Features and benefits

  • No collateral required
    No collateral required

    Get funds without pledging any assets for this unsecured personal loan.

  • Minimal Documentation
    Minimal documentation

    Make application stress-free with our short list of documents required for a personal loan.

  • Range of tenor options
    Range of tenor options

    Repay the loan by choosing a tenor of up to 60 months.

  • Approval within minutes
    Approval within minutes

    Plan ahead with approval of your online loan application in just 5 minutes*.

  • Funds in %$$PL-Disbursal$$%*
    Funds in 24 hours*
    Receive the loan in your bank account on the same day as approval.
  • Flexi facilities
    Flexi facilities

    Opt for our Flexi loan facility to withdraw and pre-pay when you like. Choose interest-only EMIs to reduce your EMIs by up to 45%*.

  • Complete transparency
    Complete transparency
    Rest easy as our loan has no hidden charges or terms.
  • Special offers
    Special offers
    To enjoy near-instant funding as an existing customer, check your pre-approved offer online.
  • Digital tools
    Digital tools

    Check your personal loan interest rates, pre-pay your loan, manage your EMIs, or view your loan statement – it’s all easy to do with our online loan account.

When you find yourself in need of funding, the personal loan from Bajaj Finserv is an ideal solution. Get easy access to a loan of Rs. 6 lakh or more when you meet our simple eligibility terms. Use it to meet any financial responsibilities, urgent or planned. You also benefit from fast loan processing and equally swift loan disbursal.

Plan your loan before you apply for a stress-free experience. To start on the right track, use the Personal Loan EMI Calculator to calculate your EMIs and make adjustments as necessary.

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Eligibility criteria

  • Nationality
  • Age

    21 years to 67 years*

  • CIBIL score
    CIBIL score

    750 or higher

To check your eligibility with ease, use our online Personal Loan Eligibility Calculator.

How to apply for a personal loan of Rs. 6 lakh?

Follow these simple steps to apply for a personal loan online:

  1. 1 Click on ‘Apply Online’
  2. 2 Fill in the application form accurately
  3. 3 Enter your phone number and authenticate your profile with an OTP
  4. 4 Share basic KYC, employment, and income details
  5. 5 Upload the documents and submit the form

Our representative will contact you to offer further assistance to get the loan.

*Conditions apply