Features and benefits
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No collateral required
Get funds without pledging any assets for this unsecured personal loan.
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Minimal documentation
Make application stress-free with our shortlist of documents required for a personal loan.
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Range of tenor options
Repay the loan by choosing a tenor of up to 96 months.
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Approval within minutes
Plan ahead with approval of your online loan application in just 5 minutes.
Receive the loan in your bank account on the same day* as approval.
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Funds in 24 hours*
Receive the loan in your bank account on the same day* as approval.
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Flexi facilities
Opt for our Flexi Loan facility to withdraw and prepay when you like. Choose interest-only EMIs to reduce your EMIs by up to 45%*.
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Complete clearness
Rest easy as our loan has no hidden charges or terms.
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Special offers
Check your pre-approved offer online to enjoy near-instant funding as an existing customer.
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Digital tools
Check your personal loan interest rates, prepay your loan, manage your EMIs, or view your loan statement – it is all easy to do with our online loan account.
When you find yourself in need of funding, a personal loan from Bajaj Finserv is an ideal solution. Get easy access to Rs. 6 lakh personal loan or more when you meet our simple eligibility terms. Use it to meet any financial responsibilities, urgent or planned. You also benefit from fast loan processing and equally swift loan disbursal.
Plan your loan before you apply for a stress-free experience. To start on the right track, use the personal loan EMI calculator to calculate your EMIs and make adjustments as necessary.
How much EMI will I need to pay for a personal loan of Rs. 6 lakh?
Tenor |
Approximate EMI at 13% interest rate |
2 years |
28,525 |
3 years |
20,216 |
5 years |
13,652 |
Eligibility criteria
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Indian
Nationality
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Age
21 years to 80 years*
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CIBIL score
685 or higher
*Higher age limit is applicable at the time of loan maturity
To check your eligibility with ease, use our online Personal Loan eligibility calculator.
How to apply for a personal loan of Rs. 6 lakh?
Follow these simple steps to apply for a personal loan online:
- 1 Click on ‘Apply Online’
- 2 Fill in the application form accurately
- 3 Enter your phone number and authenticate your profile with an OTP
- 4 Share basic KYC, employment, and income details
- 5 Upload the documents and submit the form
Our representative will contact you to offer further assistance to get the loan.
Frequently asked questions
To get a personal loan of Rs. 6 lakh, you must follow the following steps:
- Provide the personal and employment details to fill up the loan application form
- Choose your preferred loan amount and repayment tenure
- Submit the necessary documents
- The loan amount will be directly credited to your bank account
The loan repayment tenure and interest rates will determine the EMI amount of your personal loan. So, for example, if your lender charges 15% interest on a personal loan of Rs. 6 lakh over a tenure of three years, your EMI will amount to Rs. 20,799. The total interest payable would be Rs. 1,48,775. You can also calculate the EMI easily with the help of the Bajaj Finserv Personal Loan EMI Calculator in just a few minutes.
The minimum salary required to get our Rs. 6 lakh personal loan is Rs. 25,001. However, the salary requirement varies based on the city you live. Please note that there are other eligibility criteria along with minimum income that are required for a personal loan approval.
You are required to submit the following documents to apply for Rs. 6 lakh personal loan:
- Passport-size photographs
- KYC documents
- Bank account statements for the last 3 months
- Salary slips for the last 3 months
