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Get Rs. 2 Lakh Loan Instantly
Avail an instant personal loan of Rs.2 lakh from Bajaj Finserv and overcome all your urgent personal financial needs with ease. Get collateral-free financing, with affordable personal loan EMIs and flexible repayment tenors, and fulfil only some basic eligibility criteria to get approved for Rs. 2 lakh credit today.
Let’s take a look at some of the benefits and features of Rs.2 lakh loan from Bajaj Finserv.
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Instant approval
Meet the basic eligibility criteria to avail this short-term loan. A streamlined process ensures your application is approved within only 5 minutes.
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Loan disbursed within only 24 hours
Avail a quick personal loan from Bajaj Finserv, with money disbursed within only 24 hours, after the successful application of your Rs.2 lakh personal loan.
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Simple documentation
Submit only the essential documents to complete your personal loan application process.
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Up to 45% less EMIs
Reduce your loan EMIs by up to 45% with a flexi personal loan. Borrow only when you require without submitting multiple applications or additional documentation. Repay in interest-only EMIs throughout the tenor. Principal repayment can be done at the end of the term.
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Pre-approved offers
Increase the convenience by availing a pre-approved personal loan. Share your basic contact details to check your pre-approved offer.
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Zero hidden charges
Bajaj Finserv offers transparent terms and conditions with their unsecured personal loan.
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Flexible repayment tenor
Choose a repayment tenor according to your convenience from a range of up to 60 months, when you avail a personal loan from Bajaj Finserv.
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Collateral free credit
Take an instant cash loan without pledging any collateral; skip the lengthy documentation and verification process while applying for credit.
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Online account access
Access all the important details of your loan account like the repayment schedule, personal loan interest rates, terms and conditions anytime and anywhere with ease via an online loan account.
Eligibility Criteria for getting Rs. 2 Lakh Personal Loan
Visit the official website to check the eligibility criteria and documents required for a Rs. 2 lakh loan. You can also use an online personal loan EMI calculator to determine your monthly instalments.
Personal Loan Application Procedure
Determine the exact amount you will need as a personal loan and calculate a repayment tenor according to your repayment capability.
After that, you can apply for a Bajaj Finserv Personal Loan online following the below-mentioned steps:
Duly fill the application form with your personal, financial, and employment details.
Select the loan amount and repayment tenor.
Bajaj Finserv representatives will get in touch with you to collect the documents. Submit all necessary documents when they get in touch with you.
You will receive the money in your bank account within 24 hours of approval.
FAQs
1. How to get a Rs.2 lakh personal loan?
You can follow these steps to avail of a Rs.2 lakh personal loan quickly:
- First, fill up the loan application form carefully by providing your personal, financial and employment details.
- Choose the repayment tenor and loan amount.
- Provide all the necessary documents to the representatives.
- The loan amount of Rs.2 lakh will be credited to your account as soon as approved.
2. What is the EMI for Rs.2 lakh personal loan?
The EMI amount will vary on the interest rate and repayment tenor. For instance, if you apply for Rs. 2 lakh personal loan for a tenor of 3 years at 13% interest, you will need to pay an EMI of Rs. 6,739.
You can also use Bajaj Finserv Personal Loan EMI Calculator to calculate the monthly EMI estimates.
