Personal Loan
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Rs. 8 Lakh Personal Loan: Features and Benefits

Get a personal loan of upto Rs.8 lakh from Bajaj Finserv and cater to all your financial requirements today. This collateral-free financing tool comes with attractive personal loan EMI options and flexible repayment tenor, allowing you to repay the debt with ease. Meet only a few basic eligibility criteria to get approved for a loan.

There are several features and benefits of Rs.8 lakh loan; let’s take a look at some of them.

  • Minimal documentation

    Simple documentation

    Submit only a few essential documents during the personal loan application process to get approval within 5 minutes.

  • Instant approval

    Instant approval

    Get instant approval on a loan of Rs.8 lakh by meeting the basic eligibility criteria and completing a simple application process.

  • Money within 24 hours*

    Money in the bank within 24 hours

    Receive your loan amount within 24 hours of approval from Bajaj Finserv, one of the most trusted private financiers in India.

  • Pre-approved offers

    Pre-approved offers

    Avail a pre-approved personal loan to reduce the overall loan processing time. Check your pre-approved offer online by providing your basic contact details.

  • Flexible tenors

    Flexible repayment tenor

    Repay the due amount in EMIs through a flexible repayment tenor ranging up to 60 months.

  • Pay up to 45% lower EMI

    Up to 45% lower EMIs

    Enjoy the benefits of the Flexi personal loan and lower your EMIs by up to 45%. Borrow funds from your sanction whenever required without submitting any additional application or paperwork. Pay interest only on the withdrawn funds and not on the total principal amount.

  • No hidden charges

    No hidden charges

    Bajaj Finserv offers personal loan with transparent policies and easy to understand terms and conditions. Enjoy zero hidden fees and charges and keep track of every detail of your credit account.

  • Collateral-free loan

    Collateral-free credit

    You do not have to pledge any security to avail a low salary personal loan of up to Rs.8 lakh from Bajaj Finserv. Forget about lengthy documentation and verification process while applying for a loan.

  • Online loan account access

    Online account access

    Use the online account facility from Bajaj Finserv to access all the important details of your loan account. You can access details like your repayment schedule, personal loan interest rate, and terms and conditions from anywhere with the help of the online loan account.

Eligibility Criteria for Rs. 8 Lakh Loan

Check the eligibility requirement and documents required for a personal loan from the official website of Bajaj Finserv. You can also use online tools like EMI calculator to determine the monthly instalments.

Rs. 8 Lakh Loan Application Procedure

Determine the exact loan amount, calculate a repayment tenor, and apply for a Bajaj Finserv Personal Loan online by following the below-mentioned steps:

Step 1:

Fill the application form with your personal, financial, and employment details.

Step 2:

Select the amount of credit you require as well as a preferred repayment tenor and submit the application to receive instant online approval.

Step 3:

A representative from Bajaj Finserv will get in touch with you to collect the necessary documents.

Step 4:

After successful verification, you will receive money in your account within only 24 hours.