, keeps document requirements for a personal loan at a minimum. Meet all eligibility requirements and hand over the required documents to a Bajaj Finserv representative visiting your doorstep to receive approval.

  • Flexi Loan facility

    Flexi Loan Facility

    Along with quick financing, the personal loan also comes with the Flexi features, enabling multiple withdrawals from the sanctioned loan amount. Such a facility provides financing on the go without any need for multiple applications and documentation requirements.

    Under the facility, interest is charged only on the amount withdrawn instead of the total personal loan sanctioned, thus reducing EMIs by up to 45%*.

  • Tenure flexibility up to 60 months

    Tenor flexibility of up to 60 months

    With tenor extending up to 60 months, repayment flexibility is guaranteed for borrowers. A long tenor also helps keep EMIs in check, enabling affordable repayment. To assess tenor and EMI suitability for an urgent loan required, you can use an EMI calculator for Personal Loan available online.

  • 100% transparency

    Bajaj Finserv also ensures 100% transparency in lending with zero hidden charges on the personal loan. Make sure to check the applicable rates and charges to estimate your repayment liability.

  • Experia Portal

    Customer portal Experia

    Borrowers can also access their loan account details through the customer portal Experia. Log in to the portal to track your loan details such as outstanding emergency loan amount, EMI due date and interest charged on the go.

Eligibility and Document Requirements for Emergency Loans

Meet the following eligibility requirements to improve your chances of instant emergency loan approval.

  • Age between 23 and 55 years
  • Resident Indian citizenship
  • Credit score of not less than 750
  • City of residence-based minimum salary requirement
  • Employment with a public/private sector company or an MNC

Also, complete your paperwork requirements by submitting the following documents -

  • KYC documents
  • Bank account statements for 3 previous months
  • Salary slips for 2 previous months
  • Employee ID card

Interest Rates and Charges for Emergency Loan

Bajaj Finserv provides the emergency personal loan at competitive interest rates and charges that include -

Process to Apply for Emergency Loan Online

Complete the following few steps to apply for a personal loan with us during an emergency.

  • Step 1: Access the online application and fill it in with required personal, financial, and employment details.

  • Step 2: Fill in the loan amount required and choose a suitable tenor.

  • Step 3: Provide necessary documents to one of our representatives visiting your doorstep.

  • Step 4: Receive approval and disbursal for your account shortly.

*Conditions apply

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