Features and benefits of a Rs. 90,000 loan

  • No collateral needed

    No collateral needed

    You do not have to provide any collateral or keep a guarantor to avail a personal loan from Bajaj Finance.

  • Minimal documents needed

    Minimal documents needed

    Get an instant personal loan of up to Rs. 90,000 by submitting documents that prove income and identity.

  • Repayment flexibility

    Repayment flexibility

    We offer a personal loan with a flexible tenure of up to 96 months.

  • Flexi loan facility

    Flexi loan facility

    Reduce your EMIs by up to 45%* with the Flexi Loan facility.

  • Quick approval

    Quick approval

    Receive funds in your account within 24 hours* of loan approval and meet your requirements accordingly.

  • Total transparency

    Total transparency

    Bajaj Finance does not levy additional charges and is transparent about repayment terms and conditions.

  • Online process

    Online process

    Apply for an instant personal loan by filling in the application form online and completing documentation.

  • Pre-approved offers

    Pre-approved offers

    Existing customers can check pre-approved offers by entering basic details.

How much EMI will I need to pay for a personal loan of Rs. 90,000?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria for an instant personal loan of Rs. 90,000

You need to meet a few basic qualifying criteria to avail of an instant personal loan of Rs. 90,000 from us. Check the criteria below. Also, use our Personal Loan Eligibility Calculator to know how much loan you can get.

  • Citizenship


    Resident Indian

  • Age group

    Age group

    21 years to 80 years*

  • CIBIL Score

    CIBIL Score

    Check your CIBIL Score for FREE

    685 and above

  • Employment status

    Employment status

    Self-employed or salaried employee of an MNC, a private, or public limited company.

  • Monthly income

    Monthly income

    Depends on the applicant's location

You need to submit a list of documents to apply for a personal loan of up to Rs. 90,000 from us. Make sure to find out about the required documents in advance.

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What is the purpose of a Rs. 90,000 personal loan?

You can use our personal loan for a wide variety of purposes. Some of them include:

  • Wedding expenses
  • Medical emergencies
  • Online courses and higher education
  • Home renovation and repairs

Interest rates and charges for a personal loan of Rs. 90,000

Bajaj Finance levies competitive interest rates and charges on a personal loan. This facilitates repayment and helps in debt management.

Frequently asked questions

How to apply for a loan of Rs. 90,000 online?

Follow these steps to apply for a loan of Rs. 90,000 online:

Step 1: Navigate to the personal loan application page

Step 2: Fill up the online application form with personal, income, and loan detail

Step 3: Submit required documents to our customer executive

Once these steps are completed, the sanctioned loan amount will be credited to the applicant's bank account.

What are the documents required for an instant personal loan?

You need to submits these documents to apply for an instant personal loan:

  • KYC documents
  • Employee ID
  • Salary slip
  • Bank statement
How can I check my Bajaj eligibility?

Besides checking the personal loan eligibility criteria, you can use our loan eligibility calculator online. This tool helps determine the loan amount you are likely to get sanctioned.

Can I get a Rs. 90,000 loan without any collateral?

Yes, our personal loan and Insta Personal Loan are unsecured forms of credit. You can get these loans without having to submit any collateral.

What do I need to qualify for a Rs. 90,000 loan?

Our Insta Personal Loan provides pre-approved offers to both existing and new customers. These offers are extended after checking the creditworthiness of borrowers. Hence, you do not have to look at any eligibility criteria before checking your offer.

Can I get a Rs. 90,000 loan without a salary slip?

Select customers can get our Insta Personal Loan without having to submit any documents, such as their salary slip.
If you are looking for a Rs. 90,000 personal loan, check your pre-approved offer.

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