Features and benefits

  • Loan approval in minutes

    Loan approval in minutes

    On meeting the simple criteria and submitting the documentation, you can get instant approval.
  • Instant funds transfer

    Instant funds transfer*

    Get the entire sanction of this unsecured personal loan disbursed to your account within 24 hours of approval.

  • Personalised loan deals

    Personalised loan deals

    Existing customers can avail a pre-approved personal loan and enjoy even faster loan processing.

  • Furnish minimal documents

    Furnish minimal documents

    Enjoy a swift and hassle-free personal loan application process by submitting only the essential documents.

  • Zero collateral

    Zero collateral

    When you opt for this low-salary personal loan, you can safeguard your assets as you do not require to pledge collateral.

  • Flexi Loan facility

    Flexi loan facility

    With the Flexi loan, you can borrow from your sanction, as required and pay interest only on what you withdraw.

  • Adjustable tenor

    Adjustable tenor

    Pick a comfortable repayment tenor of up to 60 months and pay EMIs on your terms.

  • 100% transparency

    100% transparency

    No undisclosed fees and complete transparency of all loan fees and charges.

  • Virtual loan management

    Virtual loan management

    Access digital loan tools to know the loan interest rate, manage EMIs, or check the loan account.

A Bajaj Finserv Personal Loan is amongst the best offerings for easy, hassle-free funding. With this offering, you can get approved for a sanction of up to Rs. 10 lakh, even as a low-income applicant. Thanks to the collateral-free nature, all you have to do is meet the simple criteria and furnish minimal documentation.

The sanction offered on our personal loan has no spending restriction, and you can use it to meet any financial obligation you choose. This includes wedding payments, home renovation, travel, medical emergencies and higher education tuition.

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Eligibility criteria

  • Nationality


  • Age


    21 years to 67 years*

  • CIBIL score

    CIBIL score

    750 or higher

Once you've qualified for the loan, start planning repayment by using the online loan EMI calculator.

How to apply for personal loan of Rs. 10 lakh?

Applying for the loan is easy after you know your loan amount and the repayment term.

  1. 1 Click the 'Apply Online' button on the website
  2. 2 Fill in the online form with personal, employment, and financial information
  3. 3 Enter the loan amount and pick a tenor
  4. 4 Upload the basic documents and submit the form

An authorised representative will contact you shortly with further instructions.

*Conditions apply