Features and benefits

  • Approval in just %$$PL-Approval$$%*
    Approval in just 5 minutes*

    Get approval instantly once you qualify for the personal loan per our basic eligibility terms.

  • Disbursal in %$$PL-Disbursal$$%*
    Disbursal in 24 hours*

    No waiting or following-up. Get the money in your bank account on the same day post-approval.

  • Zero collateral required
    Zero collateral required
    Get the loan without having to mortgage an asset.
  • Repayment convenience
    Repayment convenience

    Repay the loan with ease by choosing a tenor of up to 5 years.

  • Basic documents
    Basic documents

    Submit minimal paperwork and get the loan hassle-free.

  • Pre-approved offers
    Pre-approved offers

    If you are an existing customer, opt for a pre-approved personal loan to maximise convenience and speed.

  • Lower EMIs by up to %$$PL-Flexi-EMI$$%*
    Lower EMIs by up to 45%*

    Enjoy repayment flexibility with our Flexi facility and pay interest-only EMIs.

  • No hidden charges
    No hidden charges
    Our terms and conditions, fees and charges are clearly mentioned so you can avoid surprises.
  • Digital loan management
    Digital loan management

    Log in to our customer portal to view interest statements, pay EMIs, see personal loan interest rates, and more.

Bajaj Finserv offers personal loans of Rs. 3 lakh to help you achieve your goals and meet last-minute requirements for cash. Use the funds to renovate your home, pay off debt, finance higher education, travel, or a wedding. By keeping our eligibility criteria simple and our list of documents short, we make the application process easy.

This personal loan is ideal for getting the finances you need as you don’t have to pledge any collateral or get stalled by tedious processes. Quick disbursals of funds in as few as 24 hours* and online loan management add to your convenience. If you are an existing customer, you enjoy an even more shortened process to get a personal loan of Rs. 3 lakh with pre-approved offers.

For hassle-free repayment planning, use the Personal Loan EMI Calculator online.

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Eligibility criteria

  • Nationality


  • Age

    21 years to 67 years*

  • CIBIL score
    CIBIL score

    750 or higher

To check your eligibility easily, use our Personal Loan Eligibility Calculator online.

How to apply for a personal loan of Rs. 3 lakh?

Here are the steps to apply for an online personal loan:

  1. 1 Click on APPLY ONLINE to go to our online application form
  2. 2 Input your phone number and verify your profile with an OTP
  3. 3 Fill in your basic personal, financial, and professional data
  4. 4 Attach the needed documents and submit the online form

Get the next steps from our representative who will contact you.

*Conditions apply