Features and benefits

  • Fast approval

    Fast approval

    Meet our simple eligibility criteria and get approved in just 5 minutes*.

  • Money in %$$PL-Disbursal$$%*

    Money in 24 hours*

    Get the money from this instant personal loan in your bank account on the same day after approval.

  • Basic paperwork

    Basic paperwork

    Minimise lengthy procedures by submitting minimal documents.

  • Up to %$$PL-Flexi-EMI$$%* lower EMIs

    Up to 45%* lower EMIs

    Make repayment more convenient by paying interest-only EMIs with our Flexi loan facility.

  • Pre-approved offers

    Pre-approved offers

    Check your pre-approved offer as an existing customer to enjoy quicker loan processing and value-added services.

  • 100% transparency

    100% transparency

    Plan repayment with ease without hidden charges or terms. Check your loan agreement for all terms and conditions.
  • Flexible repayment

    Flexible repayment

    Choose the right tenor for yourself that goes up to 60 months and repay stress-free.

  • No collateral needed

    No collateral needed

    Avoid risk as there is no need to pledge an asset as security to apply for the loan.
  • Online loan account

    Online loan account

    Manage EMIs, view loan statements and more with our customer portal - My Account.

Meet an immediate need for funds with Bajaj Finserv Personal Loans of Rs. 2 lakh. Applying is both fast and easy with our basic eligibility parameters and concise online application form. Simply check the loan criteria and submit minimal documents to proceed. On verifying your profile, we disburse funds on the same day as approval, in as less as 24 hours*.

Once you receive the money in your account, you can use it for any purpose without constraint. Our collateral-free loans help you get credit quickly, bypassing lengthy documentation and verification. Repay comfortably over 5 years by choosing the ideal tenor for yourself. Use the online Personal Loan EMI Calculator to plan repayment so that you can pay affordable EMIs through the chosen duration.

Our existing customers get a personal loan of Rs. 2 lakh even faster with pre-approved offers.

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How much EMI will I need to pay for a personal loan of Rs. 2 lakh?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria

  • Nationality



  • Age


    21 years to 67 years*

  • CIBIL score

    CIBIL score

    750 or higher

Use the Personal Loan Eligibility Calculator to estimate your eligibility.

How to apply for a personal loan of Rs. 2 lakh?

Follow this simple guide to apply for a personal loan online:

  1. 1 Click on ‘APPLY ONLINE’ to view our short and simple application form
  2. 2 Share your phone number and authenticate your profile with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Upload the required documents and submit the form online

Our representative will be in touch with you to guide you through the next steps of getting your loan.

*Conditions apply

Frequently asked questions

How to get a Rs. 2 lakh personal loan?

You can follow these steps to avail of a Rs. 2 lakh personal loan quickly:

  • First, fill up the loan application form carefully by providing your personal, financial and employment details.
  • Choose the repayment tenor and loan amount.
  • Provide all the necessary documents to the representatives. 
  • The loan amount of Rs. 2 lakh will be credited to your account as soon as approved.
What is the EMI for Rs. 2 lakh personal loan?

The EMI amount will vary on the interest rate and repayment tenor. For instance, if you apply for Rs. 2 lakh personal loan for a tenor of three years at 13% interest, you will need to pay an EMI of Rs. 6,739.

You can also use the Bajaj Finserv Personal Loan EMI Calculator to calculate the monthly EMI estimates.