Features and benefits

  • Instant loan approval

    Instant loan approval

    Get approved within 5 minutes* of applying for your personal loan online

  • Disbursal in %$$PL-Disbursal$$%*

    Disbursal in 24 hours*

    Receive money in the bank within a day of loan approval.

  • Collateral-free loans

    Collateral-free loans

    Obtain a personal loan of Rs. 30,000 without pledging security or offering a guarantor.

  • Repay in up to %$$PL-Tenor-Max-Months$$%

    Repay in up to 96 months

    Select a comfortable repayment tenor of up to 96 months after considering your monthly budget.

  • Flexi benefits

    Flexi benefits

    Withdraw money from your loan account multiple times and pay interest only on the utilised amount.

  • Up to %$$PL-Flexi-EMI$$% lower EMI

    Up to 45% lower EMI

    Opt for our Flexi personal loan facility and pay only the interest component as EMIs for the initial part of the tenor.

  • Online loan account

    Online loan account

    Log in to our customer portal, Experia, to view your repayment schedule, pay EMIs, make part-prepayments, and download statements.

  • 100% transparency

    100% transparency

    Be assured of zero hidden charges as you read our terms and conditions.

Our instant personal loan of Rs. 30,000 is ideal for short-term and urgent funding needs. It is a collateral-free offering, meaning that you do not need to pledge any security to avail of the loan.

With an easy online application process and simple eligibility criteria, you can get instant approval within 5 minutes* of applying. We require just a handful of essential documents for verifiacation. The funds are disbursed to your bank account within 5 minutes* of approval.

For easy repayment, we offer a tenor of up to 96 months. You can use the Personal Loan EMI Calculator to pick the ideal tenor, striving for a balance between your instalments and total interest payment. With a good CIBIL score, you can secure a competitive interest rate, and we levy no hidden charges.

Our unique Flexi loan facility offers you a loan limit from which you can borrow funds as you go and make part-prepayments at no extra charges. Pay interest-only EMIs for the first part of the tenor to reduce your monthly debt outgo by up to 45%*.

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How much EMI will I need to pay for a personal loan of Rs. 30,000?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

As a salaried professional, you can easily get a personal loan of Rs. 30,000 in major Indian cities. Use our Personal Loan Eligibility Calculator to apply for a loan amount that matches your income and fixed obligations.

Interest rates and fees

Bajaj Finserv offers attractive personal loan interest rates and charges. Moreover, you are assured of zero hidden charges and 100% transparency.

Steps to apply for a Rs. 30,000 loan

Follow these steps to apply for a personal loan of up to Rs. 30,000:

  1. 1 Click on ‘APPLY ONLINE’ to access our short online application form
  2. 2 Enter your phone number and authenticate yourself with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Upload the documents required and submit the form

Our representative will get in touch with you and guide you through the next steps.

*Conditions apply