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EMI: Rs. 2,250
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 2,250
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 2,250
INSTANT APPROVAL
LOWEST EMI
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All about Flexi Loan
EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 3,858
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EMI: Rs. 4,399
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EMI: Rs. 5,218
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EMI: Rs. 6,595
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EMI: Rs. 9,368
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EMI: Rs. 17,723
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Features and benefits of our personal loan
All you need to know about our Personal Loan
Watch this video to know everything about the features of our personal loan.
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3 unique variants
Pick the loan variant that suits you best: Term loan, Flexi Term Loan, and Flexi Hybrid Loan.
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No part-prepayment charge on Flexi Term Loan
Repay a part of your loan in advance, at no extra cost. You can part-pay as many times as you want.
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Loan of up to Rs. 40 lakh
Manage your small or large expenses with loans ranging from Rs. 1 lakh to Rs. 40 lakh.
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Convenient tenures
Manage your loan easily with repayment options ranging from 6 months to 96 months.
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Approval in just 5 minutes
Complete your entire application online from the comfort of your home or wherever you are and get instant approval.
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Money in your account in 24 hours*
Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval.
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No hidden charges
Our fees and charges are mentioned clearly on this page itself and also on our loan documents. We advise you to read these in detail before applying.
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No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor.
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*Terms and conditions apply.
Still haven’t found what you’re looking for? Click on any of the links at the top of this page.
Frequently asked questions
Here is a step-by-step guide to applying for a Rs. 2 lakh personal loan:
- Click on ‘APPLY’ to open our online application form.
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 84 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for the next steps. The loan amount will be transferred to your bank account upon the successful verification of your documents.
The EMI of your personal loan usually depends on the loan repayment tenure and the interest rate charged by the lender. You can use a personal loan EMI calculator to find out the EMI of Rs. 2 lakh personal loan.
For instance, if you borrowed Rs. 2 lakh at an interest rate of 13%, the following is your EMI.
Tenure |
Approximate EMI at 13% interest rate |
2 years |
4,754 |
3 years |
3,369 |
5 years |
2,275 |
Calculate your personal loan EMIs
Personal loan interest rates may vary based on the lender's eligibility requirements. However, you can use our EMI calculator to figure out the exact amount of interest you are liable to pay. Input a few key details about the credit borrowed to get in-depth information on monthly payments, total interest payments, and more.
You can use our personal loan EMI calculator to determine the EMIs for the amount you wish to borrow. To get the exact EMI on your personal loan, simply select the loan amount, interest rate, and repayment period.
Yes, you can use your Aadhar card to apply for a Bajaj Finserv Personal Loan as it is one of the key documents needed to apply. In addition to the Aadhar card, you will also be required to present other KYC documents such as a PAN card/ passport/ voter’s ID, employee ID card, salary slips of the last 3 months, and bank account statements of the previous 3 months.
Borrowers must meet certain eligibility requirements such as age, credit score, monthly salary, nationality, and other aspects while availing funds. Generally, a CIBIL Score of 685 or higher is required to get a Bajaj Finserv Personal Loan.