Fulfil your diverse financing needs with an instant personal loan online. Bajaj Finserv brings personal loans up to Rs.25 lakh, which can be availed by meeting minimum eligibility criteria and simple documentation requirement.
This online personal loan is collateral-free and comes with unrestricted end-use. Utilise the loan amount to meet big-ticket expenses like child’s marriage or education, travel, home renovation, purchasing a used car, consolidation of debt, medical emergencies and many more. Enjoy quick approval and easy disbursal of the loan and repay in easy EMIs.
Provide necessary documents to avail instant loan of up to Rs.25 lakh in 5 minutes with Bajaj Finserv. The money is collateral-free and requires you to fulfil basic eligibility criteria.
Documents required are minimal, which simplifies the personal loan application process.
Meet minimum eligibility criteria to apply for a personal loan online and enjoy instant approval easily. The availability of the online facility for loan application simplifies the process too.
Select a flexible loan tenure of up to 60 months and repay with ease.
Opt for the Flexi Loan facility that allows multiple withdrawals from a pre-sanctioned loan amount. Also, interest is charged only on the money withdrawn, thus reducing the EMIs substantially.
The absence of any hidden charges makes financing transparent for you.
Once approved, the loan amount is disbursed to your account within 24 hours* of approval.
Meet minimum loan eligibility criteria to avail the money.
Check your eligibility today to apply.
Individuals must provide the following documents to avail instant personal loans.
|Type of Document||Requirement|
|Proof of identity||PAN card, Aadhaar card, Voter ID card, Passport or any other government-issued photo identity proof|
|Proof of address||Aadhaar card, Voter ID card, Passport, Ration card, utility bills or any other government-issued proof of address|
|Income proof||Salary slips for the last 2 months and bank account statements for three previous months|
Instant personal loans come with no end-use restrictions, which makes them suitable for meeting diverse urgent funding needs. These advances are also available in customised types to fulfil different financing needs.
Opt for a suitable advance as per your urgent financing needs. Use an online personal loan EMI calculator to estimate your fixed monthly outgo and choose tenor accordingly.
Proceed with the following steps to apply for quick personal loans online with Bajaj Finserv.
Apply now to enjoy quick approval.
Bajaj Finserv offers competitive interest rates on personal loan to make repayment affordable for you. Check other fees and charges to make a repayment plan before applying.
The minimum ideal CIBIL score required for personal loans is 750.
You can calculate your loan EMI with the help of the EMI calculator available online on your website for free.
The minimum salary requirement for personal loans depend on the city you live in, the lowest of which starts from Rs.25,000.
Salaried individuals can avail a personal loan of up to Rs.25 lakh against simple eligibility.
If you have met all necessary eligibility criteria, you can expect to receive instant approval on your loan.
Personal advances are available at both fixed and floating rates of interest.
To know whether your instant loan application has been approved, you can check your application status online through the dedicated customer portal or the Experia app. You can also do so offline by visiting your nearest branch.
You can repay your personal advance in monthly instalments/EMIs. You can also opt to part-prepay or foreclose your loan account before the tenor ends.
Check the status of your loan application at the customer portal online via the ‘track application’ feature or through the Experia app. To check the status offline, visit your nearest branch.
You can receive your instant personal loan statement via the customer portal, Experia. Provide your customer ID and validate with OTP to check statement.
Congratulations! You have a pre-approved personal loan/top-up offer.