Personal Loan

Personal Loan of Rs. 1 Lakh

Features and Benefits of Rs. 1 Lakh Loan

Fulfil all your short-term financial goals with Rs.1 lakh personal loan from Bajaj Finserv. Enjoy instant approval and disbursal within only 24 hours, hassle-free application process and easy to meet eligibility criteria for instant financing. Moreover, you will not have to pledge any collateral against the disbursed money, saving you from extensive paperwork while applying for an instant personal loan for Rs.1 lakh amount.

You can select a flexible repayment tenor ranging up to 60 months to repay the loan with ease.

  • Collateral-free loan

    Collateral-free advance

    This unsecured personal loan does not require you to pledge any collateral against the disbursed amount. You can repay the credit without worrying about losing any personal asset.

  • Pay up to 45% lower EMI

    Up to 45% lower EMIs

    Lower your instalments by up to 45% with interest-only personal loan EMIs with the flexi personal loan facility. Withdraw funds according to your requirement from a pre-sanctioned limit without submitting any additional application or documentation.

  • Instant approval

    Instant approval

    Fulfil only some basic eligibility criteria to avail Rs.1 lakh personal loan from Bajaj Finserv. You will only have to submit some basic details while applying for this short-term loan. Additionally, you will get instant approval in less than 5 minutes after application.

  • Money in bank in 24 hours

    Loan disbursement within 24 hours

    Get the loan amount disbursed within 24 hours of approval.

  • Minimal documentation

    Simple documentation

    Submit the basic documents required for personal loan application process to avail the credit.

  • Flexible tenors

    Flexible repayment tenor

    Borrow funds according to your requirement and repay the same over a flexible repayment tenor ranging up to 60 months with a low salary personal loan of Rs.1 lakh.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv provides pre-approved personal loan to existing customers; simply share your basic contact details to receive an OTP on your registered mobile number and check your pre-approved offer.

  • No hidden charges

    Zero hidden charges

    Bajaj Finserv Personal Loan offers utmost transparency with zero hidden charges and fees. Please go through the terms and conditions to stay fully informed about all clauses.

  • Online loan account

    Online loan account

    Manage your loan account online and check important details like personal loan interest rates, EMIs and repayment schedule from anywhere with ease.

Eligibility Criteria for getting Rs. 1 Lakh Personal Loan in Minutes

You can check the eligibility criteria and documents required for getting a personal loan in less than 5 minutes from the corresponding webpage. You can also use an online EMI calculator to determine your monthly instalments.

Personal Loan Application Procedure

Follow this step-by-step application procedure to apply for Rs.1 lakh personal loan from Bajaj Finserv:

Step 1:

Fill the application form with your personal and financial details.

Step 2:

Decide on a loan amount and repayment tenor to get instant approval.

Step 3:

Submit all the necessary documents to the Bajaj Finserv representative.

Step 4:

Get money in your bank account within 24 hours of approval.