Personal Loan Salary Less Than ₹12,000: Low Income Personal Loan

Speedy approval

Get instant approval once you meet our simple eligibility criteria.
Same-day* access to money

Your loan amount is transferred to your bank account in just 24 hours* from approval.
60 months to repay

Repay your loan by choosing a tenor of up to 5 years.
0 collateral and basic documents

No need to pledge any security; complete your paperwork to get your personal loan instantly.
Online management of your loan

Use your loan account via our customer portal, Experia, to see your statements and manage your repayment.
Complete transparency, no hidden fees

All terms and conditions are mentioned upfront in your loan agreement.

You need to meet the simple eligibility criteria to qualify for a personal loan from Bajaj Finserv. These include a high CIBIL score, employment at a reputed company, and salary requirements as laid down by a non-banking finance company (NBFC) on its website. So, if your salary is less than Rs. 12,000, assure the lender that you have other sources of income to repay your personal loan on time.

However, ensure that you meet the rest of the eligibility parameters and submit the basic documents required to increase your chances of being approved for a personal loan.

With instant approval and 24-hour disbursal, the Bajaj Finserv Personal Loan is an ideal way to meet your needs for finance. Be sure to use the Personal Loan EMI Calculator to plan repayment and make an educated decision.