Be it business investments or funding your child’s higher education, avail Rs.20 Lakh loan from Bajaj Finserv and fulfil all your funding requirements with ease. The simplified application process and minimal documentation requirements make availing these loans quick and easy.
Receive instant approval after application and access the funds in your account within 24 hours*.
You don’t have to collateralise an asset to avail personal loans since these are unsecured advances.
Get approval of your instant loan of Rs.20 lakh within a few minutes of applying. Fill up a simple application form online to proceed.
Receive the funds in your account within 24 hours* when you apply for 20 lakh loan online with Bajaj Finserv.
Provide only a few essential documents to complete the application process. Minimum paperwork facilitates instant availability of funds when you need 20 lakh loan urgently.
Those with a bad credit score can also apply for the loan with a few documents and avail the advance at negotiated terms.
The Bajaj Finserv pre-approved offers reduce the time required to avail loans by simplifying the sanctioning process. Provide a few essential details to check your pre-approved offer.
Stay updated of your loan account online and track essential details like EMI due date, EMI amount, etc. on the go with the Bajaj Finserv customer portal Experia.
Repay the loan in affordable EMIs over a tenor extending up to 60 months. Use a personal loan EMI calculator to check your monthly instalments based on the loan amount and tenor of your choice.
The urgent loan of 20 lakh rupees comes with zero hidden charges as all the associated terms and conditions are 100% transparent.
Address your immediate financial requirements with Flexi Personal Loans. Pay interest only on what you withdraw from a pre-sanctioned loan amount and make EMIs affordable.
Take note of the personal loan eligibility criteria mentioned below before applying.
|Occupation||Salaried or self-employed|
|Age||Between 23 and 55 years|
|Nationality||Residing Indian citizen|
|CIBIL score||750 and above|
Check the loan amount you are qualified for against your income and other factors with the help of a personal loan eligibility calculator.
The fees and interest rates associated with Bajaj Finserv Personal Loan are mentioned below.
|Interest rates||12.99% and above|
|Processing fees||Up to 4.13%|
|Secure fee||Rs.4,499(Only for online approval)|
|Bounce fees||Rs.600 to 1,200 (including taxes)|
|Penal interest||Rs.200 or 2% + taxes on EMI (whichever is higher)|
Apply for Rs.20 lakh loan within minutes by following the steps mentioned below.