40000 Personal Loan
Avail of a Rs. 40,000 loan online, by fulfilling the simple eligibility criteria, to meet a range of short-term financing needs. Bajaj Finserv brings the advance along with several attractive features and benefits to make borrowing affordable and convenient. A flexible repayment tenure helps keep EMIs within affordable limits.
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Rs.40,000 Personal Loan: Features and Benefits
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Loan tenure of up to 60 months
With the tenure ranging up to 60 months, choose a repayment term for your online personal loan that keeps the EMIs affordable.
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Flexi Hybrid Feature
Bajaj Finserv brings the Flexi Hybrid feature on a Rs. 40,000 personal loan. It allows you to borrow on the go from a pre-sanctioned loan amount and pay interest only on the amount withdrawn.
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Unsecured loan
An instant personal loan up to Rs.40,000 is an unsecured loan you can avail of only by fulfilling minimum eligibility criteria. You do not need to provide an asset as collateral to get it.
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Reduced paperwork
A complete online application processing means reduced paperwork. Apply only with a handful of essential documents to get an urgent loan of Rs.40,000.
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Hassle-free approval
Fulfil minimum eligibility and apply with essential documents to receive quick and hassle-free approval on your instant loan of Rs.40,000.
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Disbursal within 24 hours*
Once approved, disbursement of Rs.40,000 loan occurs within 24 hours*. Meet your emergency funding needs with this immediate disbursal facility.
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24x7 access to loan account
Track any update on the go for your Rs.40,000 loan online with our dedicated customer portal, Experia and manage the loan account conveniently.
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Nil hidden charges
100% transparency in our terms and conditions ensures you pay zero hidden charges on your personal loan up to Rs.40,000.
40,000 Loan Eligibility Criteria
Simple eligibility criteria and document requirement makes obtaining Rs.40,000 loan from Bajaj Finserv convenient.
| Eligibility Requirements | Criteria |
|---|---|
| Age | From 23 to 55 years |
| Employment status | Salaried individual employed with either a public/private company or an MNC |
| Nationality | Residing Indian citizen |
| CIBIL score | 750 and above |
40,000 Loan Interest Rates and Charges
Pay competitive interest rates and other nominal charges and keep repayment affordable throughout the loan tenure.
How to Apply?
Apply for a Rs.40,000 loan with Bajaj Finserv in the following few steps.
Step 1 – Browse the online application form and fill it with essential personal and employment details.
Step 2 – Provide the loan amount you are applying for and select a suitable repayment tenure..
Step 3 – Complete the paperwork by handing out all required documentsComplete paperwork by handing over all essential documents to our representative visiting your residence.
Step 4 – The loan amount will be disbursed to your account within 24 hours* of approval.
*Conditions apply
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Congratulations! You have a pre-approved personal loan/top-up offer.