Personal Loan

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Personal Loan salary less than 12000

Are you eligible to get a personal loan if your salary is less than Rs. 12000?

Personal loans are a convenient way to take care of your financial needs like medical emergency, higher education, wedding, home renovation and much more. When you have a high CIBIL score and show proof of income from a well-known firm, the process of loan application becomes simpler. But in case your salary is less than Rs 12000, you will have to convince lenders that you have a good repayment plan in place and will not default on payments.

You can first provide your basic details and check your pre-approved offer even if you have a low salary. If you fall in the eligible category, you will be sanctioned a personal loan.

Approval on a Bajaj Finserv Personal Loan comes with a range of benefits:
 

Features Benefits

  • Instant approval

    No waiting period as your loan application is approved quickly.

  • Money in bank in 24 hours

    Once the verification process is complete, you get money in your bank account within 24 hours

  • Minimum documentation

    Submit basic documents required for a personal loan and follow the eligibility criteria.

  • Loans up to Rs.25 lakh

    Get a personal loan approval up to Rs. 25 lakh.

  • Pre-approved offers

    Pre-approved offers

    Check out your pre-approved offers by Bajaj Finserv by sharing your basic details.

  • Online account

    Access your loan details anywhere with ease with the help of our customer portal Experia.

  • Collateral-free loan

    No need to find a guarantor as this is a collateral-free loan.

  • No hidden charges

    All the information you need is available in our terms and conditions. There are no hidden charges.

  • Flexible Tenor

    You can enjoy a flexible loan tenor ranging from 12 months to 60 months.

  • Pay up to 45% lower EMI

    The Bajaj Finserv Flexi Loan facility helps you pay up to 45% lower EMI.

Personal loan salary less than 12,000 eligibility and EMI calculation

The personal loan EMI calculator is a handy tool to figure out how to plan your repayment schedule. This will help you avoid any potential delay in paying back your loan. There is also a convenient personal loan eligibility calculator that you can use.
 

Personal loan interest rates and charges for salary below 12,000

Your personal loan interest rates are nominal even on a low salary personal loan. You can check the interest rates and charges before applying for loan online.

How to apply for personal loan with salary less than 12,000

Know your pre-approved personal loan offer by filling the application form with these easy steps:

1. Provide your 10-digit mobile number.
2. Enter your personal email id.
3. Mention the loan amount required.
4. Select the ‘I authorize’ box.
5. Click ‘Apply now’ to continue.
6. Our customer care representative will get in touch with you shortly.
 

Personal loan offers for low income earners
 



Personal loan for salary less than Rs. 10,000
Personal loan for salary less than Rs. 15,000
Personal loan for salary less than Rs. 20,000
 

Personal Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

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