Instant travel loan

Instant travel loan

An instant travel loan is an unsecured personal loan for travel expenses, available with Bajaj Finance at interest rates ranging from 10% and 30.5% per annum. Check your eligibility using your mobile number and OTP without visiting a branch.
FAQs

FAQs

Video

Video

Rs. 40,000 - Rs. 15,50,000

You may be eligible for a pre-approved offer

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Enter mobile and OTP | Check offer | No branch visit needed

 
 

Key takeaways


An instant travel loan from Bajaj Finance helps you finance your travel plans with funds ranging from Rs. 40,000 to Rs. 15,50,000 and a fully online application process.


  • Loan amount: Rs. 40,000-Rs. 15,50,000
  • Interest rate: 16% to 30.5% p.a.
  • Repayment tenure: 12 months to 96 months
  • Insta Personal Loan disbursal in as little as 30 minutes* for eligible customers
  • Minimum CIBIL Score of 650for a regular personal loan

Whether you are planning a holiday in advance or taking advantage of a last-minute travel opportunity, an instant travel loan offers a convenient way to manage your travel expenses. Check your loan offer using just your mobile number and OTP.

What is an instant travel loan?

An instant travel loan is an unsecured personal loan that helps you finance travel expenses such as flights, accommodation, sightseeing, and other holiday costs without pledging collateral. 


Depending on your eligibility, you can get the Bajaj Finance Insta Personal Loan from Rs. 40,000-Rs. 15,50,000 at interest rates ranging from 16% to 30.5% per annum, with flexible repayment tenures of 12 months to 96 months. 


Eligible customers can complete the application process online with minimal documentation and may receive funds in as little as 30 minutes* for an Insta Personal Loan.

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What are the features and benefits of instant travel loans?

An instant travel loan is a financial solution designed to give quick access to funds without the usual delays associated with traditional loans. Speed of disbursal, an end-to-end online process, and the absence of collateral are the three defining features of the Bajaj Finance Insta Personal Loan.


FeatureWhat it means for you
Loan amount ranging from Rs. 40,000-Rs. 15,50,000A wide range lets you borrow funds depending on your need, whether you want to make bookings and flight tickets or smaller travel expenses.
Disbursal in as little as 30 minutes** for select customersInsta Personal Loan funds reach your bank account without a branch visit
End-to-end online applicationYou apply from home using your mobile number and OTP
Easy documentationSelect customers can get an Insta Personal Loan without submitting any documents
Repayment tenure you selectYou choose a tenure between 12 months to 96 months when you apply, which sets your Equated Monthly Instalment (EMI)
No collateralYour property, gold, or investments are not placed as security
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What are the eligibility criteria for instant travel loans?

Your eligibility for Insta Personal Loan depends on factors such as your existing relationship with Bajaj Finance, your financial profile, and other applicable criteria. Existing customers may receive pre-approved offers with minimal or no documentation, while new customers can check their eligibility and submit the required documents to complete the application process

  • If you are an existing customer

    • As an existing customer, your pre-assigned loan limit needs no additional eligibility check.
    • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, bank statement etc.

  • If you are a new customer

    New customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide a few documents such as income proof, KYC documents, bank statements, etc.

  • If you don’t see an offer

    If you do not see an Insta Loan offer or need a higher loan amount than the pre-assigned limit, you have the option to go through our regular online application process that takes approximately 5 minutes.

Age: 21 years to 80 years


*You should be 80 years or younger, at the end of the loan tenure.


Getting a travel loan in India is an easy process with our Insta Personal Loan. Check your offer, apply online, and receive funds within 30 minutes*.


*Terms and conditions apply

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What are the documents required for instant travel loan?

You don’t need to submit a lot of documents to get our Insta Personal Loan. You only need to submit some documents verifying your identity, monthly income, place of residence and a few more details. Select customers may get the loan without needing to submit any documents. For regular personal loan, the documents required are:


Document categoryAccepted options
KYC proofAadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
Identity proofPAN card, Real-time image / photograph
Employment proofEmployee ID card, Letter of Allotment of Accommodation Issued by Employer
Income proofSalary slips — last 3 months, Bank account statements — last 3 months
OthersPension order, Utility bill, Phone bill, Piped gas bill, Property / Municipal tax receipt

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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Interest rates and fees for instant travel loan

The interest rate for Insta Personal Loan from Bajaj Finance ranges from 16% to 30.5% per annum. Here are some of the key charges:


Insta Personal Loan ChargesDetails
Interest rateUsually ranges from 16% to 30.5% per annum, depending on eligibility
Processing feeUp to to 4.13%  of the loan amount (inclusive of applicable taxes).
Prepayment chargesFull pre-payment:
4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.

Part pre-payment:
4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.
Loan tenureTypically ranges from Rs. 40,000-Rs. 15,50,000

The cost of an instant travel loan depends on the applicable interest rate, processing fee, and your chosen repayment tenure. Reviewing these charges before applying helps you understand the total borrowing cost and choose a loan that suits your repayment capacity. Know more about all the fees and charges related to Insta Personal Loan.

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How to apply for an instant travel loan?

You can apply for our Insta Personal Loan online by following a few simple steps:

  1. Check loan eligibility
    Visit Insta Personal Loan webpage - enter the loan amount you need and select the repayment period. Then click on "CHECK LOAN OFFER".
  2. Enter personal details
    Enter your personal, financial and employment details to get a personalised offer.
  3. Loan offer
    Review your offer details and adjust the amount or tenure to suit your needs.
  4. KYC verification
    Complete your KYC and verify your bank details.

  5. Talk to loan specialist
    Your application has been submitted. An executive will contact you for the next steps in the process.


The application process varies for new and existing customers. Some customers may need additional documents to complete their application.


Need assistance with any step? Speak to our customer care executive at 7757 000 000.

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How quickly is instant travel loan disbursed?

An instant travel loan can be disbursed in as little as 30 minutes* for eligible customers of the Bajaj Finance Insta Personal Loan, while our regular personal loan is typically disbursed within 24 hours* of approval.


This makes financing for travel a convenient option when you need funds for urgent or planned trips. The application process is completed online with minimal documentation, and eligible applicants can check their pre-approved loan offer using their mobile number and OTP. The final disbursal timeline depends on eligibility, successful verification, and fulfilment of the lender's requirements.

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Conclusion

Instant travel loans are rewriting the script for those who dream of spontaneous getaways or find themselves enticed by unexpected travel opportunities. With a blend of technology, accessibility, and flexibility, these loans are helping individuals to turn their travel aspirations into immediate reality, unlocking a world of instant adventures.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000