Personal Loan

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Personal Loan salary less than 20000

Can you apply for a personal loan if your salary is less than 20,000?

A personal loan helps you meet a range of financial requirements like paying for your higher education, home renovation, wedding, medical emergencies and more. Usually, financial institutions require you to have a CIBIL score of 750 and above as well as proof of a high salary from a reputed firm. However, there are instances when you can still be considered for a personal loan if you have a low salary. Hence, don’t fret if your salary is less than 20,000. Provide your basic details and check your pre-approved offer to understand if you are eligible for a Bajaj Finserv Personal Loan.

Once your application for a Bajaj Finserv Personal Loan is approved, you can get several benefits like:

Features Benefits

  • Instant approval

    You can get a quick approval on your loan application which helps you save time.

  • Money in bank in 24 hours

    The loan amount is credited in your bank account within 24 hours of approval.

  • Pay up to 45% lower EMI

    Bajaj Finserv gives you the option to opt for a Flexi Loan through which you can pay up to 45% lower EMI.

  • Minimum documentation

    The documents required for the loan are minimal. Simply make sure to meet the personal loan eligibility criteria.

  • Loans up to Rs.25 lakh

    Take care of all your financial needs easily with a personal loan up to Rs. 25 lakh.

  • Online account

    Look up details on your loan repayment schedule easily with a convenient online account.

  • Collateral-free loan

    No need for a guarantor as this is a collateral-free loan.

  • No hidden charges

    Find out all the information you need by reading the terms and conditions.

  • Flexible Tenor

    You can repay your loan over a flexible tenor ranging from 12 months to 60 months.

Personal loan salary less than 20,000 eligibility and EMI calculation

You can get a loan approval if you meet the required parameters. Use the EMI calculator to get a better understanding of your monthly personal loan repayments. You can also find out more about the eligibility criteria by using the personal loan eligibility calculator.
 

Personal loan interest rates and charges for salary below 20,000

Bajaj Finserv charges minimal fees and charges even on low salary personal loan. You can get more insight into the personal loan interest rates and charges from the interest rate page.
 

How to apply for personal loan with salary less than 20,000

Know your pre-approved personal loan offer by filling the application form with these easy steps:

1. Provide your 10-digit mobile number
2. Mention your personal email id.
3. Enter the loan amount required.
4. Select the ‘I authorize’ option on the form.
5. Click ‘Apply Now’ to proceed.
6. Our customer care representative will get in touch with you shortly.
 

Personal loan offers for low income earners
 



Personal loan for salary less than Rs. 10,000
Personal loan for salary less than Rs. 12,000
Personal loan for salary less than Rs. 15,000
 

Personal Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

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