Features and benefits
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Approval in just 5 minutes*
Get approval instantly once you qualify for the personal loan per our basic eligibility terms.
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Disbursal in 24 hours*
No waiting or following-up. Get the money in your bank account on the same day post-approval.
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Get the loan without having to mortgage an asset.
Zero collateral required
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Repayment convenience
Repay the loan with ease by choosing a tenor of up to 8 years.
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Basic documents
Submit minimal paperwork and get the loan hassle-free.
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Pre-approved offers
If you are an existing customer, opt for a pre-approved personal loan to maximise convenience and speed.
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Lower EMIs by up to 45%*
Enjoy repayment flexibility with our Flexi facility and pay interest-only EMIs.
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Our terms and conditions, fees and charges are clearly mentioned so you can avoid surprises.
No hidden charges
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Digital loan management
Log in to our customer portal to view interest statements, pay EMIs, see personal loan interest rates, and more.
Bajaj Finserv offers personal loans of Rs. 3 lakh to help you achieve your goals and meet last-minute requirements for cash. Use the funds to renovate your home, pay off debt, finance higher education, travel, or a wedding. By keeping our eligibility criteria simple and our list of documents short, we make the application process easy.
This personal loan is ideal for getting the finances you need as you don’t have to pledge any collateral or get stalled by tedious processes. Quick disbursals of funds in as few as 24 hours* and online loan management add to your convenience. If you are an existing customer, you enjoy an even more shortened process to get a personal loan of Rs. 3 lakh with pre-approved offers.
For hassle-free repayment planning, use the Personal Loan EMI Calculator online.
How much EMI will I need to pay for a personal loan of Rs. 3 lakh?
Tenor |
Approximate EMI at 13% interest rate |
2 years |
14,263 |
3 years |
10,108 |
5 years |
6,826 |
Eligibility criteria
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Nationality
Indian
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Age
21 years to 80 years*
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CIBIL score
685 or higher
To check your eligibility easily, use our Personal Loan Eligibility Calculator online.
How to apply for a personal loan of Rs. 3 lakh?
Here are the steps to apply for an online personal loan:
- 1 Click on APPLY ONLINE to go to our online application form
- 2 Input your phone number and verify your profile with an OTP
- 3 Fill in your basic personal, financial, and professional data
- 4 Attach the needed documents and submit the online form
Get the next steps from our representative who will contact you.
*Conditions apply
Frequently asked questions
Here’s how you can avail of a personal loan worth Rs. 3 lakh:
- Provide the personal, financial and employment details in the online loan application form.
- Select the loan amount and the repayment tenor.
- Provide all the relevant documents to the representative.
- Get the loan amount credited within a short time.
To find the EMI amount for a personal loan of Rs. 3 lakh, you can use the Bajaj Finserv Personal Loan EMI Calculator. Provide the loan amount, tenor and interest rate to compute the EMI details in a few minutes. For instance, if you have availed of a personal loan of Rs. 3 lakh over a tenor of four years at 13% interest, it will attract an EMI of Rs. 8,048.
