Apply for Rs. 60,000 Instant Personal Loan Online

With flexible terms and competitive rates, you can secure a Rs. 60000 personal loan, with an interest rate that fits your budget. Bajaj Finserv now offers loan of up to 40 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, a personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finserv today to explore your options and find the best deal tailored to your requirements.

Pay up to 45%* less EMI

Our Flexi facility allows you to make interest-only payments to bring down your personal loan EMIs.
Part-prepayment facility

Prepay via the part-prepayment facility to reduce your repayment liability any time during the tenor.
Convenient loan management

Log in to our customer portal to track all information related to your loan, such as EMIs due, repayment schedule, and more.
Adjustable tenor

Pay EMIs over a tenor of up to 96 months. Use the Personal Loan EMI Calculator to plan repayment in an informed manner.
Basic paperwork

Our requirement for documents for a personal loan of Rs. 60,000 is minimal; hence you can apply stress-free.
Speedy approval process

When you meet our simple eligibility parameters, you enjoy instant loan within 5 minutes*.
Fast money transfer

Access a loan of Rs. 60,000 within 24 hours* of approval to meet planned and unplanned expenses with ease.
No collateral required

Our personal loan of Rs. 60,000 is easy to apply for as it is unsecured. You don’t need to pledge any collateral.
No extra charges

We ensure 100% transparency without any hidden fees. Check our terms and conditions for clarity.
Pre-approved offers

Our existing customers can avail of loans with just a click. To check your pre-approved personal loan offers, enter your name and contact number.

If you need a personal loan of Rs. 60,000, there are several options available to meet your financial needs. Personal loans are unsecured, meaning you don't need to provide collateral, making them an attractive choice for immediate funds. To personal loan apply only Rs. 60,000, you typically need to provide basic documents such as proof of identity, income statements, and bank statements. Lenders often offer quick approval processes, allowing you to access funds rapidly. It’s essential to compare interest rates and repayment terms from different lenders to ensure you choose the best option for your financial situation. This way, you can effectively manage your repayment without undue stress.

The Bajaj Finserv Personal Loan of Rs. 60,000 is an ideal solution for any requirement, from consolidating debt to financing a wedding or paying for medical treatment or home improvements. Our online personal loan is easy to qualify for and does not need any collateral. Meet the simple eligibility parameters and the money is transferred to your bank account within 24 hours* of approval. With a flexible tenor of up to 96 months, we give you the choice of selecting the repayment duration that suits your obligations and finances.

Our existing customers enjoy special privileges, such as pre-approved loan offers. Check your pre-approved offer by sharing your contact details and getting funds in just a few clicks.

Purpose of a Rs. 60,000 personal loan

One of the advantages of a personal loan is the flexibility in end-use. You can use the funds for a wide variety of purposes, including:

Medical emergency
Wedding
Higher education
Home renovation and repair

Documents required for a Rs. 60,000 personal loan

Our Insta Personal Loan provides pre-approved offers, and minimal documentation is one of the most significant advantages. In some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
PAN card
Cancelled cheque
Bank account statements for the last 3 months
Salary slips for the last 3 months

Nationality

Indian
Age

21 years to 80 years*
CIBIL score

685 or higher

See if you can qualify in minutes. Use the Personal Loan Eligibility Calculator.

Increase your chances of approval by meeting all the parameters for the personal loan. This includes fulfilling our simple eligibility criteria and submitting the basic documents needed.

To make Rs. 60,000 personal loan repayment more manageable for you, we offer funds at attractive interest rate on personal loan and nominal charges.

Personal loan interest rate and applicable charges

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Fee	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Rs. 700 to Rs. 1,200 per bounce. “Bounce charges” shall mean charges for non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason
Part-prepayment charges	Full prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full payment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract penal charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Broken Period Interest/Pre-monthly instalment Interest" shall mean the amount of interest on loan for the number of day(s) which is (are): Scenario 1: Over and above the period of 30 (thirty) days from the date of disbursement of the loan. Method of recovery of Broken Period Interest/pre-monthly instalment interest: For Term Loan: Deduct from disbursement or added in first EMI, as applicable. For Flexi Term Loan: Added to first instalment amount. For Hybrid Flexi Loan: Added to first instalment amount. Scenario 2: Less than period of 30 (thirty) days from the date of disbursement of the loan, interest on first instalment will be charged for actual number of days.

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

The interest rate is decided by your lender basis your loan amount, tenure, and credit history. Once you know the interest rate on the desired loan amount and tenure, you may use the personal loan EMI calculator to determine your monthly instalments. It will help you plan your EMIs and ensure timely repayments. A personal loan EMI calculator can help you accurately determine your EMIs. You just need to select the loan amount, rate of interest and tenure, to get the exact EMI payable for your personal loan.

A Personal Loan EMI calculator uses an EMI calculation formula to calculate your monthly instalments. The formula used is: E = P*r*(1+r)^n/((1+r)^n-1) where,

E is EMI
P is the principal loan amount,
r is the rate of interest calculated monthly, and
n is the tenure/ duration in months

For example, the EMI for a Rs. 60,000 personal loan, at an interest rate of 13%, for a tenure of 36 months, will be approximately Rs. 2,022.

Apply for a personal loan of Rs. 60,000 from Bajaj Finance by following these four steps:

1 Click ‘APPLY ONLINE’ to open the application form
2 Fill out the basic details and enter the OTP for verification
3 Share relevant professional and personal data as per the form
4 Submit the form by uploading the necessary paperwork

A Bajaj Finserv representative will get in touch to guide you through the next steps of getting your personal loan of Rs. 60,000.

*Conditions apply

Other instant personal loan options

Rs. 30,000 Personal Loan	Rs. 40,000 Personal Loan
Rs. 25,000 Personal Loan	Rs. 50,000 Personal Loan
Rs. 70,000 Personal Loan	Rs. 80,000 Personal Loan

Frequently asked questions

The minimum salary required to get a Bajaj Finance Personal Loan is Rs. 25,001, depending on the city you live in. You can choose to apply with a co-applicant in case you fall short of the eligibility criteria.

To get our personal loan, you need to have a CIBIL Score of 685 or higher.

Yes, you can get our personal loan with a cash salary. You simply need to fulfil our eligibility criteria.

The EMI depends on tenure and rate of interest along with the amount. For example, the EMI for a Rs. 60,000 personal loan at an interest rate of 13% p.a., for a tenure of 36 months, will be Rs. 2,022.

You can get an instant personal loan for any legal expense, be it a medical emergency, or a wedding, or anything else.

The amount of personal loan you can get depends not only on your salary, but on several factors including your credit history, CIBIL Score, debt-to-income ratio, and so on.

A CIBIL Score of 685 or higher is required to get our personal loan.

You do not have to pledge any collateral or security to get our personal loan.

The repayment tenure for our personal loan ranges from 12 months to 96 months.

The interest rate varies from lender to lender. The interest rate for a Bajaj Finance Personal Loan ranges from 10% to 31% p.a.

Yes, you can get a ₹60,000 loan using your Aadhaar card or PAN card as identification along with other required documents. Many lenders accept these documents for verification during the application process.

Approval for a ₹60,000 loan typically takes a few minutes to a few hours, depending on the lender's policies. In most cases disbursement of funds may occur within 24 hours* of approval.

*Terms and conditions apply.