Overview:
Having a high CIBIL score and meeting your lender’s eligibility criteria usually goes a long way in getting you good terms on your personal loans.
But if your salary is less than Rs. 20,000, you will be expected to convince the lender about the repayment of your personal loan amount.
Enter your personal details and check your pre-approved offer even if you have a low salary. Depending on your eligibility, Bajaj Finserv will sanction the respective amount.
Features & Benefits
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Quick approval
Your loan application is processed and approved in minutes, and the money is transferred to you at the earliest.
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Minimal documentation
Upload just your basic documents and meet the simple eligibility criteria to get your loan cleared.
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Money in 24 hours
On approval, Bajaj Finserv tries to get the loan disbursed to your account within 24 hours.
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Flexible tenors
Meet your financial goals with a personal loan and repay it over flexible tenors ranging from 12 to 60 months.
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Pre-approved offers
Just share your basic details, enter the one-time password (OTP) sent to your mobile and discover your pre-approved loan offer. Get a hassle-free loan in just a few hours.
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Collateral-free loan
As an unsecured loan, you do not have to worry about pledging any collateral or security to get your loan.
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No hidden charges
With terms and conditions that are easy to understand, your Bajaj Finserv Personal Loan comprises no hidden charges. Read up and stay informed about your loan.
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Online loan account
Check your loan account statement, track your repayment schedule, manage your EMIs and more 24x7 with the online loan account.
Personal Loan Eligibility
Existing customers of Bajaj Finserv can check their pre-approved personal loan offer and avail their loan. The EMI calculator is an advanced feature that helps you better understand your monthly personal loan repayments. The personal loan eligibility calculator will give you better insights into eligibility.
Personal Loan Interest Rates - Salary Less Than Rs. 20,000
The cap for fees and charges are kept nominal for low salary personal loan. By going through personal loan interest rates and charges, you will be able to get a clearer picture of our offering.
How To Apply For Personal Loan With Salary Less Than Rs. 20,000
Check your pre-approved personal loan offer by filling the application form by following these simple steps:
Share your phone number.
Enter your email id.
Specify your personal loan amount.
Check the ‘I authorize’ tick-box.
Click on ‘Apply Now’.
Have our customer care representative get in touch with your offer details.
Personal Loan Based On Low Salary
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Congratulations! You have a pre-approved personal loan/top-up offer.