Download App image

Bajaj Finserv App

Personal Loan
Please enter your full name
Please enter your full name
Please choose your city of residence from the list
Please type your city name and select it from the list
Your mobile number helps us fetch your personal loan offer. Don’t worry, we will keep this information confidential.
Mobile number cannot be blank

I authorize Bajaj Finserv representatives to call/SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C apply

Please accept Terms and Conditions

OTP has been sent to your mobile number


Incorrect OTP, please try again

Click on 'Resend' if you want to get a new OTP

47 Seconds
Resend OTP Entered the wrong phone number? Click here

Instant Loan for Salary up to Rs.40,000

Individuals with a salary up to Rs.40,000 can now finance their diverse expenditures with a personal loan from Bajaj Finserv. The collateral-free advance requires you to fulfil minimum eligibility criteria and comes at attractive rates and charges.

Individuals can check their personalized offer to know the amount available with a personal loan for salary up to 40,000 with Bajaj Finserv.

  • Long and flexible tenure for repayment

    Bajaj Finserv Personal Loan for salary up to 40,000 comes with long repayment tenure of up to 60 months. Utilise an instalment calculator to calculate personal loan EMIs and choose a suitable tenure for loan repayment accordingly.

  • Quick and hassle-free approval

    With minimum eligibility and document requirement, Bajaj Finserv provides fast loan processing and approval within a few minutes of application. Check eligibility for personal loans before you apply to ensure hassle-free processing.

  • Disbursal within one working day*

    Bajaj Finserv also provides one of the fastest disbursals of personal loans within 24 hours* of approval. It makes the loan suitable to fulfil emergency funding needs.

  • Minimal documentation

    Minimal documentation

    Provide only a handful of essential documents to complete your personal loan application with ease.

  • Pre-approved offers

    Pre-approved personal loan

    Pre-approved offers on personal loans make financing hassle-free and help save time. Check your pre-approved loan offer only with your name and mobile number for a quick solution to ‘how much loan can I get on 40,000 salary’.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Hybrid feature

    With Flexi Hybrid feature on personal loans, Bajaj Finserv allows borrowers to make multiple withdrawals from a loan limit. They also need to pay interest only on the amount withdrawn and save on EMIs.

  • Instant Personal Loan upto Rs. 25 Lakh

    Zero hidden charges

    Borrowers can be assured of nil hidden charges on their instant personal loan for income from salary up to 40,000 with our 100% transparency policy.

  • Online account management 24x7

    With customised web portal and app Experia, customers can access and track their loan details at any time and from anywhere.

Personal Loan for Salary up to Rs.40,000: Eligibility Criteria

With simple eligibility criteria for personal loans, Bajaj Finserv ensures easy accessibility to the loan amount. Utilise a personal loan eligibility calculator to estimate the loan amount you can avail of and apply accordingly.

Criteria Requirements
Employment status Salaried individuals
CIBIL score 750+
Age From 23 and 55 years
Nationality Residing Indian citizen

Instant Personal loan for Salary up to Rs.40,000: Interest Rates and Charges

Bajaj Finserv provides personal loan at competitive interest rates & charges to make repayment convenient.

How to Apply for Instant Loan for salary up to Rs 40,000:

Proceed with the following steps to apply for a personal loan.

Step 1 – Provide your personal, employment and financial information.

Step 2 – Next, fill in the loan amount required and tenure.

Step 3 – Submit your application by clicking on “Apply Now”.

Step 4 – A representative will get in touch with, to whom you can submit the required documents.

*Conditions apply