Features and benefits of instant personal loan
Flexible repayment tenor
Bajaj Finserv Personal Loans come with a flexible repayment tenor of up to 96 months.
Simple loan eligibility requirements facilitate quick processing. Check eligibility beforehand for a hassle-free experience.
You only need to submit proof of identity, income proof and employment details for approval.
Flexi loan facility
Withdraw funds multiple times within the sanctioned loan limit and pay interest only on the funds utilised.
Bajaj Finserv does not levy any hidden charges on instant personal loans.
You can access funds within 24 hours* of receiving approval and account for your financial requirements accordingly.
Find out your pre-approved offer on a personal loan by entering your basic details.
Online account management
Access your loan account details and other crucial information 24x7 via our customer portal, Experia.
At Bajaj Finserv, you can qualify for a personal loan with a salary of up to Rs. 40,000 and account for your funding requirements easily. Meet these eligibility criteria to simplify the application process:
21 years to 80 years*
Credit scoreCheck your CIBIL Score for FREE
685 or higher
Salaried individuals employed at MNC, private or public limited companies
Check our city-wise list for more information
To be deemed eligible for a personal loan with a salary of Rs. 40,000, you need to submit a list of crucial documents. Therefore, to streamline the process, make sure to find out the requirement in advance and submit the same to our executives without fail.
Interest rates and charges
With Bajaj Finserv, you can avail of a personal loan at competitive interest rates and associated charges. This helps borrowers with a salary of up to Rs. 40,000 to manage their loan repayment and finances smoothly.