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Personal Loan
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Personal Loan of Rs.15 Lakh

A personal loan is an unsecured advance that comes without any end-usage restrictions. Consequently, this credit can be utilised to meet various expenses such as medical treatment, weddings, home renovation, and more. To that cause, Bajaj Finserv offers an Rs. 15 lakh personal loan that comes with easy-to-meet eligibility and basic documentation.

Check out the benefits and features of this financial tool before applying for it.

Features and Benefits of Rs. 15 Lakh Personal Loan

Following are a few noted benefits of the Rs.15 lakh personal loan:

  • High loan amount

    On meeting essential eligibility requirements, you can avail of a personal loan of Rs.15 lakh and meet your multiple expenses easily.

  • Flexible repayment tenor

    This loan comes with a flexible tenor ranging up to 60 months to make your repayment easy.

  • Instant approval

    Instant approval

    You can get quick approval on your personal loan upon meeting basic eligibility parameters and presenting the required documents.

  • Loan disbursal within 24 hours*

    Quick disbursal of the loan amount

    Once approved, you can get funds transferred into your bank account in 24 hours*.

  • Collateral-free loans

    Being an unsecured financing option, we provide credit without any collateral.

  • Pre-approved offers

    Pre-approved offers

    For instant funds, you can avail of a pre-approved personal loan. Learn more about these offers by sharing essential information such as name and contact details.

  • Online loan account management

    Online account accessibility

    Check your account details, manage EMI payments and easily access any other information via our customer portal - Experia.

Eligibility Criteria and Documents Required for Rs. 15 Lakh Loan

Check the eligibility criteria and required documents to avail of an Rs. 15 lakh loan from Bajaj Finserv.

  • Age: Between 20 and 60 years
  • Employment: You should be salaried personnel employed at an MNC, private or public limited company
  • Nationality: Indian citizen
  • CIBIL score: 750+
  • Income: Check our city-wise list to know more

Use a Personal Loan EMI Calculator before applying to calculate your monthly instalments without hassle.

Apart from meeting the eligibility requirements, submit the following documents while applying for the personal loan:

KYC Documents of 15 Lakh Personal Loan

  • Salary slips of last 2 months
  • Bank account statements from the previous 3 months
  • Employee ID card

Interest Rate and Other Charges For 15 Lakh Loan

Bajaj Finserv offers sizeable personal loans against the most competitive personal loan interest rates. You can choose from fixed and floating interest rates on your Rs.15 lakh loan. Know the additional charges to gauge your total cost of employment.

Frequently asked questions

How to get a personal loan of Rs.15 lakh?

To get a personal loan of Rs.15 lakh, you can follow these steps:

  1. Fill in the online application form by sharing your personal, financial, and employment details. 
  2. Select loan amount and repayment tenor.
  3. Submit all the necessary documents to our representative, who will connect with you.
  4. You will receive the loan amount in a short span after successful approval.

What is the EMI for a personal loan of Rs.15 lakh?

You can use an online personal loan EMI calculator to evaluate your monthly outgo and plan your finances accordingly. Enter the borrowing amount, interest rate, and loan tenor in the calculator. After entering the details, the calculator will give the EMI details and instalment breakdown.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?