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Bajaj Finserv App

Personal Loan

Personal Loan - Salary Less Than Rs. 10,000

Overview:

Usually, you need to have a high CIBIL score and meet your lender’s minimum eligibility criteria to get approval on your personal loan application. This includes having a job at a reputable company and a sufficiently high salary amount.

But if your salary is less than Rs. 10,000, you may have to convince your lender that you have alternative sources of income that can help you cover the repayment of the loan amount.

Start by entering your basic details and check your pre-approved offer although you have a low salary. Once Bajaj Finserv finds you eligible for a loan, you will be sanctioned the required amount.

Features & Benefits

  • Instant approval

    Your personal loan application is processed and approved instantly so that you can get the money you need without any delays.

  • Minimal documentation

    You only need to upload your basic documents and meet the eligibility criteria to avail your personal loan.

  • Quick disbursal

    Once your application is approved, Bajaj Finserv gets the loan amount disbursed to your bank account usually within 24 hours.

  • Flexible Tenors

    Meet your financial obligations with your personal loan and repay it over convenient tenors of 12 months to 60 months.

  • Pre-approved offers

    Pre-approved offers

    See what pre-approved offers by Bajaj Finserv are given to you.

  • Collateral-free loan

    There is no need to have a guarantor as this is a collateral-free loan.

  • No hidden charges

    With simple terms and conditions, your Bajaj Finserv Personal Loan comes with no hidden charges. Read up on your personal loan and make an informed decision.

  • Online account

    You can take a look at your loan details anywhere with the help of our customer portal Experia.

Personal Loan Eligibility

If you are an existing customer with a pre-approved personal loan offer, you can avail a personal loan with ease. With the help of personal loan EMI calculator, you can decide your monthly repayment amount. This way, you can also save yourself from potentially defaulting on your loan payments.

You can also check out personal loan eligibility calculator to know more.

How To Apply For Personal Loan With Salary Less Than Rs. 10,000

Check your pre-approved personal loan offer by filling the application form with these 6 simple steps:

Step 1

Share your mobile number.

Step 2

Fill in your personal email id.

Step 3

Mention the loan amount you need.

Step 4

Select the ‘I authorize’ check-box.

Step 5

Click ‘Apply Now’ to proceed further.

Step 6

Our customer care representative will get in touch with you shortly.