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Bajaj Finserv App

Personal Loan

Personal Loan - Salary Less Than Rs. 12,000

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If you are looking to avail a personal loan, you will have to meet the eligibility criteria laid down by your lender. This may include being employed with a reputable company and having a minimum basic salary.

If you earn a salary of less than Rs. 12,000, you may need to convince the lender about other sources of income that may help you cover your loan repayment. If you are looking to avail a Bajaj Finserv Personal Loan, you can start by sharing your basic details in the pre-approved loan form and checking if you have an offer. After speaking to a Bajaj Finserv representative, you can may be able to get your personal loan approved.

Features & Benefits

  • Approval in minutes

    Your application is processed and approved in just a few minutes so that you can avail the loan without a long wait.

  • Basic documentation

    Share just a few simple documents and meet the eligibility criteria to get your loan sanctioned.

  • Speedy disbursal

    On approval of your application, the loan will be disbursed to your account in 24 hours.

  • Suitable tenors

    You can repay your personal loan over flexible tenors ranging from 12 months to 60 months.

  • Pre-approved offers

    Pre-approved offers

    With pre-approved loan offers, you can check the loan amount you are eligible for in just a few minutes. Share your contact details, enter your one-time password (OTP) and discover your pre-approved offer.

  • Collateral-free loan

    As an unsecured loan, you can avail your loan without pledging any collateral or security.

  • No hidden charges

    There are no hidden charges on your personal loan. Read up on the terms and conditions and make an informed decision.

  • Online loan account

    Check your loan account statement, track your repayments and keep a track of your loan with an easy to manage online account.

Personal Loan Eligibility

Existing customers who have a pre-approved personal loan offer can avail a personal loan easily. The personal loan EMI calculator can be your go-to tool to plan out your repayment schedule. This will help you with timely payments of your EMI.

You can also refer to personal loan eligibility calculator to check your eligibility for loan online.

How To Apply For Personal Loan With Salary Less Than Rs. 12,000

See your pre-approved personal loan offer by completing the application form in just 6 simple steps:

Step 1

Share your phone number.

Step 2

Submit your personal email id.

Step 3

Mention the amount you need to borrow.

Step 4

Tick the ‘I authorize’ check-box.

Step 5

Click on ‘Apply Now’.

Step 6

Wait for our customer care representative to get in touch with you.