Features and benefits
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Your loan approval is fast, provided you meet our simple eligibility criteria.
Quick approval
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Hassle-free documentation
Simple paperwork ensures that application for a personal loan is easy.
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Transfers within 24 hours*
Access the funds in your bank account within 24 hours* of approval.
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Adjustable tenor
Choose the repayment period best suited for you, ranging up to 96 months.
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No guarantee required
The loan approval is fast and does not require any collateral or guarantor.
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No extra charges
Bajaj Finserv Personal Loan has no hidden charges involved. Read all terms and conditions to make an informed decision.
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Pre-approved loan offers
Existing customers are eligible for personalised offers, through which they can get funds in just a few hours.
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Easy online access
Virtual access to your loan account through My Account simplifies tracking statements, EMIs, and other loan details.
Expect fast approvals on personal loans when you choose Bajaj Finserv. Apply for a loan with just a few documents on meeting our simple eligibility criteria. A high CIBIL score is crucial, as is a steady, reliable income. When you have a salary of less than Rs. 20,000, ensure you have a repayment plan in place for a quick approval.
Whether it is for urgent medical emergencies or higher education, our loans come with an attractive interest rate. The collateral-free loans don’t need you to pledge an asset as security or have restrictions on end-use.
Make use of the Personal Loan EMI Calculator to plan repayment in advance.
Eligibility criteria
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Nationality
Indian
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Age
21 years to 80 years*
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CIBIL score
685 or higher
Use the Personal Loan Eligibility Calculator to see if you qualify.
Interest rates and charges
The fees and charges are minimal for a low salary personal loan. Read the personal loan interest rates and charges carefully for a better understanding.
How to apply for a personal loan with a salary less than Rs. 20,000?
You can follow the steps below for an easy application:
- 1 Click on ‘APPLY ONLINE’ and go to the online application form page
- 2 Enter the remaining details pertaining to your job and income
- 3 Submit the basic documents along with the form
