2 min read
25 May 2021

A personal loan can sometimes be essential for fulfilling short-term financial obligations. You can use a personal loan for:

  • Holidaying abroad
  • Funding your child’s education
  • Hosting a wedding
  • Consolidating your debt
  • Making improvements to your home
  • Paying for a medical emergency

You can achieve all of the above and more only when you have access to enough funds. And that’s where Bajaj Finserv’s high loan amount of Rs. 40 lakh stands out.

Here are a few advantages of this offering

Attend to all of your obligations conveniently

Bajaj Finserv offers a higher amount of up to Rs. 40 lakh with their Personal Loan online to ensure you have enough money to take care of any financial responsibilities you may face - from making much-needed renovations to your home to paying off your child’s tuition fees.

Keep your savings where they belong

Your savings may be helpful for a rainy day, but why touch them when you can solve your problems with a personal loan from Bajaj Finserv? This way, you can invest your savings and grow them exponentially for future use.

Charges involved in a personal loan

Pay nominal interest, even on Rs. 40 lakh loan

It’s important to remember that a loan is, in the end, borrowed money that requires repayment. However, with a personal loan interest rate starting from 11%, personal loans from Bajaj Finserv can significantly reduce your financial burden. You can also use a flexi personal loan, which has the potential to lower your loan EMIs by up to 45%*.

Retain complete control over your finances with flexible tenor

A personal loan from Bajaj Finserv comes with a flexible tenor ranging between 6 months to 96 months. This way, you get to decide the value of your EMIs. If you want to repay your loan quicker, go for a shorter tenor and vice-versa.

Additional Read: 9 Things to Know About Travel Loans in India

Apart from a high loan amount, Bajaj Finserv, as one of India’s top NBFCs, provides online personal loans to facilitate all your evolving needs, such as:

A way to tackle emergencies

Some expenses are impossible to foresee. During such instances, time becomes the most crucial factor. With Bajaj Finserv, a personal loan is just a click away. It takes five minutes to fill and get approval for your loan, unlike the traditional method that requires multiple trips to the lender. More importantly, you can get funds in your account on the same day! Bajaj Finserv disburses your loan faster than any other lender in India, giving you the loan amount in just 24 hours.

More convenience and comfort

Bajaj Finserv offers loans that can be applied online from your home or office. There is no need to dedicate time and money to avail of a loan anymore. Traditional loans offered by most banks also come with complicated and lengthy application and verification procedures. Bajaj Finserv, on the other hand, provides collateral-free loans with minimum documentation.

Additional Read: Medical emergency loan

Round-the-clock services

If you are a salaried professional, you may understand how difficult it is to carry out chores once you are finished with work and return home exhausted. Traditional financial institutions may not offer services except during working hours, while Bajaj Finserv provides access to a dedicated customer portal for your use at any time.

Sounds good? Making sure all your objectives and requirements are met has never been easier with a personal loan from Bajaj Finserv.

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