Features and benefits of a Rs. 70,000 personal loan

  • Approval in minutes

    Approval in minutes

    Fulfill our simple eligibility parameters to get approval within 5 minutes* on your loan application.

  • Fast fund transfer

    Fast fund transfer

    Access your personal loan amount of Rs. 70,000 within 24 hours* of approval.

  • Collateral-free finance

    Collateral-free finance

    Keep your assets safe as our unsecured personal loan does not need collateral.

  • Flexible tenure

    Flexible tenure

    Choose a repayment tenure of up to 96 months based on your comfort. Plan repayment better by using the personal loan EMI calculator.

  • No unexpected fees

    No unexpected fees

    Our loan does not come with any undisclosed charges, so there are no surprises later. Go through our terms and conditions to be informed.

  • Basic documents only

    Basic documents only

    Apply stress-free with minimal documents required for the application of a personal loan of Rs. 70,000.

  • Up to 45%* less EMI

    Up to 45%* less EMI

    Our Flexi Loan facility allows you to reduce monthly payments by up to 45%* with interest-only EMIs.

  • Easy virtual management

    Easy virtual management

    Our customer loan account allows you to track and manage your loan anytime, anywhere.

Borrowing is made simple with the Bajaj Finance Personal Loan of Rs. 70,000. Our application process is stress-free. Just meet the eligibility criteria and attach basic documentation for verification. Our personal loan provides quick access to funds when you need it. We transfer the money to your bank account within 24 hours* of approval.

With a tenure going up to 96 months, you can plan repayment stress-free, keeping in mind your existing income and obligations. Overcome your financial hurdles with this personal loan of Rs. 70,000 as it does not require any collateral or have any restrictions on how you spend the money.

Existing customers can further streamline application and approval with pre-approved offers.

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How much EMI will I need to pay for a personal loan of Rs. 70,000?


Approximate EMI at 13% interest rates

2 years


3 years


5 years


Eligibility criteria for Rs. 70,000 loan

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL Score

    CIBIL Score

    685 or higher

Calculate your eligibility with the Personal Loan Eligibility Calculator.

Interest rates and fees for Rs. 70,000 personal loan

We offer personal loans at attractive interest rates without any hidden or undisclosed costs. Browse through our terms and conditions to see the clearly defined fees and charges.

How to apply for a personal loan of Rs. 70,000

Apply for a Rs. 70,000 personal loan in no time by following these steps:

  1. 1 Click on the ‘APPLY ONLINE’ button to go to the form
  2. 2 Share your basic contact information and authenticate yourself with an OTP
  3. 3 Fill the form with employment, financial, and personal details
  4. 4 Attach the pertinent documents and submit the form

A Bajaj Finance representative will contact you about the last few steps to get your loan of Rs. 70,000 transferred to your bank account.

*Conditions apply

Frequently asked questions

What is the minimum salary required to get a personal loan of Rs. 70,000?

The minimum salary to get our personal loan is Rs. 25,001.

What is the minimum credit score required to avail a Rs. 70,000 personal loan?

A CIBIL Score of 685 or higher is required to get our personal loan.

What will be the EMI for a Rs. 70,000 personal loan?

The EMI depends not only on the amount, but the tenure and interest rate as well.

Am I eligible for a Rs. 70,000 loan with a cash salary?

You can get a loan even if you get a cash salary.

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