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Latest Smartphones

EMI STORE

sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances

EMI STORE

sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets

EMI STORE

sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

    1/3
  • Please share your city of residence

    2/3
  • Please select your date of birth

    3/3

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

    1/2
  • Please select your date of birth

    2/2

Features and Benefits

Quick disbursal

Money in your account in 30 minutes* (T&C)

mortgage loan

High-value loans

Avail of a personal loan of up to Rs. 10 lakh

mortgage loan calculator

Minimal documentation

Faster access to your money with some basic documents

mortgage loan interest rates

Flexible tenor

Choose a tenor, ranging from 12 to 60 months

How to avail of a pre-approved Personal Loan

01

Share your basic details

like your name, mobile number and your OTP.

02

See your pre-approved offer

without any waiting time.

03

Get disbursal instantly

and start accessing your money.

Documents Required

To avail of a pre-approved personal loan by Bajaj Finserv, you need to provide the following documents:

  • KYC documents
  • Cancelled cheque
  • Bank account details

Interest Rate and Charges

Here’s a look at the interest rate and charges applicable on your personal loan:

  • Types of Fees
    Charges Applicable
  • Interest Rate
    13% onwards
  • Processing Fees
    Up to 4% of the loan amount (inclusive of GST)
  • Bounce Charges
    Rs. 600 – Rs. 1,200 per bounce charges (inclusive of taxes)
  • Penal Interest
    Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding from the date of default until the receipt of the monthly instalment/ EMI.
  • Borrower Type
    Time Period
    Foreclosure Charges
  • All Borrowers
    More than 1 month from date of loan disbursal
    4% plus applicable taxes on principal outstanding*
 
 
*Foreclosure charges for term loan will be applicable on the current principal outstanding.