Features and benefits

  • Minimum documentation

    Minimum documentation

    Get through the personal loan application process easily by submitting just the basic documentation required.

  • Speedy approvals

    Speedy approvals

    Fulfil all parameters of the eligibility criteria and documentation to enjoy near-instant loan approval.

  • Same-day disbursal

    Same-day disbursal

    Money is transferred to your bank account within 24 hours of loan approval.

  • Pre-approved deals

    Pre-approved deals

    To reduce loan processing significantly, check your pre-approved personal loan offer by entering basic contact information.

    Enjoy flexible repayment with tenure that ranges up to 96 months.

  • Flexible tenor options

    Flexible tenor options

    Enjoy flexible repayment with a tenor that ranges up to 96 months.

  • Flexi facility perks

    Flexi facility perks

    Avail of the Flexi loan facility to reduce monthly outgo by up to 45%* by choosing to pay interest-only EMIs.

  • No undisclosed fees

    No undisclosed fees

    There are no hidden charges with this loan, and all fees are clearly mentioned on the loan document.

  • Unsecured loan

    Unsecured loan

    Avail of the sanction easily without pledging assets as collateral.

  • Digital loan tools

    Digital loan tools

    Whether you want to check your personal loan interest rate, access your loan statement, or manage loan EMIs, do it online with the loan account. 

Accessing the funds you need is easy with a Bajaj Finserv Personal Loan. We offer loans to applicants who meet our simple eligibility criteria and can furnish the necessary documentation.

With this offering, you can fund any financial obligation, even emergencies, thanks to the swift loan processing feature. You can get money in the bank within 24 hours of loan approval, and there are no hidden charges applicable. To ensure a completely cost-effective repayment experience, use our personal loan EMI calculator to find the best loan terms for you.

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How much EMI will I need to pay for Rs. 8 lakh personal loan?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria

  • Nationality


  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

*Higher age limit is applicable at the time of loan maturity

To check your eligibility with ease, use our online Personal Loan eligibility calculator.

How to apply for a personal loan of Rs. 8 Lakh?

Follow these simple steps to apply for the loan online.

  1. 1 Access the application form by clicking 'Apply Online'
  2. 2 Enter your personal, financial, and professional information
  3. 3 Attach the needed documents and submit the online form

Our representative will contact you and assist with loan processing.

*Terms and conditions apply.

Frequently asked questions

How to get a personal loan of Rs. 8 lakh?

Here is how you can get a personal loan of Rs. 8 lakh:

  • Fill up the loan application form carefully by providing your personal, financial, and employment details
  • Select the repayment tenure and loan amount
  • Submit all the necessary documents to the representatives
  • Once approved, your loan amount will be credited into your account in 24 hours
What is the EMI for a personal loan of Rs. 8 lakh?

The EMI amount will depend on the interest rate and repayment tenure. For example, you borrow Rs. 8 lakh at the interest rate of 15% for a repayment tenure of four years. You will need to pay Rs. 22,265 as EMI. To calculate your monthly instalments in a hassle-free process, use our online personal loan EMI calculator and get results in minutes.

What is the interest on an Rs. 8 lakh loan?

The interest amount depends on the rate of interest levied by the lender. In the case of Rs. 8 lakh personal loan, with an interest rate of 11.5%, for a tenure of 5 years, the interest amount comes down to approximately Rs. 2,55,645.

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