Personal Loan
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10 Lakh Personal Loan: Features and Benefits

Enjoy instant approval and same-day disbursal on Rs.10 lakh personal loan from Bajaj Finserv. Simply meet the necessary eligibility criteria to borrow the funds without pledging any collateral. Repay the due amount with ease, with no hidden charges.

Take a look at some of the features and benefits of a Bajaj Finserv Personal Loan:

  • Instant approval

    Instant approval

    Enjoy instant approval on a loan of Rs.10 lakh by fulfilling the minimum eligibility criteria and sharing some essential details. The hassle-free application process ensures you get approved for a credit within only 5 minutes.

  • Money within 24 hours*

    Loan disbursed within only 24 hours

    Receive the unsecured personal loan amount disbursed to your account within 24 hours of approval.

  • Pre-approved offers

    Pre-approved offers

    If you are an existing customer, you can enjoy the benefits of a pre-approved personal loan. Simply share your basic contact details and log-in using your OTP to check your pre-approved offer.

  • Minimal documentation

    Simple documentation

    Complete your personal loan application process by submitting only the most essential documents.

  • Collateral-free loan

    Collateral-free credit

    Skip the lengthy documentation and verification process with an unsecured, low salary personal loan from Bajaj Finserv.

  • Pay up to 45% lower EMI

    Up to 45% lower EMIs

    Lower your personal loan EMIs by up to 45% with the Flexi Loan facility offered by Bajaj Finserv. You can borrow the funds from a sanctioned loan amount whenever you need, without submitting any additional applications or documents required for a 10 lakh loan. Interest is charged only on this withdrawn amount and not on the total loan amount.

  • Flexible tenors

    Flexible repayment tenor

    Repay the low income personal loan conveniently over a flexible tenor of up to 60 months. Choose the tenor as per your financial capabilities.

  • No hidden charges

    Transparent policies

    The easy to understand terms and conditions of an instant loan of Rs.10 lakh and transparent policies ensure that you stay informed about all the details of your loan account. Enjoy zero hidden fees and charges on your unsecured personal loan.

  • Online loan account access

    Online loan account

    Access all the important details from anywhere at any time with the online account management facility. Stay updated about your repayment schedule, Rs. 10 lakh loan interest rate, and other vital specifics at ease.

Eligibility Criteria for a Rs. 10 Lakhs Loan

Visit Bajaj Finserv’s official website to check the eligibility criteria and documents required to apply for a personal loan. Calculate your monthly instalment and other important details with the help of an online loan EMI calculator.

Application Procedure for a 10 Lakh Loan

After determining the amount you need and calculating a suitable repayment tenor, follow the below-mentioned process to apply for a Bajaj Finserv Personal Loan of Rs. 10 lakh online.

Step 1:

Carefully fill the loan application with your personal, financial, and employment details.

Step 2:

Select the necessary loan amount and repayment tenor and receive instant online approval.

Step 3:

After approval of the application, representatives from Bajaj Finserv will get in touch with you to collect the necessary documents.

Step 4:

You will receive the money within 24 hours of verification and approval of the credit.


1. How to get a personal loan of Rs.10 lakh?

Follow these steps to avail of a personal loan of Rs. 10 lakh in a hassle-free process:

  • Duly fill up the loan application form by providing your personal, financial and employment details.
  • Choose the loan repayment tenor and amount.
  • Provide all the necessary documents to the representatives.
  • Post-approval, you will get the loan amount credited to your account as soon as approved.

2. What is the EMI amount for a personal loan of Rs.10 lakh?

The repayment tenor and the interest rate levied on a personal loan determines the EMI amount. For example, a personal loan of Rs.10 lakh at the interest rate of 14% rate for a repayment tenor of 2 years will bring an EMI of Rs.48,013. You can also calculate the EMI of your loan by simply putting the tenor, loan amount and interest rate in the Bajaj Finserv Personal Loan EMI Calculator and get error-free results.

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