Personal Loan

Personal Loan of Rs. 3 Lakh

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Features and Benefits of Rs. 3 Lakh Loan

Whether it is renovating your home, paying off your accumulated debts, availing funds for higher education or marriage, a Bajaj Finserv Rs.3 lakh Personal Loan is the ideal financing option that you can opt for.

These short-term unsecured loans are beneficial to fund your big-ticket expenses. Enjoy quick disbursals along with flexible tenors that make repayment convenient. The list of documents you have to submit is also minimum, making the application process for an instant personal loan for Rs.3 lakh amount simplistic.

  • Instant approval

    Quick approval

    Thanks to a simplified application procedure, your unsecured personal loan can be approved within 5 minutes.

  • Money within 24 hours*

    Quick disbursal

    After your personal loan application process is complete, Bajaj Finserv takes only 24 hours to disburse your personal loan.

  • Collateral-free loan

    No collateral needed

    A low salary personal loan is collateral-free; hence, you don’t have to mortgage any asset to avail it.

  • Flexible tenors

    Convenient repayment tenors

    The repayment tenors for a personal loan range from 12 to 60 months. This short-term loan helps you keep your total cost of loan low.

  • Minimal documentation

    Only a few documents required

    You only have to provide a few documents required for personal loan, like identity proof, address proof, proof of income, etc.

  • Pre-approved offers

    Pre-approved offers

    If you are an existing customer, a pre-approved personal loan further reduces the time taken to avail financing. You only have to provide your name and phone number to check your pre-approved offer.

  • Pay up to 45% lower EMI

    Flexi Loan facility with 45% lower EMIs

    Bajaj Finserv Flexi Loan facility lowers your personal loan EMI by up to 45%. You pay interest only on what you withdraw from the pre-sanctioned funds. This facility also enables you to pay only the payable interest as EMI. Pay the principal when the tenor ends.

  • No hidden charges

    Zero hidden charges

    There are no charges hidden with a low income personal loan. The terms and conditions are transparent; make sure to read them before you apply.

  • Online loan account access

    Online account management

    With an online loan account, you get to access all information about a Rs.3 lakh Loan. Read the terms and conditions, view your account statement, manage your loan EMIs, prepay your loan, check your personal loan interest rates and more when you log in.

Eligibility Criteria for Rs. 3 Lakh Personal Loan

Check your eligibility criteria and the documents required before you avail the personal loan offers. Use an online EMI calculator to calculate your monthly instalments, pick the right tenor and plan your repayment in advance.

Personal Loan Application Procedure

One of the most critical steps in the application procedure is to determine the loan amount you need. Ensure that you choose your required amount correctly before applying.

Follow these 4 simple steps mentioned below to apply for a Bajaj Finserv Rs.3 lakh Personal Loan:

Step 1:

Provide your personal, financial, and employment data.

Step 2:

Choose the loan amount and repayment tenor to avail quick approval.

Step 3:

Provide the required documents to our representative, who will come at your doorstep.

Step 4:

Receive your personal loan in your bank account within 24 hours.