Get Rs. 70,000 Emergency Loan Online

Here is everything you need to know about eligibility criteria and documentation required to avail of a Rs. 70,000 emergency loan.
Insta Personal Loan
3 min
22-April-2024

Unexpected expenses can hit hard, and sometimes a quick infusion of cash can make a world of difference. A Rs. 70,000 instant loan can be tempting in such situations, offering fast access to funds to address urgent needs like medical bills, home repairs, or vehicle breakdowns. Insta Personal Loan offered by Bajaj Finance is a great way to get the funds to manage such emergencies. Let us explore the features, eligibility, and other details about such emergency loans.

Features of a Rs. 70,000 emergency loan

Here are the features of our Insta Personal Loan you can benefit from:

  • Accessibility: These loans are typically unsecured, meaning you do not need to put up any assets as collateral. This makes them accessible to a wider range of borrowers. With Insta Personal Loan, you can just enter your mobile number and OTP to see if you have a pre-approved offer.
  • Speed: Unlike traditional loans that take days or weeks for approval, instant loans offer a much quicker turnaround. This is vital during emergencies where immediate action is required. With Insta Personal Loan, you get the money in your account within just 30 minutes* to 4 hours.
  • Potential for flexible repayment: Instant loans offer flexible repayment options, allowing you to choose a repayment term that fits your budget. With Insta Personal Loans, you can choose a repayment plan that fits your budget with tenure ranging from 6 months to 63 months.

Eligibility criteria for a Rs. 70,000 emergency loan

In the case of the Insta Personal Loan, customers do not need to check eligibility criteria separately since we provide pre-approved offers that are made after checking for the creditworthiness.

Typically, the eligibility criteria revolve around the following parameters:

  • Citizenship and residency
  • Age
  • Employment status and income criteria
  • Credit score and history
  • Debt-to-income ratio

Check out in detail the eligibility criteria and documents required for our Insta Personal Loan.

Documents required for a Rs. 70,000 emergency loan

The below documents usually suffice when you are applying for a personal loan:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Utility bill of electricity and piped gas

Select customers can get our Insta Personal Loan without submitting any documents.

Interest rates and charges applicable on a Rs. 70,000 emergency loan

Check the Insta Personal Loan interest rates before proceeding with your application. Make a note of all the associated charges with the loan to plan your repayment comfortably.

How to apply for a Rs. 70,000 emergency loan

You only need to follow the below steps to get our Insta Personal Loan.

  1. Click on ‘CHECK OFFER’ on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Conclusion

A Rs. 70,000 instant loan can be a helpful tool, but it is equally important to consider everything associated with taking a loan. Carefully evaluate your situation and ensure that you can manage the repayments comfortably before committing. With the Bajaj Finance Insta Personal Loan, you can get quick funds for unforeseen needs like vehicle repairs or medical bills. Get pre-approved offers and benefit from fast disbursal, flexible repayment options, and a simplified application process.

Check your Insta Personal Loan offer today

*Terms and conditions apply

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

What documents are required for a Rs. 70,000 emergency loan?

The documentation requirements differ from lender to lender. With our Insta Personal Loan, select customers can get the loan without submitting any documents.

*Terms and conditions apply.

Is it hard to get a Rs. 70,000 emergency loan?

You can easily get a Rs. 70,000 loan if you meet the eligibility criteria and submit the required documents. You only need to follow the below steps to get our Insta Personal Loan.

  1. Click on ‘CHECK OFFER’ on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

How long does it take for a Rs. 70,000 emergency loan?

With Insta Personal Loan, you can get the funds in your account in as little as 30 minutes*.

*Terms and conditions apply.

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