Best Personal Loan App

Bajaj Finance provides one of the easiest and most convenient ways to get funds through its comprehensive personal loan apps, available on both the Google Play Store and Apple App Store for maximum accessibility across all mobile devices. These innovative apps offer a seamless borrowing experience with minimal documentation requirements and instant approval capabilities, making loan applications as simple as ordering food or booking a ride through your smartphone.

✅ Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Whether you apply via the mobile app or through the Bajaj Finsev Personal Loan website, you can enjoy a fully digital process with disbursal within 24 hours* and complete loan management capabilities.

Why mobile apps matter: Modern consumers expect 24/7 accessibility and instant processing - our app delivers both by putting powerful lending capabilities directly in your pocket.

Avail of high-value personal loans

Access a collateral-free loan of up to Rs. 55 lakh for your various needs.
 

Apply via pre-approved offers

Check your pre-approved limit and avail of your offer to get instant loan approval.
 

Plan with the EMI calculator

Use the app’s personal loan EMI calculator to pick the loan amount and a repayment term of up to 8 years.

Manage current and previous loans

Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app – anytime, anywhere.
 

Make payments on the go

Pay EMIs, part-prepay or foreclose loan, and view future payments easily.

Obtain extra credit quickly

Avail additional funds with the drawdown facility by getting your OTP authenticated.

Select your preferred language

You can choose to use the English version of the app or pick from any regional languages available in the app.
 

Receive timely notifications

Stay updated about your EMIs and never miss an upcoming loan offer.

Raise a request

Log a request, check its status, and view previous requests too.

Have one app for the family

Enable the family sharing feature to allow your family members to use this Bajaj Finserv instant personal loan app.

Enjoy new functionalities

Get instant help via chatbot and join our referral program.

Why choose the Bajaj Finserv Personal Loan App?

The Bajaj Finserv Personal Loan App is one of the best personal loan apps for managing urgent financial needs efficiently. As a reliable instant personal loan app, it offers quick approvals, minimal documentation, and disbursal within 24 hours*. Perfect for weddings, education, or emergencies, this app delivers personalised solutions with competitive interest rates and flexible repayment options. Enjoy a fast, hassle-free borrowing experience when you apply for a personal loan through this platform.

The Personal Loan App and Bajaj Finance Loan App offer a seamless way to apply for a personal loan instantly. With attractive pre-approved offers, you can access competitive interest rates, which may vary based on factors like credit score, income, and lender policies. Personal Loan interest rates generally start from 10% p.a., with additional charges such as processing fees, bounce charges, and prepayment fees. Use an EMI calculator to estimate your monthly repayments and plan your loan efficiently for a hassle-free borrowing experience.

How to apply for a personal loan via the Bajaj Finserv app?

1. Visit Google Play or the Apple App Store and download the Bajaj Finserv app
2. Activate your app using your ID or mobile number. Use the OTP sent to your registered mobile number to log in
3. Explore your pre-approved offers in the pre-approved and recommended offers sections and apply for a loan