Features and benefits of instant personal loan

  • Flexible repayment tenor

    Flexible repayment tenor

    Bajaj Finserv Personal Loans come with a flexible repayment tenor of up to 96 months.

  • Quick approval

    Quick approval

    Simple loan eligibility requirements facilitate quick processing. Check eligibility beforehand for a hassle-free experience.

  • Minimal documentation

    Minimal documentation

    You only need to submit proof of identity, income proof and employment details for approval.

  • Flexi loan facility

    Flexi loan facility

    Withdraw funds multiple times within the sanctioned loan limit and pay interest only on the funds utilised.

  • Transparency


    Bajaj Finserv does not levy any hidden charges on instant personal loans.

  • Fast disbursal

    Fast disbursal

    You can access funds within 24 hours* of receiving approval and account for your financial requirements accordingly.

  • Pre-approved offers

    Pre-approved offers

    Find out your pre-approved offer on a personal loan by entering your basic details.

  • Online account management

    Online account management

    Access your loan account details and other crucial information 24x7 via our customer portal, Experia.

Eligibility criteria

At Bajaj Finserv, you can qualify for a personal loan with a salary of up to Rs. 40,000 and account for your funding requirements easily. Meet these eligibility criteria to simplify the application process:

  • Citizenship


    Resident Indians

  • Age group

    Age group

    21 years to 80 years*

  • Credit score

    Credit score

    Check your CIBIL Score for FREE

    685 or higher

  • Employment status

    Employment status

    Salaried individuals employed at MNC, private or public limited companies

  • Monthly income

    Monthly income

    Check our city-wise list for more information

To be deemed eligible for a personal loan with a salary of Rs. 40,000, you need to submit a list of crucial documents. Therefore, to streamline the process, make sure to find out the requirement in advance and submit the same to our executives without fail.

*Conditions apply

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Interest rates and charges

With Bajaj Finserv, you can avail of a personal loan at competitive interest rates and associated charges. This helps borrowers with a salary of up to Rs. 40,000 to manage their loan repayment and finances smoothly.