Features and benefits
Simple paperwork ensures that application for a personal loan is easy.
Transfers within 24 hours*
Access the funds in your bank account within 24 hours* of approval.
Choose the repayment period best suited for you, ranging up to 60 months.
No guarantee required
The loan approval is fast and does not require any collateral or guarantor.
No extra charges
Bajaj Finserv Personal Loan has no hidden charges involved. Read all terms and conditions to make an informed decision.
Pre-approved loan offers
Existing customers are eligible for personalised offers, through which they can get funds in just a few hours.
Easy online access
Virtual access to your loan accountthrough Experia simplifies tracking statements, EMIs, and other loan details.
Expect fast approvals on personal loans when you choose Bajaj Finserv. Apply for a loan with just a few documents on meeting our simple eligibility criteria. A high CIBIL score is crucial, as is a steady, reliable income. When you have a salary of less than Rs. 20,000, ensure you have a repayment plan in place for a quick approval.
Whether it is for urgent medical emergencies or higher education, our loans come with an attractive interest rate. The collateral-free loans don’t need you to pledge an asset as security or have restrictions on end-use.
Make use of the Personal Loan EMI Calculator to plan repayment in advance.
21 years to 67 years*
750 or higher
Use the Personal Loan Eligibility Calculator to see if you qualify.
How to apply for a personal loan with a salary less than Rs. 20,000?
You can follow the steps below for an easy application:
- 1 Click on ‘APPLY ONLINE’ and go to the online application form page
- 2 Enter the remaining details pertaining to your job and income
- 3 Submit the basic documents along with the form