Get Instant Cash Loans in Minutes with Bajaj Finserv Personal Loan App Online

Customers can now download the instant loan app online such as Bajaj Finserv mobile app and apply for a loan from the comfort of their homes. Apply from one of the best personal loan apps in India for instant approval of loan application. You can also apply for a personal loan through the Bajaj Finserv website.

Features and benefits of Bajaj Finserv Personal Loan App

  • Avail of high-value personal loans

    Avail of high-value personal loans

    Access a collateral-free loan of up to Rs. 40 lakh for your various needs.

  • Apply via pre-approved offers

    Apply via pre-approved offers

    Check your pre-approved limit and avail of your offer to get instant loan approval.

  • Plan with the EMI calculator

    Plan with the EMI calculator

    Use the app’s personal loan EMI calculator to pick the loan amount and a repayment term of up to 8 years.

  • Manage current and previous loans

    Manage current and previous loans

    Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app – anytime, anywhere.

  • Make payments on the go

    Make payments on the go

    Pay EMIs, part-prepay or foreclose your loan, and view future payments easily.

  • Obtain extra credit quickly

    Obtain extra credit quickly

    Avail additional funds with the drawdown facility by getting your OTP authenticated.
  • Select your preferred language

    Select your preferred language

    You can choose to use the English version of the app or pick from any regional languages available in the app.

  • Receive timely notifications

    Receive timely notifications

    Stay updated about your EMIs and never miss an upcoming loan offer.
  • Raise a request

    Raise a request

    Log a request, check its status, and view previous requests too.
  • Have one app for the family

    Have one app for the family

    Enable the family sharing feature to allow your family members to use this Bajaj Finserv instant personal loan app.

  • Enjoy new functionalities

    Enjoy new functionalities

    Get instant help via chatbot and join our referral program.

Bajaj Finance Limited offers an easy-to-use loan app, which can be downloaded from the Play Store and App Store. The simplest type of credit to obtain is a personal loan. You can avail of a personal loan by visiting the Bajaj Finance Personal Loan page or online personal loan app to get a loan of up to Rs. 40 lakh instantly with minimal documentation.

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Eligibility criteria for a personal loan through the Bajaj Finserv personal loan app

Know the eligibility criteria and required documents before applying for a personal loan through the instant loan app. Read all the terms and conditions and apply from one of the best personal loan apps in India with minimal documentation and get instant approval.
  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

Documents required for a personal loan through the Bajaj Finserv personal loan app

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

*You should be 80 years* or younger, at the end of the loan tenure.

Interest rates and charges on personal loan

Instant loan app from Bajaj Finance Limited is a convenient platform to apply for personal loan. You can get attractive interest rates with pre-approved offers. However, interest rate may vary based on factors like credit score, income, and lender policies. Bajaj Finance Personal Loan interest rates typically range from 11% to 37% p.a. Additional charges may include processing fees, bounce charges, prepayment charges and more.

How to download the Bajaj Finserv app through the play store?

Follow these simple steps to download and install Bajaj Finserv App through play store:

  1. 1 Search for the Bajaj Finserv App and download it from the play store
  2. 2 Click on ‘install’ to start downloading the app
  3. 3 Once downloaded, open the Bajaj Finserv App
  4. 4 Accept the end-user licence agreement (EULA) to start using the app
  5. 5 Login with your registered mobile number and OTP

How to download the Bajaj Finserv app on the App Store?

Follow these simple steps to download and install the Bajaj Finserv App through App store

  1. 1 Open the Apple App Store and search for the Bajaj Finserv App
  2. 2 Click ‘Download’ to start the download
  3. 3 Once downloaded, click ‘install’ to install the app on your phone
  4. 4 Allow notifications for the app
  5. 5 Choose your language and click ‘Proceed’ to continue
  6. 6 Login with your registered mobile number and OTP

How to apply for a personal loan via the Bajaj Finserv app?

  1. 1 Visit Google Play or the Apple App Store and download the Bajaj Finserv app
  2. 2 Activate your app using your ID or mobile number. Use the OTP sent to your registered mobile number to log in
  3. 3 Explore your pre-approved offers in the pre-approved and recommended offers sections and apply for a loan

Frequently asked questions

Where can I borrow money instantly?

You can download a personal loan app from the Play Store or App Store and borrow money to meet your large or small expenses.

Which is a safe app for personal loans?

There are several best personal loan apps, just ensure they are licensed by the Reserve Bank of India (RBI) and have transparent terms and conditions. Always read terms, compare interest rates, and borrow responsibly to maintain financial security.

Which loan app is fast?

Several loan apps offer fast approval and disbursal processes. However, the speed of approval can vary based on individual eligibility, documentation, and other factors. It's essential to research and choose a reputable app that suits your specific financial needs.

Do personal loan apps allow pre-closure of my loan?

Yes, most personal loan apps allow pre-closure of loans. You can repay the outstanding loan amount before the loan tenure ends. However, check the terms and conditions of the specific app or lender, as there may be pre-closure charges or penalties, which can vary from one lender to another.

Which app gives Rs. 10,000 instant loans?

With the instant personal loan app by Bajaj Finance Limited, you can get a personal loan of up to Rs. 40 lakh.

Which app gives a loan in 5 minutes?

There are several best personal loan apps available online that provide loans instantly; however, the Bajaj Finserv personal loan app offers loans with minimal documentation and an easy application process.

How to get a personal loan at a low-interest rate?

To secure a low-interest personal loan, maintain a high credit score, showcase a stable income, and reduce existing debts. Compare lenders to find the best rates, consider secured loans, and leverage relationships with banks or credit unions. A co-signer or collateral may also enhance your loan eligibility and help secure a lower rate.

How to use an online personal loan app?

To use an online personal loan app, download a personal loan app, create an account, and provide required personal and financial information. Input the loan amount, desired tenure, and interest rate preference. Upload necessary the documents and complete the application.

Which is the best personal loan app to get an instant loan?

The best personal loan app online for instant loans varies by individual financial circumstances. However, it's crucial to compare interest rates, terms, and customer reviews.

How does the Bajaj Finserv Personal Loan App work?

NBFCs such as Bajaj Finserv provide the best personal loan apps online. To use the Bajaj Finserv Personal Loan App, download it, enter your personal details, and submit the necessary documents. Once your documents are approved, the funds will be disbursed directly to your bank account for immediate use.

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