Features and benefits of a Rs. 70,000 personal loan
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Approval in minutes
Fulfill our simple eligibility parameters to get approval within 5 minutes* on your loan application.
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Fast fund transfer
Access your personal loan amount of Rs. 70,000 within 24 hours* of approval.
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Collateral-free finance
Keep your assets safe as our unsecured personal loan does not need collateral.
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Flexible tenure
Choose a repayment tenure of up to 96 months based on your comfort. Plan repayment better by using the personal loan EMI calculator.
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No unexpected fees
Our loan does not come with any undisclosed charges, so there are no surprises later. Go through our terms and conditions to be informed.
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Basic documents only
Apply stress-free with documents required for our personal loan for the application of a personal loan of Rs. 70,000.
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Up to 45%* less EMI
Our Flexi Loan facility allows you to reduce monthly payments by up to 45%* with interest-only EMIs.
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Easy virtual management
Our customer loan account allows you to track and manage your loan anytime, anywhere.
Personal Loan for Rs. 70,000
With flexible terms and competitive rates, you can secure a Rs. 70000 personal loan, with an interest rate that fits your budget. Bajaj Finance now offers loan of up to Rs. 55 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, Rs. 70000 personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finance today to explore your options and find the best deal tailored to your requirements.
Eligibility criteria to get a personal loan for Rs. 70,000
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Nationality
Indian
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Age
21 years to 80 years
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CIBIL Score
685 or higher
Calculate your eligibility with the Personal Loan Eligibility Calculator.
Documents required for personal loan of Rs. 70,000
To apply for a personal loan of Rs. 70,000, you must submit basic documents like:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
How to apply for a personal loan of Rs. 70,000
Apply for a Rs. 70,000 personal loan in no time by following these steps:
- Click on the ‘APPLY ONLINE’ button to go to the form
- Share your basic contact information and authenticate yourself with an OTP
- Fill the form with employment, financial, and personal details
- Attach the pertinent documents and submit the form
A Bajaj Finance representative will contact you about the last few steps to get your loan of Rs. 70,000 transferred to your bank account.
*Conditions apply
Interest rates and fees for Rs. 70,000 personal loan
We offer personal loans at attractive interest rates without any hidden or undisclosed costs. Browse through our terms and conditions to see the clearly defined fees and charges. For a clearer understanding of interest rates use an online interest calculator.
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest |
10% to 31% p.a. |
Processing fees |
Up to 3.93% (Inclusive of applicable taxes) of the loan amount. |
Flexi Fee
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Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Bounce charges |
Up to Rs. 1,200/- per bounce |
Part-prepayment charges |
Full Pre-payment: Foreclosure can be processed post clearance of first EMIs. •Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. •Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment. |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not Applicable |
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
Purpose of Rs. 70,000 Personal Loans
A Rs. 70,000 personal loan is a versatile financial solution to cater to various immediate needs. Here are some common purposes for such loans:
- Travel expenses: Plan your dream vacation without worrying about upfront costs. Opt for an instant loan for travel and pay for flights, accommodation, and activities conveniently.
- Wedding costs: Cover wedding-related expenses, from venue bookings to attire and catering. An insta personal loan for wedding helps make your special day memorable without financial stress.
- Higher education: Manage tuition fees or related costs with ease by applying for a insta personal loan for higher education and invest in a better future.
- Medical emergencies: Tackle unexpected medical expenses swiftly with a insta personal loan for medical emergency to ensure uninterrupted care for your loved ones.
- Home expenses: Renovate, repair, or upgrade your living space effortlessly using a insta personal loan for home expenses and enhance your home’s comfort and functionality.
These loans provide quick disbursal, minimal paperwork, and flexible repayment options, making them ideal for addressing urgent financial needs.
How to apply for a personal loan of Rs. 70,000
Apply for a Rs. 70,000 personal loan in no time by following these steps:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure – you can select tenure options of 12 month to 96 month and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
Other instant personal loan options
Frequently asked questions
To get a Rs. 70,000 loan instantly, apply through banks or online lenders offering quick approvals. If you need a Rs. 70000 rupees urgently, make sure you meet eligibility requirements and have all necessary documents ready for faster processing.
The minimum salary to get our personal loan is Rs. 25,001.
A CIBIL Score of 685 or higher is required to get our personal loan.
You can get a loan even if you get a cash salary.
It is challenging to avail a Rs. 70,000 loan without income proof. Most lenders require some form of income verification, but alternative documentation might be accepted in certain cases.
To secure a Rs. 70,000 loan without a salary slip, consider providing alternative income proof, such as bank statements or tax returns. Some lenders may accept self-employment documentation as well.
Yes, you can get a Rs. 70,000 personal loan without any collateral, subject to the lender’s terms and eligibility criteria.
The EMI depends not only on the amount, but the tenure and interest rate as well.
The Rs. 70000 loan monthly payment varies based on the Rs. 70000 loan interest rate and the chosen tenure. To get an accurate estimate of your EMI, use our EMI calculator. It helps you plan better by showing monthly payments based on your loan details.