Features and benefits
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Instant approval
Get quick approval in 5 minutes after fulfilling our simple eligibility and document requirements.
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Funds in 24 hours*
Receive the money in your bank account within 24 hours* of approval.
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Keep your personal assets safe, as there is no need for any collateral to get the loan.
Easy, unsecured financing
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Simple documents
Make application easy by submitting only basic documents when applying for this personal loan of Rs. 50,000.
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Tenor up to 84 months
Simplify your monthly payments by choosing to repay over a period of up to 84 months. Use the Personal Loan EMI Calculator to plan in advance.
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Convenient Flexi facility
Reduce your EMIs by up to 45%* when you pay interest-only EMIs for the initial part of the tenor with our Flexi personal loan.
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Special offers
Existing customers can get a personal loan of Rs. 50,000 in a few clicks. Simply check your pre-approved loan offer by entering your name and contact details.
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Easy loan management
Information about past EMIs, interest rates, and the repayment schedule is at your fingertips with our customer portal, My Account.
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No undisclosed fees
Know the charges related to your instant personal loan of Rs. 50,000 by reading our clear terms and conditions.
With a personal loan of Rs. 50,000 from Bajaj Finserv, you can experience both speed and convenience. Our application process is simple and doesn’t require you to pledge any assets as security. So, you can apply stress-free with minimal paperwork using a quick online form. The eligibility criteria for a personal loan of Rs. 50,000 are also easy to meet. Once your application is approved, our disbursal is quick. Money is transferred within 24 hours* of approval so that you can address immediate needs stress-free.
Our easy-to-use loan management portal ensures you can track all essentials and manage your loan online. Our favourable loan terms and no hidden charges make it easier for you to plan repayment while being well-informed.
How much EMI will I need to pay for a personal loan of Rs. 50,000?
Tenor |
Approximate EMI at 13% interest rate |
2 years |
2,377 |
3 years |
1,685 |
5 years |
1,138 |
Eligibility criteria
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Nationality
Indian
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Age
21 years to 67 years*
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CIBIL score
750 or higher
Use the Personal Loan Eligibility Calculator to see if you qualify.
Match the basic eligibility requirements of the Bajaj Finserv Personal Loan and submit only the necessary documents to increase your chances of approval.
Interest rates and charges for a Rs. 50,000 loan
To help you with hassle-free repayment, our instant personal loan comes with attractive interest rates and nominal charges.
How to apply for a personal loan of Rs. 50,000
Apply for Rs. 50,000 loan from Bajaj Finserv by following these easy steps:
- 1 Click on ‘APPLY ONLINE’ to open the application form
- 2 Add basic information and your phone number to verify yourself with an OTP
- 3 Enter other details about your job and income
- 4 Attach the required documents and submit the form
Our representative will contact you shortly to help with the next steps of getting your loan of Rs. 50,000 transferred to your bank account.
*Conditions apply
Frequently asked questions
The EMI details of a personal loan will depend on the interest rate levied by the lender and the chosen repayment tenor. For instance, if the chosen tenor and interest rate on a Rs. 50,000 personal loan is 3 years and 14%, respectively, the EMI will stand at Rs. 1,709. This will change as the tenor or interest rate changes.
Use an online personal loan EMI calculator to easily check the monthly instalment outflow on a personal loan.
The interest rate levied on an instant personal loan of Rs. 50,000 will depend on the lender. Prospective borrowers should conduct thorough market research and compare lenders to find the one offering competitive interest rates. Moreover, one should check for additional charges associated with it.
An Aadhaar card is mandatory to apply for a loan. While applying for a personal loan of Rs. 50,000 a borrower is required to submit various KYC documents. They need to upload the scanned photocopy of the Aadhaar and other documents after submitting the application form to get a personal loan with aadhar card. The lender will credit the loan amount after verifying all relevant documents.
Some lenders might offer a personal loan of Rs. 50,000 without a PAN card. However, that too will depend on various factors. Notably, the Indian Government has made it mandatory for borrowers to provide the PAN number and submit the PAN Card to avail any loans.
