Can I Get an Instant Personal Loan in 2 Minutes

Read on to know if you can get an instant loan in 2 minutes.
Can I Get an Instant Personal Loan in 2 Minutes
5 min read
02 August 2023

When facing financial challenges, many individuals turn to instant personal loansBajaj Finance Insta Personal Loan for a quick solution. Unlike regular loans, instant loans offer the advantage of swift disbursal, making them an ideal choice for urgent funding requirements.

Many lenders offer instant loans within a short time. While we do not offer a personal loan in 2 minutes. You can get a Bajaj Finance Insta Personal Loan of up to Rs. 12,76,500 in 30 minutes* to 4 hours.

Here is how you can get our Insta Personal Loan

For existing customers: You can benefit from our pre-approved loan offers. Simply provide your phone number and OTP to access this information effortlessly.

For new customers: You can check your pre-assigned limits by entering your phone number and OTP. However, please note that additional paperwork may be necessary to process the loan application.

If you do not see an offer or need more funds: In case you need a higher loan amount, you can always apply for our regular personal loan and get instant approval in 5 minutes*.

Key features and benefits of instant loans:

Instant personal loans come with a host of advantages, thanks to their pre-approved nature:

  • Swift disbursal
  • Minimal to no documentation required
  • Flexible tenure options
  • Hassle-free application process
  • No hidden charges

How to apply for an instant loan:

Getting an Insta Personal Loan is easy with these simple steps:

  1. Click the 'CHECK OFFER' button on this page to access the online form.
  2. Enter your 10-digit mobile number and verify it with the provided OTP.
  3. Review the pre-assigned loan offer and choose the desired loan amount.
  4. Select a suitable loan tenure that aligns with your preferences.
  5. Click "PROCEED" to complete the online application form.

Please note that the application process may differ for new and existing customers. Some customers might require additional documentation for their Insta Personal Loan application.

Factors to consider before opting for an instant personal loan

Use our Instant Loan EMI Calculator: Our Instant Loan EMI Calculator is an easy-to use tool that requires you to input the loan amount, tenure and the interest rate. It helps you determine your monthly EMIs based on these input parameters. This way, you can select an amount that suits your budget.

Select a suitable loan tenure: Longer tenures result in lower EMIs, while shorter tenures lead to a reduced total applicable interest. Choose the tenure that suits your repayment capacity.

If you need an instant loan that can quickly be transferred to your account, our Insta Personal Loan is the perfect solution. Check your offer today.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

How can I get an instant personal loan in 2 minutes?

We do not offer an instant personal loan in 2 minutes. However, you can opt for our Insta Personal Loan. With this lending option you can get up to Rs. 12,76,500 in 30 minutes* to 4 hours.

How can I get a loan immediately?

Bajaj Finance offers instant funds of up to Rs. 12,76,500 to those looking for a loan immediately. If you are an existing customer, all you need to do is enter your mobile number and OTP to check your pre-approved loan offer. You can then select the amount displayed on your screen or choose a lower amount. New customers can also check their pre-assigned loan limit with their mobile number and OTP. Select customers may need to provide further paperwork to process the loan.

What are the criteria for a short-term loan?

If you are looking for a short-term loan, our Insta Personal Loan can be a great option. Since it provides pre-approved loan offers, you do not have to check eligibility criteria before applying. We extend these offers after assessing the borrowers’ creditworthiness.

What is the minimum time limit for the approval of a personal loan?

Our Insta Personal Loan comes with pre-approved offers, while our regular personal loan offers approval within 5 minutes*.

*Terms and conditions apply

What is the eligibility for a Rs. 5 lakh personal loan?

Since our Insta Personal Loan provides pre-approved loan offers, you do not have to check eligibility criteria before applying. We extend these offers after assessing the borrowers’ creditworthiness.

Show More Show Less