Features and benefits of a Rs. 50,000 personal loan

  • Instant approval

    Instant approval

    If you need a Rs. 50,000 loan urgently, get it with instant approval from Bajaj Finance Limited after fulfilling our simple eligibility and document requirements.

  • Funds in 24 hours*

    Funds in 24 hours*

    When need money urgently, apply for Rs. 50,000 loan from Bajaj Finance Limited and receive the money in your bank account within 24 hours* of approval.

  • Easy, unsecured financing

    Easy, unsecured financing

    Keep your personal assets safe, as there is no need for any collateral to get the loan.

  • Simple documents

    Simple documents

    Make application easy by submitting only basic documents when applying for this personal loan of Rs. 50,000.

  • Tenure up to 96 months

    Tenure up to 96 months

    Simplify your monthly payments by choosing to repay over a period of up to 96 months. Use the Personal Loan EMI Calculator to plan in advance.

  • Convenient Flexi facility

    Convenient Flexi facility

    Reduce your EMIs by up to 45%* when you pay interest-only EMIs for the initial part of the tenure with our Flexi personal loan.

  • Special offers

    Special offers

    Existing customers can get a personal loan of Rs. 50,000 in a few clicks. Simply check your pre-approved loan offer by entering your name and contact details.

  • Easy loan management

    Easy loan management

    Information about past EMIs, interest rates, and the repayment schedule is easily available in our customer portal, My Account.

  • No undisclosed fees

    No undisclosed fees

    Know the charges related to your instant personal loan of Rs. 50,000 by reading our clear terms and conditions.

With a personal loan of Rs. 50,000 from Bajaj Finserv, you can experience both speed and convenience. Our application process is simple and doesn’t require you to pledge any assets as security. So, you can apply stress-free with minimal paperwork using a quick online form. The eligibility criteria for a personal loan of Rs. 50,000 are also easy to meet. Once your application is approved, our disbursal is quick. Money is transferred within 24 hours* of approval so that you can address immediate needs stress-free.

Our easy-to-use loan management portal ensures you can track all essentials and manage your loan online. Our favourable loan terms and no hidden charges make it easier for you to plan repayment while being well-informed.

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How much EMI will I need to pay for a personal loan of Rs. 50,000?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria for a Rs. 50,000 loan

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL Score

    CIBIL Score

    685 or higher

Use the Personal Loan Eligibility Calculator to see if you qualify.

Match the basic eligibility requirements of the Bajaj Finance Personal Loan and submit only the necessary documents to increase your chances of approval for a personal loan of 50,000.

Interest rates and processing fees for a Rs. 50,000 loan

To help you with hassle-free repayment, our instant personal loan comes with attractive interest rates and nominal charges.

Factors responsible for Rs. 50,000 personal loan interest rate

There are several factors that impact the interest rate applicable to your personal loan. Some of them are:

  • Monthly income: With a higher monthly income, you have a better chance of getting a better deal on your interest rate.
  • Age: Younger applicants may benefit from favourable interest rates, especially for loans with a longer duration.
  • Employment type: Working in big, established MNCs, or private sector, can assure lender of your financial stability, and it may reflect in the interest rates.
  • CIBIL Score: Every lender has a minimum credit score criterion for loan approval. Having a high credit score can help you negotiate better interest rates on your personal loan.

How to apply for a personal loan of Rs. 50,000

Apply for Rs. 50,000 loan from Bajaj Finserv by following these easy steps:

  1. 1 Click on ‘APPLY ONLINE’ to open the application form.
  2. 2 Add basic information and your phone number to verify yourself with an OTP.
  3. 3 Enter other details about your job and income.
  4. 4 Attach the required documents and submit the form.

Our representative will contact you shortly to help with the next steps of getting your loan of Rs. 50,000 transferred to your bank account.

*Terms and conditions apply.

What credit score is needed for a personal loan of Rs. 50,000?

Bajaj Finserv Personal Loan provides financing between Rs. 20,000 and Rs. 40 lakh. When you apply for a personal loan, your CIBIL Score is one of the most important factors taken into account. A minimum CIBIL Score of 685 is required to qualify for a Bajaj Finserv Personal Loan.

Existing Bajaj Finance customers may have already received a pre-approved offer, while new customers can immediately generate their pre-assigned loan limits. Checking your Insta Personal Loan offer is as simple as entering your mobile number and OTP. Knowing your credit score to get our Insta Personal Loan is not necessary because we check your credit score before extending an Insta Personal Loan offer to you.

Frequently asked questions

What will be the EMI for a 50000 loan?

The EMI details of a personal loan will depend on the interest rate levied by the lender and the chosen repayment tenure. For instance, if the chosen tenure and interest rate on an Rs. 50,000 personal loan is 3 years and 14%, respectively, the EMI will stand at Rs. 1,709. This will change as the tenure or interest rate changes.

Use an online personal loan EMI calculator to check the monthly instalments outflow on a personal loan.

What will be the interest rate on a 50000 loan?

The interest rate levied on an instant personal loan of Rs. 50,000 will depend on the lender. Prospective borrowers should conduct thorough market research and compare lenders to find the one offering competitive interest rates. Moreover, one should check for additional processing fees and charges associated with it.

This will change as the tenure or interest rate changes.

How to get a loan of 50000 rupees on an Aadhaar Card?

An Aadhaar Card is mandatory to apply for a loan. When you apply for a personal loan of Rs. 50,000, you are required to submit various KYC documents. They need to upload the scanned photocopy of the Aadhaar and other documents after submitting the application form to get a personal loan with Aadhaar Card. The lender will credit the loan amount after verifying all relevant documents.

Do I require a PAN card for a personal loan of Rs. 50,000?

Some lenders might offer a personal loan of Rs. 50,000 without a PAN card. However, that too will depend on various factors. Notably, the Indian Government has made it mandatory for borrowers to provide their PAN card and submit the PAN card to avail of any loans.

What is the minimum salary required for a Rs. 50,000 personal loan?

The minimum salary required to get a Bajaj Finance Personal Loan is Rs. 25,001, depending on the city you live in.

How can I get a loan of 50,000 urgently?

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below.

  • Go to our Insta Personal Loan page and click on ‘CHECK OFFER’.
  • Enter your 10-digit mobile number and OTP.
  • Go with the pre-assigned limit or choose a different loan amount.
  • Choose a repayment tenure that suits you best.
  • Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

How to get an instant Rs. 50,000 loan without a CIBIL Score?

The requirements for a personal loan differ from lender to lender. Your CIBIL Score is one of the most important elements that can influence your loan acceptance. However, certain lenders may be able to provide you with a personal loan without a CIBIL check. It is recommended that you conduct research and meet all of the other eligibility criteria set by the lender. To be eligible for a Bajaj Finance Personal Loan, you must have a CIBIL score of 685 or above.

Can I get a Rs. 50,000 loan without documents and income proof?

The documentation and income proof requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
How long does it take for Rs. 50,000 personal loan approval?

You can get instant approval on your Bajaj Finance Personal Loan if you meet all the eligibility criteria.

Is the Rs. 50,000 loan amount disbursed immediately after approval?

Typically, our personal loan is disbursed within 24 hours* of approvals.
*Terms and conditions apply.

What is the processing time for a Rs. 50,000 personal loan?

Our personal loan is processed and disbursed within 24 hours* of approval.

*Terms and conditions apply

Do I need to pledge collateral for Rs. 50,000 personal loans?

You do not need to pledge any collateral to get our personal loan.

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