Will I get a personal loan if my salary is less than Rs. 10000?

Availing a personal loan to meet financial requirements during weddings, home renovation, medical emergency, higher education and other events is very convenient. The best way to get a personal loan approval is to maintain a high CIBIL score and provide information that confirms you will be able to repay the loan on time. This includes having a job at a reputed company and a high salary amount.

But in case your salary is less than Rs. 10000, lenders will have to be convinced that you have alternate sources of income that will help you repay the loan amount with ease.

Start with entering your basic details and check your pre-approved offer although you have a low salary. Once the financial institution finds you eligible for a loan, you will be sanctioned the required amount.

A Bajaj Finserv Personal Loan comes with a range of benefits:

Features Benefits

  • Instant approval

    There is no waiting period and the loan application is processed quickly.

  • Money in bank in 24 hours

    After verification, the money is in your bank account within 24 hours.

  • Pay up to 45% lower EMI

    When you choose the Bajaj Finserv Flexi Loan facility, you can pay up to 45% lower EMI.

  • Minimum documentation

    Upload basic documents required for a personal loan and read about the eligibility criteria.

  • Loans up to Rs.25 lakh

    Avail a personal loan approval up to Rs. 25 lakh.

  • Pre-approved offers

    Pre-approved offers

    See what pre-approved offers by Bajaj Finserv are given to you.

  • Online account

    You can take a look at your loan details anywhere with the help of our customer portal Experia.

  • Collateral-free loan

    There is no need to have a guarantor as this is a collateral-free loan.

  • No hidden charges

    Read all the loan information in our terms and conditions. There are no hidden charges.

  • Flexible Tenor

    Get flexible loan tenors ranging from 12 months to 60 months.

Personal loan salary less than 10,000 eligibility and EMI calculation

The personal loan EMI calculator helps you figure out the amount that you can put aside for your monthly repayments. Make sure you do not default on your loan payments. You can also toggle the features in the simple personal loan eligibility calculator to know more.

Personal loan interest rates and charges for salary below 10,000

The personal loan interest rates are charged according to the terms of your low salary personal loan.

How to apply for personal loan with salary less than 10,000

Check your pre-approved personal loan offer by filling the application form with these easy steps:

1. Provide your 10-digit mobile number.
2. Fill in your personal email id.
3. Mention the loan amount required.
4. Select the ‘I authorize’ check-box.
5. Click ‘Apply Now’ to proceed further.
6. Our customer care representative will get in touch with you shortly.

Personal loan offers for low income earners
 



Personal loan for salary less than Rs. 12,000
Personal loan for salary less than Rs. 15,000
Personal loan for salary less than Rs. 20,000

Personal Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

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