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Personal Loan

Personal Loan of Rs. 2 Lakh

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Get Rs. 2 Lakh Loan Instantly

Avail an instant personal loan of Rs.2 lakh from Bajaj Finserv and overcome all your urgent personal financial needs with ease. Get collateral-free financing, with affordable personal loan EMIs and flexible repayment tenors, and fulfil only some basic eligibility criteria to get approved for Rs. 2 lakh credit today.

Let’s take a look at some of the benefits and features of Rs.2 lakh loan from Bajaj Finserv.

  • Instant approval

    Instant approval

    Meet the basic eligibility criteria to avail this short-term loan. A streamlined process ensures your application is approved within only 5 minutes.

  • Money within 24 hours*

    Loan disbursed within only 24 hours

    Avail a quick personal loan from Bajaj Finserv, with money disbursed within only 24 hours, after the successful application of your Rs.2 lakh personal loan.

  • Minimal documentation

    Simple documentation

    Submit only the essential documents to complete your personal loan application process.

  • Pay up to 45% lower EMI

    Up to 45% less EMIs

    Reduce your loan EMIs by up to 45% with a flexi personal loan. Borrow only when you require without submitting multiple applications or additional documentation. Repay in interest-only EMIs throughout the tenor. Principal repayment can be done at the end of the term.

  • Pre-approved offers

    Pre-approved offers

    Increase the convenience by availing a pre-approved personal loan. Share your basic contact details to check your pre-approved offer.

  • No hidden charges

    Zero hidden charges

    Bajaj Finserv offers transparent terms and conditions with their unsecured personal loan.

  • Flexible tenors

    Flexible repayment tenor

    Choose a repayment tenor according to your convenience from a range of up to 60 months, when you avail a personal loan from Bajaj Finserv.

  • Collateral-free loan

    Collateral free credit

    Take an instant cash loan without pledging any collateral; skip the lengthy documentation and verification process while applying for credit.

  • Online loan account access

    Online account access

    Access all the important details of your loan account like the repayment schedule, personal loan interest rates, terms and conditions anytime and anywhere with ease via an online loan account.

Eligibility Criteria for getting Rs. 2 Lakh Personal Loan

Visit the official website to check the eligibility criteria and documents required for a Rs. 2 lakh loan. You can also use an online personal loan EMI calculator to determine your monthly instalments.

Personal Loan Application Procedure

Determine the exact amount you will need as a personal loan and calculate a repayment tenor according to your repayment capability.

After that, you can apply for a Bajaj Finserv Personal Loan online following the below-mentioned steps:

Step 1:

Duly fill the application form with your personal, financial, and employment details.

Step 2:

Select the loan amount and repayment tenor.

Step 3:

Bajaj Finserv representatives will get in touch with you to collect the documents. Submit all necessary documents when they get in touch with you.

Step 4:

You will receive the money in your bank account within 24 hours of approval.

FAQs

1. How to get a Rs.2 lakh personal loan?

You can follow these steps to avail of a Rs.2 lakh personal loan quickly:

  • First, fill up the loan application form carefully by providing your personal, financial and employment details.
  • Choose the repayment tenor and loan amount.
  • Provide all the necessary documents to the representatives.
  • The loan amount of Rs.2 lakh will be credited to your account as soon as approved.

2. What is the EMI for Rs.2 lakh personal loan?

The EMI amount will vary on the interest rate and repayment tenor. For instance, if you apply for Rs. 2 lakh personal loan for a tenor of 3 years at 13% interest, you will need to pay an EMI of Rs. 6,739.

You can also use Bajaj Finserv Personal Loan EMI Calculator to calculate the monthly EMI estimates.