Need Rs. 30 lakh urgently? A Rs. 30 lakh personal loan can provide the funds you need quickly and conveniently. Whether it’s for a wedding, education, home renovation, or unexpected expenses, a Rs. 30 lakh loan comes with flexible repayment options and competitive interest rates, making EMIs manageable. With fast approval and hassle-free processing, you can get the money you need without stress, helping you meet your financial goals smoothly.

Why opt for a Rs. 30 lakh personal loan?

If you’re looking for substantial financial support, a personal loan of Rs. 30 lakh can be an ideal solution. Whether it’s for home renovations, medical emergencies, or international travel, a Rs. 30 lakhs personal loan gives you the flexibility to manage large expenses with ease. Competitive interest rates and flexible repayment options make it easier to plan your EMIs without stress.

Wondering how to get a Rs. 30 lakh personal loan? Many lenders offer a quick and simple application process, helping you access funds swiftly. Compare different offers to find the best terms and start making significant life changes today with a personal loan Rs. 30 lakh.

To apply for a Rs. 30 lakh personal loan online, you need to fulfil the personal loan 30 lakh eligibility criteria set by lenders. Eligibility is assessed based on your credit score and financial stability. You can qualify for a Bajaj Finserv Personal Loan by meeting the five simple criteria mentioned below.

• Nationality: Indian

• Age: 21 years to 80 years*.

• Employed with: Public, private, or MNC.

• CIBIL Score: 685 or higher.

• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required for a personal loan of Rs. 30 lakh

The documents required for personal loan can vary from lender to lender. Below are the documents that are required when applying for a Bajaj Finserv Personal Loan:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card

• PAN card

• Employee ID card

• Salary slips of the last 3 months

• Bank account statements of the previous 3 months

• Piped gas bill

• Pension order

• Letter of Allotment of Accommodation Issued by Employer

• Property / Municipal tax receipt

• Utility bill

• Phone bill

• Real-time image / photograph

• Ration card

Personal loan interest rates for Rs. 30 lakh

Personal loan interest rates refer to the cost of borrowing money from a lender, expressed as a percentage of the loan amount. The interest rate on personal loan can vary widely based on factors such as the borrower’s credit score, income, loan amount, and repayment term. Generally, higher credit scores lead to lower interest rates, while lower scores may result in higher rates.

How to apply for a personal loan for Rs. 30 lakh?

You can apply for an instant personal loan of Rs. 30 lakh from Bajaj Finserv by following these simple steps:

1. Click on ‘CHECK ELIGIBILITY’ on this page.

2. Enter your 10-digit mobile number and the OTP sent to your phone.

3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.

4. Now, click on ‘PROCEED’ to visit the loan selection page.

5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.

6. Choose the repayment tenure and click on ‘PROCEED’.

7. Complete your KYC and submit your application.