Get Instant Cash Loans in Minutes with Bajaj Finserv Personal Loan App Online
Customers can now download the instant loan app online such as Bajaj Finserv mobile app and apply for a loan from the comfort of their homes. Apply from one of the best personal loan apps in India for instant approval of loan application. You can also apply for a personal loan through the Bajaj Finserv website.
Features and benefits of Bajaj Finserv Personal Loan App
Avail of high-value personal loans
Access a collateral-free loan of up to Rs. 40 lakh for your various needs.
Apply via pre-approved offers
Check your pre-approved limit and avail of your offer to get instant loan approval.
Plan with the EMI calculator
Use the app’s personal loan EMI calculator to pick the loan amount and a repayment term of up to 8 years.
Manage current and previous loans
Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app – anytime, anywhere.
Make payments on the go
Pay EMIs, part-prepay or foreclose your loan, and view future payments easily.
Obtain extra credit quickly
Select your preferred language
You can choose to use the English version of the app or pick from any regional languages available in the app.
Receive timely notifications
Raise a request
Have one app for the family
Enable the family sharing feature to allow your family members to use this Bajaj Finserv instant personal loan app.
Enjoy new functionalities
Bajaj Finance Limited offers an easy-to-use loan app, which can be downloaded from the Play Store and App Store. The simplest type of credit to obtain is a personal loan. You can avail of a personal loan by visiting the Bajaj Finance Personal Loan page or online personal loan app to get a loan of up to Rs. 40 lakh instantly with minimal documentation.
Eligibility criteria for a personal loan through the Bajaj Finserv personal loan app
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL score: 685 or higher.
- Monthly salary: Starting Rs. 25,001, based on the city you live in.
Documents required for a personal loan through the Bajaj Finserv personal loan app
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
*You should be 80 years* or younger, at the end of the loan tenure.
Interest rates and charges on personal loan
Instant loan app from Bajaj Finance Limited is a convenient platform to apply for personal loan. You can get attractive interest rates with pre-approved offers. However, interest rate may vary based on factors like credit score, income, and lender policies. Bajaj Finance Personal Loan interest rates typically range from 11% to 37% p.a. Additional charges may include processing fees, bounce charges, prepayment charges and more.
How to download the Bajaj Finserv app through the play store?
Follow these simple steps to download and install Bajaj Finserv App through play store:
- 1 Search for the Bajaj Finserv App and download it from the play store
- 2 Click on ‘install’ to start downloading the app
- 3 Once downloaded, open the Bajaj Finserv App
- 4 Accept the end-user licence agreement (EULA) to start using the app
- 5 Login with your registered mobile number and OTP
How to download the Bajaj Finserv app on the App Store?
Follow these simple steps to download and install the Bajaj Finserv App through App store
- 1 Open the Apple App Store and search for the Bajaj Finserv App
- 2 Click ‘Download’ to start the download
- 3 Once downloaded, click ‘install’ to install the app on your phone
- 4 Allow notifications for the app
- 5 Choose your language and click ‘Proceed’ to continue
- 6 Login with your registered mobile number and OTP
How to apply for a personal loan via the Bajaj Finserv app?
- 1 Visit Google Play or the Apple App Store and download the Bajaj Finserv app
- 2 Activate your app using your ID or mobile number. Use the OTP sent to your registered mobile number to log in
- 3 Explore your pre-approved offers in the pre-approved and recommended offers sections and apply for a loan
Frequently asked questions
You can download a personal loan app from the Play Store or App Store and borrow money to meet your large or small expenses.
There are several best personal loan apps, just ensure they are licensed by the Reserve Bank of India (RBI) and have transparent terms and conditions. Always read terms, compare interest rates, and borrow responsibly to maintain financial security.
Several loan apps offer fast approval and disbursal processes. However, the speed of approval can vary based on individual eligibility, documentation, and other factors. It's essential to research and choose a reputable app that suits your specific financial needs.
Yes, most personal loan apps allow pre-closure of loans. You can repay the outstanding loan amount before the loan tenure ends. However, check the terms and conditions of the specific app or lender, as there may be pre-closure charges or penalties, which can vary from one lender to another.
With the instant personal loan app by Bajaj Finance Limited, you can get a personal loan of up to Rs. 40 lakh.
There are several best personal loan apps available online that provide loans instantly; however, the Bajaj Finserv personal loan app offers loans with minimal documentation and an easy application process.
To secure a low-interest personal loan, maintain a high credit score, showcase a stable income, and reduce existing debts. Compare lenders to find the best rates, consider secured loans, and leverage relationships with banks or credit unions. A co-signer or collateral may also enhance your loan eligibility and help secure a lower rate.
To use an online personal loan app, download a personal loan app, create an account, and provide required personal and financial information. Input the loan amount, desired tenure, and interest rate preference. Upload necessary the documents and complete the application.
The best personal loan app online for instant loans varies by individual financial circumstances. However, it's crucial to compare interest rates, terms, and customer reviews.
NBFCs such as Bajaj Finserv provide the best personal loan apps online. To use the Bajaj Finserv Personal Loan App, download it, enter your personal details, and submit the necessary documents. Once your documents are approved, the funds will be disbursed directly to your bank account for immediate use.