Home > Low Income Personal Loan > Personal Loan Salary less than 12,000
Personal loans are a convenient way to take care of your financial needs like medical emergency, higher education, wedding, home renovation and much more. When you have a high CIBIL score and show proof of income from a well-known firm, the process of loan application becomes simpler. But in case your salary is less than Rs 12000, you will have to convince lenders that you have a good repayment plan in place and will not default on payments.
You can first provide your basic details and check your pre-approved offer even if you have a low salary. If you fall in the eligible category, you will be sanctioned a personal loan.
Approval on a Bajaj Finserv Personal Loan comes with a range of benefits:
No waiting period as your loan application is approved quickly.
Once the verification process is complete, you get money in your bank account within 24 hours
Get a personal loan approval up to Rs. 25 lakh.
All the information you need is available in our terms and conditions. There are no hidden charges.
You can enjoy a flexible loan tenor ranging from 12 months to 60 months.
The Bajaj Finserv Flexi Loan facility helps you pay up to 45% lower EMI.
The personal loan EMI calculator is a handy tool to figure out how to plan your repayment schedule. This will help you avoid any potential delay in paying back your loan. There is also a convenient personal loan eligibility calculator that you can use.
Your personal loan interest rates are nominal even on a low salary personal loan. You can check the interest rates and charges before applying for loan online.
Know your pre-approved personal loan offer by filling the application form with these easy steps:
1. Provide your 10-digit mobile number.
2. Enter your personal email id.
3. Mention the loan amount required.
4. Select the ‘I authorize’ box.
5. Click ‘Apply now’ to continue.
6. Our customer care representative will get in touch with you shortly.
