Features and benefits

  • Lightning-fast approval

    Lightning-fast approval

    Get access to an instant personal loan of up to Rs. 7 lakh thanks to loan approval that takes just 5 minutes.

  • Disbursal within %$$PL-Disbursal$$%*

    Disbursal within 24 hours*

    With this personal loan, you can get full disbursal of the loan, to your bank account within 24 hours of approval.

  • Repay comfortably

    Repay comfortably

    Make planning finances easier, with a flexible repayment tenor of up to 60 months.

  • Flexi facilities

    Flexi facilities*

    The Flexi loan service allows you to pay interest-only EMIs and reduce your monthly outgo by up to 45%*.

  • Basic documents only

    Basic documents only

    Apply for the loan by submitting basic documents like KYC, address proof, and income proof.

  • Personalised offers

    Personalised offers

    Enjoy a hassle-free borrowing experience with our personal loans. All you have to do is check your pre-approved offer online.

  • Loan management

    Loan management

    This low-income personal loan comes with an online loan account to help you manage it digitally for maximum convenience.

  • Collateral-free funds

    Collateral-free funds

    Qualify for the sanction without needing to pledge your assets as security.

  • No extra charges

    No extra charges

    All loan terms are clearly listed, right from the applicable personal loan interest rates to the fees. No hidden charges.

Meet all your financial requirements with a Bajaj Finserv Personal Loan. Our loans are a reliable way to get easy access to funds within 24 hours*. To qualify, you only need to meet simple criteria and submit minimal paperwork. A personal loan from Bajaj Finserv is a great solution for your financial needs.

On meeting all the loan requirements, apply online to ensure maximum convenience with your borrowing experience. Benefit from swift loan processing protocols and ensure access to funding, even in emergencies. To plan your loan effectively and optimally, use the loan EMI calculator.

Read More Read Less

Eligibility criteria

  • Nationality

    Nationality

    Indian
  • Age

    Age

    21 years to 67 years*

  • CIBIL score

    CIBIL score

    750 or higher

How to apply for a personal loan of Rs. 7 lakh?

To apply for a Rs. 7 lakh loan online, here are the steps to follow.

  1. 1 Click 'Apply Online'
  2. 2 Provide personal, financial, and employment details and submit the application form
  3. 3 Pick a loan amount and an affordable repayment tenor
  4. 4 Upload the required documents and submit the form

Our agent will contact you with further loan processing instructions.

*Conditions apply

Frequently asked questions

How to get a personal loan of Rs. 7 lakh?

Take a look through the following steps to complete the application process for a personal loan of Rs. 7 lakh:

  • Fill up the online loan application form with all the necessary personal and financial data
  • Select the suitable loan amount and repayment tenor
  • Provide the required supporting documents
  • Once approved, the loan amount will be credited directly to your bank account
What is the EMI amount for a personal loan of Rs. 7 lakh?

The EMI of your personal loan will vary based on the tenor and interest rate. on offer. Enter the loan amount, interest rate and the repayment tenor in the Bajaj Finserv Personal Loan EMI Calculator to find your monthly estimates. For instance, if you borrow a loan of Rs. 7 lakh on an annual interest of 14% for a tenor of two years, the EMI amount will be Rs. 33,609.