Features and benefits

  • Lightning-fast approval

    Lightning-fast approval

    Get approval on an instant personal loan of Rs. 7 lakh in just 5 minutes by meeting all the eligibility and documentation requirements.

  • Disbursal within 24 hours*

    Disbursal within 24 hours*

    With this personal loan, you can get full disbursal of the loan, to your bank account within 24 hours* of approval.

  • Repay comfortably

    Repay comfortably

    Make planning finances easier, with a flexible repayment tenor of up to 96 months.

  • Flexi facilities

    Flexi facilities

    The Flexi loan service allows you to pay interest-only EMIs and reduce your monthly outgo by up to 45%*.

  • Basic documents only

    Basic documents only

    Apply for the loan by submitting basic documents like KYC, address proof, and income proof.

  • Personalised offers

    Personalised offers

    Enjoy a hassle-free borrowing experience with our personal loans. All you have to do is check your pre-approved offer online.

  • Loan management

    Loan management

    This low-income personal loan comes with an online loan account to help you manage it digitally for maximum convenience.

  • Collateral-free funds

    Collateral-free funds

    Qualify for the sanction without needing to pledge your assets as security.

  • No extra charges

    No extra charges

    All loan terms are clearly listed, right from the applicable personal loan interest rates to the fees. No hidden charges.

Meet all your financial requirements with a Bajaj Finserv Personal Loan. Our loans are a reliable way to get easy access to funds within 24 hours*. To qualify, you only need to meet simple criteria and submit minimal paperwork. A personal loan from Bajaj Finserv is a great solution for your financial needs.

On meeting all the loan requirements, apply online to ensure maximum convenience with your borrowing experience. Benefit from swift loan processing protocols and ensure access to funding, even in emergencies. To plan your loan effectively and optimally, use the personal loan EMI calculator.

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How much EMI will I need to pay for a personal loan of Rs. 7 lakh?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria

  • Nationality


  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

*Higher age limit is applicable at the time of loan maturity

To check your eligibility with ease, use our online Personal Loan eligibility calculator.

How to apply for a personal loan of Rs. 7 lakh?

To apply for a Rs. 7 lakh loan online, here are the steps to follow.

  1. 1 Click 'Apply Online'
  2. 2 Enter your mobile number and authenticate your profile with an OTP
  3. 3 Provide personal, financial and employment details
  4. 4 Pick a loan amount and an affordable repayment tenor
  5. 5 Upload the required documents and submit the form

Our agent will contact you with further loan processing instructions.

Frequently asked questions

How to get a personal loan of Rs. 7 lakh?

Take a look through the following steps to complete the application process for a personal loan of Rs. 7 lakh:

  • Fill up the online loan application form with all the necessary personal and financial data
  • Select the suitable loan amount and repayment tenor
  • Provide the required supporting documents
  • Once approved, the loan amount will be credited directly to your bank account
What is the EMI amount for a personal loan of Rs. 7 lakh?

The EMI of your personal loan will vary based on the tenor and interest rate. Enter the loan amount, interest rate and the repayment tenor in the Bajaj Finserv Personal Loan EMI Calculator to find your monthly estimates. For instance, if you borrow a loan of Rs. 7 lakh on an annual interest of 14% for a tenor of two years, the EMI amount will be Rs. 33,609.