Personal Loan of Rs. 40 lakh

A Rs. 40 lakh personal loan can be the right solution if you need quick access to substantial funds for big-ticket expenses such as home renovation, higher education, or international travel. With easy eligibility, minimal documentation, and quick disbursal, a Rs. 40 lakh loan ensures you meet your financial goals without delays.

✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Choosing a personal loan of Rs. 40 lakh give you the flexibility to manage significant financial requirements with ease. Whether it’s medical expenses, business expansion, or wedding planning, a Rs. 40 lakh loan provides the required support. Apply through a trusted lender like Bajaj Finance to enjoy competitive rates, flexible tenures, and a secure personal loan application process.

High loan amount

Manage both small and large expenses with quick personal loans ranging from Rs. 40000 to Rs. 55 lakh—perfect for business investments, property purchases, or major life events.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Convenient repayment tenures

Manage your loan easily with flexible repayment options ranging from 12 months to 96 months, allowing you to choose EMIs that fit your income cycle and budget.

Approval in just 5 minutes*

Complete your entire personal loan application online from the comfort of your home or office and get an instant personal loan with lightning-fast approval.

Money in account within 24 hours*

Your bank account will be credited with your loan amount within 24 hours* of approval, or in some cases, on the same day—ideal for urgent business or personal needs.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan with just your phone number and OTP – no need to visit the branch.

Complete transparency - no hidden charges

Our fees and charges are mentioned clearly on this page and in all loan documents. We maintain complete transparency, allowing you to make informed financial decisions.

No guarantor or collateral needed

You don't need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor—completely unsecured financing.

These features make this one of the best personal loans in India.

Check out the illustration below for EMI for a Rs. 40 lakh loan over different tenures at an approximate 10% interest rate:

Use our personal loan EMI calculator to get an accurate EMI estimate based on your preferred tenure and interest rate.

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Get online personal loan at competitive personal loan interest rates with flexible repayment options. Bajaj Finance offers attractive interest rates, making it easier to manage your finances. The loan comes with minimal processing fees, no hidden charges, and hassle-free approval. Interest rates depend on eligibility, income, and credit score.