Features and benefits

  • Quick approval

    Quick approval

    Meet our simple eligibility criteria and get approval in just 5 minutes.

  • Money in just %$$PL-Disbursal$$%*

    Money in just 24 hours*

    Get your loan amount transferred to your account within 24 hours* of approval.

  • Repay the loan in %$$PL-Tenor-Max-Months$$%

    Repay the loan in 96 months

    Choose a tenure of up to 8 years to repay your loan.

  • No collateral, minimal paperwork

    No collateral, minimal paperwork

    Submit only a few basic documents to get your personal loan instantly, no need to pledge any security.

  • Online loan account

    Online loan account

    Manage your EMIs and view your online loan statement with our customer portal, My Account.

  • 100% transparency, no hidden charges

    100% transparency, no hidden charges

    Find all the terms and conditions mentioned upfront in your loan agreement.

The eligibility parameters for Bajaj Finserv and most other lenders require you to have a good CIBIL Score and a reasonably high salary at a reputable organisation to qualify for a personal loan. Therefore, if your salary is less than Rs. 10,000, you may need to convince the lender about alternative sources of income that you intend to use to repay your personal loan.

However, it is ideal that you meet all other eligibility criteria and submit all the minimum documents necessary to stand a chance of getting approval on your personal loan application.

With quick approval and disbursal within 24 hours*, a Bajaj Finserv Personal Loan is a handy solution to meet your financial requirements. Plan your loan repayment with the personal loan EMI calculator and make an informed decision.

*Terms and conditions apply

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Eligibility criteria

  • Nationality


  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

You can check the Personal Loan Eligibility Calculator to estimate your eligibility.

*Terms and conditions apply.

How to apply for a personal loan with a salary less than Rs. 10,000?

Here is our detailed guide to applying for a personal loan online:

  1. 1 Click on ‘Apply Online’ to open the online application form
  2. 2 Share your mobile number and verify your profile with an OTP
  3. 3 Fill in your basic personal and professional details
  4. 4 Upload the required documents for verification and submit the form

Our representative will get in touch with you to guide you on the next steps of getting your loan.

Personal loan on a low salary

Personal loan for a salary less than Rs. 12,000

Personal loan for a salary less than Rs. 15,000

Personal loan for a salary less than Rs. 20,000