Personal Loan

Personal Loan - Salary Less Than Rs. 10,000

Please enter your Full Name
Please enter Full Name
Please choose your City of residence from the list
City cannot be blank
Why Mobile Number? This will help us fetch your personal loan offer. Don’t worry, we will keep this information confidential.
Mobile Number cannot be blank

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C

Please accept Terms and Conditions

OTP has been sent to your mobile number


Incorrect OTP, please try again

Click on 'Resend' if you want to get a new OTP

47 Seconds
Resend OTP Entered the wrong phone number? Click here


Usually, you need to have a high CIBIL score and meet your lender’s minimum eligibility criteria to get approval on your personal loan application. This includes having a job at a reputable company and a sufficiently high salary amount.

But if your salary is less than Rs. 10,000, you may have to convince your lender that you have alternative sources of income that can help you cover the repayment of the loan amount.

Start by entering your basic details and check your pre-approved offer although you have a low salary. Once Bajaj Finserv finds you eligible for a loan, you will be sanctioned the required amount.

Features & Benefits

  • Instant approval

    Your personal loan application is processed and approved instantly so that you can get the money you need without any delays.

  • Minimal documentation

    You only need to upload your basic documents and meet the eligibility criteria to avail your personal loan.

  • Quick disbursal

    Once your application is approved, Bajaj Finserv gets the loan amount disbursed to your bank account usually within 24 hours.

  • Flexible Tenors

    Meet your financial obligations with your personal loan and repay it over convenient tenors of 12 months to 60 months.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv brings your easy pre-approved loan offers. Just share your contact details, enter the one-time password (OTP) sent to your phone and check your pre-approved offer.

  • Collateral-free loan

    Personal loans by Bajaj Finserv are unsecured loans – you can borrow the amount you need without having to worry about collateral.

  • No hidden charges

    With simple terms and conditions, your Bajaj Finserv Personal Loan comes with no hidden charges. Read up on your personal loan and make an informed decision.

  • Online loan account

    Manage your EMIs, check your account statement and track your repayment schedule with the easy to use online loan account.

Personal Loan Eligibility

If you are an existing customer with a pre-approved personal loan offer, you can avail a personal loan with ease. With the help of personal loan EMI calculator, you can decide your monthly repayment amount. This way, you can also save yourself from potentially defaulting on your loan payments.

You can also check out personal loan eligibility calculator to know more.

How To Apply For Personal Loan With Salary Less Than Rs. 10,000

Check your pre-approved personal loan offer by filling the application form with these 6 simple steps:

Step 1

Share your mobile number.

Step 2

Fill in your personal email id.

Step 4

Select the ‘I authorize’ check-box.

Step 5

Click ‘Apply Now’ to proceed further.

Step 6

Our customer care representative will get in touch with you shortly.

Congratulations! You have a pre-approved personal loan/top-up offer.

Quick Action