Personal Loan
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Features & Benefits of Rs. 7 Lakh Personal Loan

Bajaj Finserv brings Rs. 7 lakh personal loan to help meet your diverse financial requirements. The advance is available with multiple features and benefits, which makes it a suitable funding option for salaried individuals.

Take a look at them below.

  • Instant approval

    Quick approval

    Bajaj Finserv’s instant personal loan for Rs.7 lakh amount comes with quick approval feature. Apply for the loan with the required documents and eligibility criteria to receive an approval within 5 minutes.

  • Money within 24 hours*

    Fast loan disbursal

    Once approved, this loan is disbursed to your account within 24 hours. With this funding, you can easily meet your emergency financing needs.

  • Flexible tenors

    Flexible repayment tenor

    This personal loan comes with the option of a long and flexible repayment tenor. You can choose to pay off the loan over a tenor of up to 60 months as per your repayment capability.

  • Pay up to 45% lower EMI

    Flexi feature with effective EMI reduction

    The Flexi loan facility allows you to withdraw multiple times from a sanctioned amount. You can choose to prepay at any time before the tenor’s end. The facility also lets you reduce your personal loan EMIs by up to 45% if you opt to pay interest-only instalments.

  • Minimal documentation

    Minimum documents required

    Submit only the few essential documents required for a personal loan to complete the application procedure.

  • Pre-approved offers

    Pre-approved offers on personal loan

    Simplify the process of borrowing by availing the pre-approved personal loan for you. Check the offer for you onlibe by providing your name and phone number.

  • Online loan account access

    Easy accessibility of account online

    The low income personal loan account can also be accessed online, thus making the management of this account convenient.

  • Collateral-free loan

    Advance without collateral

    Avail Rs.7 lakh personal loan from Bajaj Finserv without mortgaging any asset, which simplifies the documentation and verification process.

  • No hidden charges

    Competitive interest rates with no hidden charges

    The applicable personal loan interest rates are competitive and one of the best in the market. There are also no hidden charges on this advance.

Eligibility Criteria and Documents Required for Rs. 7 Lakh Loan

Make sure to meet the eligibility criteria and document requirement laid down by Bajaj Finserv before sending your low salary personal loan application for quick approval.

Once you have met these eligibility criteria, use the loan EMI calculator to estimate your fixed monthly outflow as EMIs and proceed to apply for it.

Application Procedure for Rs. 7 Lakh Loan

Have a clear idea of the unsecured personal loan amount you want to avail along with a convenient repayment tenor. It helps you clear all dues as per your financial capability.

Now, check the steps you need to follow to complete your personal loan application process with Bajaj Finserv.

Step 1:

Fill in the required personal, financial and employment details in the application form.

Step 2:

Choose your suitable loan amount and tenor to receive immediate approval.

Step 3:

When our representatives get in touch with you, submit the necessary documents to them.

Step 4:

Receive disbursal of the loan amount to your bank account within the next 24 hours.