Get a personal loan of Rs 15 lakh instantly

With flexible terms and competitive rates, you can secure a Rs. 15 lakh loan, with an interest rate that fits your budget. Many lenders now offer loans up to 15 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, a personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finserv today to explore your options and find the best deal tailored to your requirements.

Why opt for a Rs.15 lakh personal loan?

If you require substantial financial support, a Rs. 1500000 personal loan could be the perfect solution. Whether it's for home renovations, medical expenses, or international travel, a personal loan of Rs 15 lakh offers the flexibility to manage your needs effectively. With competitive interest rates and flexible repayment options, obtaining this loan can empower you to make significant life changes. Many lenders provide a quick application process, allowing you to access funds swiftly. It's essential to compare various offers to find the best terms that suit your financial situation. Start your journey towards financial freedom today by exploring your options for a personal loan of Rs. 15 lakh!

Eligibility criteria of personal loan for Rs 15 lakh

Eligibility for a 15 lakh personal loan online generally requires you to be at least 21 years old, have a stable income, and meet specific personal loan 15 lakh eligibility criteria set by lenders. Lenders assess your personal loan eligibility based on your credit score and financial stability. The eligibility criteria for a personal loan differs from lender to lender. You can qualify for a Bajaj Finserv Personal Loan once you meet the five simple eligibility criteria mentioned below:

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

Documents required for personal loan of Rs. 15 lakh

The documents required for personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finserv Personal Loan:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill

Personal loan interest rates for Rs. 15 lakh

Personal loan interest rates refer to the cost of borrowing money from a lender, expressed as a percentage of the loan amount. The interest rate on personal loan can vary widely based on factors such as the borrower’s credit score, income, loan amount, and repayment term. Generally, higher credit scores lead to lower interest rates, while lower scores may result in higher rates. Personal loans can be unsecured, meaning they don’t require collateral, which often leads to higher interest rates compared to secured loans. Understanding personal loan interest rates is crucial for borrowers to make informed decisions about their financing options.

How to apply for a personal loan for Rs. 15 lakh?

You can apply for an instant personal loan of Rs. 15 lakh from Bajaj Finserv by following these simple steps:

• Visit the personal loan page and click on ‘APPLY’
• Enter your 10-digit mobile number and OTP.
• Fill in the application form with your basic details.
• Now, click on ‘PROCEED’ to visit the loan selection page.
• Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
• Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.

Complete your KYC and submit your application.