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Personal Loan
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Personal Loan of Rs. 9 Lakh

Rs. 9 Lakh Loan: Features and Benefits

  • Pre-approved offers

    Pre-approved offers

    Pre-approved loans are a privilege we offer to our existing customers. With this facility, you enjoy expedited loan processing.

  • Lightning-fast loans

    Meet the eligibility criteria with a few important documents and get speedy loan approval in 5 minutes.

  • Easy Application Process

    Easy application

    To get through the personal loan application process with ease, all you need to do is submit basic documentation.

  • Quick disbursal

    Get the entire sanction disbursed to your bank account within 24 hours of approval.

  • Collateral-free loan

    Collateral-free loan

    This low salary personal loan is easy to avail as you don't need to pledge assets as security in order to avail funding.

  • Flexi Loan facility

    Flexi loan privileges

    Reduce your EMI payments by up to 45%* with our Flexi loan facility. With this feature, you only pay interest on the money you borrow from your loan amount.

  • No hidden charges

    No hidden charges

    Our unsecured personal loan has no hidden fees or charges. The loan terms are clearly listed for your benefit.

  • Flexible repayment

    Handle loan repayment based on your comfort by picking a tenor that ranges up to 60 months.

  • Manage the loan online

    With the online loan account, you can check personal loan interest rates, go through your loan statement and manage EMIs at any time.

  • Personal Loan of Rs. 9 Lakh

    Whether you're looking to fund a business expansion, medical emergency or overseas travel, the Bajaj Finserv Personal Loan of Rs. 9 lakh is the instrument for you. With this offering, you get access to an ample sanction at a flexible tenor and an attractive interest rate.

    This loan comes with the digital management tools to help you access vital loan information whenever you need it. You can also benefit from the Flexi loan facility to borrow from your sanction freely, as needed and pay interest only on the amount you withdraw. To keep repayment in check and ensure a cost-effective borrowing experience, be sure to use the Personal Loan EMI Calculator.

Eligibility Criteria for a Personal Loan of Rs. 9 Lakh

Nationality: Indian
Age: 23 to 55 years
CIBIL Score: 750 or higher

How to Apply for Personal Loan of Rs. 9 lakh

To apply online, follow this easy 5-step guide:
  1. Click on 'Apply Now'.
  2. Fill simple application form and enter your phone number
  3. Enter the OTP to verify your identity
  4. Fill the basic KYC, employment and income details
  5. Upload the documentation and submit the form
Await contact from an authorised representative for further guidance.

*Conditions Apply

FAQs

1. How to get a personal loan of Rs.9 lakh?

To apply for a personal loan of Rs.9 lakh online, follow the below-mentioned steps:

  • Enter the personal and employment details to fill up the online application form.
  • Select the preferred loan amount and repayment tenor.
  • Submit the necessary documents to the representative.
  • The lender will credit the loan amount directly to your account.

2. What is the EMI for a personal loan of Rs.9 lakh?

The EMI of your personal loan will depend on the interest rate and loan repayment tenor. You can calculate the EMI with the Bajaj Finserv Personal Loan EMI Calculator. Let’s say you take a personal loan of Rs.9 lakh for a tenor of 5 years at the annual interest rate of 16%, your EMI will stand at Rs.25,506, and the total interest payable will be Rs.3,24,305.