Personal Loan of Rs. 8 lakh

Need Rs. 8 lakh for your financial goals? With a Rs. 8 lakh personal loan, you cover unexpected expenses like medical bills, home or vehicle repairs, education costs, or travel plans. You can easily apply online for a Bajaj Finserv Personal Loan and enjoy instant approval and quick disbursal. 

✅ You can check if you have a pre-approved loan offer with just your phone number and OTP – no need to visit the branch.

You can get money in your bank within a few hours of loan approval, and there are no hidden charges applicable.

Minimal documentation

Get through the personal loan application process easily by submitting just the basic documentation required.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Convenient repayment tenures

Manage your loan easily with flexible repayment options ranging from 12 months to 96 months, allowing you to choose EMIs that fit your income cycle and budget.

Approval in just 5 minutes*

Complete your entire personal loan application online from the comfort of your home or office and get an instant personal loan with lightning-fast approval.

Money in account within 24 hours*

Your bank account will be credited with your loan amount within 24 hours* of approval, or in some cases, on the same day—ideal for urgent business or personal needs.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan with just your phone number and OTP – no need to visit the branch.

Complete transparency - no hidden charges

Our fees and charges are mentioned clearly on this page and in all loan documents. We maintain complete transparency, allowing you to make informed financial decisions.

No guarantor or collateral needed

You don't need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor—completely unsecured financing.

Accessing the funds you need is easy with a Bajaj Finserv Personal Loan. We offer loans to applicants who meet our simple eligibility criteria and can furnish the necessary documentation.

Check out the illustration below for Rs. 8 lakh loan EMI for different tenures. You can also use our personal loan EMI calculator to check different EMI options for a Rs. 8 lakh loan and plan your finances better.
 

Pro tip: These are approximate EMIs at 10% interest rate. Your actual EMI may vary depending on your credit profile, income, and other factors. Use the EMI calculator for precise calculations based on your profile and tenure choice.

Avail an online Rs. 8 lakh loan with competitive interest rates and flexible repayment options. Check the personal loan interest rate to know more about applicable interest rates and associated charges.

Follow these simple steps to apply for a personal loan online. Benefit from quick approval and hassle-free processing and meet your financial needs with ease.

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.