Use the Bajaj Finserv Personal Loan to finance your next vacation

Use the Bajaj Finserv Personal Loan to finance your next vacation

Apply for a personal loan in minutes and get funds ranging from Rs. 40,000 to Rs. 55 lakh to plan your dream vacation.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

To ensure that you have a great vacation, it is essential to make detailed notes about the expenses involved beforehand. Estimating everything from flight tickets and hotel bookings to more specific costs like food and recreational expenses can be helpful. Ensuring you have a good idea of these costs will help you make the most of your holiday and allow you to counter financial stress.
 

However, no matter how well you plan out everything, you may miss out on unavoidable expenses, and there are high chances that you may end up incurring more costs than planned. A great alternative to avoiding expense-related stress is to opt for a Bajaj Finserv Personal Loan for travel. It comes with several unique benefits that help you manage your travel expenses. This way, you can focus on the only thing that truly matters to you - having a fun, relaxing holiday.


✅ Check your pre-approved loan offer with phone number and OTP → Receive the funds quickly → Book your travel and accommodation


Here are some reasons why a Bajaj Finserv Personal Loan is your best bet when it comes to planning a hassle-free, enjoyable vacation.

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A high loan amount ranging from Rs. 40,000 to Rs. 55 lakh

A vacation usually is a getaway from all sorts of stress. An Instant Personal Loan helps you spend your vacation without the pressure of financial shortfall as it comes with a high loan limit and offers a flexible repayment tenure that ranges from 12 months to 108 months. This ensures that repayment is easy

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Instant approval and quick disbursals

Once you decide to go on a vacation, you would want the planning to go smoothly. Bajaj Finserv offers loan approval quickly and money in your bank within 24 hours* of approval. With this, the only thing you need to plan is your travel itinerary.


*Terms and conditions apply

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Flexi personal loan

For all the surprise expenses on the trip, the Flexi personal loan facility by Bajaj Finserv can come in handy. With its help, you can exercise complete control over your expenses and withdraw money as you need it. You are only required to pay interest on the amount of money you withdraw, preventing unnecessary extra costs. You can also pre-pay the loan whenever you want. Therefore, a Flexi personal loan can make your travel both pleasurable and cost-efficient.


Additional read: How to get a personal loan up to Rs. 55 lakh from Bajaj Finserv

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Easy eligibility and pre-approved offers

It can be tiring to search for and provide a long list of personal documents just so that you can get approval for a loan. Especially when you are planning a holiday, such hassles can dampen your spirits. To avoid such hassles, you can opt for a Bajaj Finserv Personal Loan for travel, which gets approved with minimal documentation. 


With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
 

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000