Get Instant Cash Loans in Minutes with Bajaj Finserv Personal Loan App Online

Customers can now download the instant loan app online such as Bajaj Finserv mobile app and apply for a loan from the comfort of their homes. Apply from one of the best personal loan apps in India for instant approval of loan application. You can also apply for a personal loan through the Bajaj Finserv website.

Features and benefits of Bajaj Finserv Personal Loan App

  • Avail of high-value personal loans

    Avail of high-value personal loans

    Access a collateral-free loan of up to Rs. 40 lakh for your various needs.

  • Apply via pre-approved offers

    Apply via pre-approved offers

    Check your pre-approved limit and avail of your offer to get instant loan approval.

  • Plan with the EMI calculator

    Plan with the EMI calculator

    Use the app’s personal loan EMI calculator to pick the loan amount and a repayment term of up to 8 years.

  • Manage current and previous loans

    Manage current and previous loans

    Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app – anytime, anywhere.

  • Make payments on the go

    Make payments on the go

    Pay EMIs, part-prepay or foreclose your loan, and view future payments easily.

  • Obtain extra credit quickly

    Obtain extra credit quickly

    Avail additional funds with the drawdown facility by getting your OTP authenticated.
  • Select your preferred language

    Select your preferred language

    You can choose to use the English version of the app or pick from any regional languages available in the app.

  • Receive timely notifications

    Receive timely notifications

    Stay updated about your EMIs and never miss an upcoming loan offer.
  • Raise a request

    Raise a request

    Log a request, check its status, and view previous requests too.
  • Have one app for the family

    Have one app for the family

    Enable the family sharing feature to allow your family members to use this Bajaj Finserv instant personal loan app.

  • Enjoy new functionalities

    Enjoy new functionalities

    Get instant help via chatbot and join our referral program.

Bajaj Finance Limited offers a personal loan app online, which can be downloaded from the Play Store and App Store. The simplest type of credit to obtain is a personal loan and an easy personal loan app is a great way to get the funds you need from the comfort of your home. You can avail of a personal loan by visiting the Bajaj Finance Personal Loan page or with the online personal loan app to get a loan instantly with minimal documentation.

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Eligibility criteria for a personal loan through the Bajaj Finserv personal loan app

Know the personal loan required documents and eligibility criteria before applying through the instant loan app. Read all the terms and conditions and apply from one of the best personal loan apps in India with minimal documentation and get instant approval. Keep the required documents and information handy for a speedy application process and a better chance of loan approval. You can also check your eligibility for personal loan with our calculator.
  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

Documents required for a personal loan through the Bajaj Finserv personal loan app

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

*You should be 80 years* or younger, at the end of the loan tenure.

Interest rates and charges on personal loan

Instant loan app from Bajaj Finance Limited is a convenient platform to apply for personal loan. You can get attractive interest rates with pre-approved offers. However, interest rate may vary based on factors like credit score, income, and lender policies. Bajaj Finance Personal Loan interest rates typically range from 11% to 35% p.a. Additional charges may include processing fees, bounce charges, prepayment charges and more. To calculate EMI of your personal loan in advance, you can use an EMI calculator and wisely plan your repayments.

How to download the Bajaj Finserv app through the play store?

Follow these simple steps to download and install Bajaj Finserv App through play store:

  1. 1 Search for the Bajaj Finserv App and download it from the play store
  2. 2 Click on ‘install’ to start downloading the app
  3. 3 Once downloaded, open the Bajaj Finserv App
  4. 4 Accept the end-user licence agreement (EULA) to start using the app
  5. 5 Login with your registered mobile number and OTP

How to download the Bajaj Finserv app on the App Store?

Follow these simple steps to download and install the Bajaj Finserv App through App store

  1. 1 Open the Apple App Store and search for the Bajaj Finserv App
  2. 2 Click ‘Download’ to start the download
  3. 3 Once downloaded, click ‘install’ to install the app on your phone
  4. 4 Allow notifications for the app
  5. 5 Choose your language and click ‘Proceed’ to continue
  6. 6 Login with your registered mobile number and OTP

How to apply for a personal loan via the Bajaj Finserv app?

  1. 1 Visit Google Play or the Apple App Store and download the Bajaj Finserv app
  2. 2 Activate your app using your ID or mobile number. Use the OTP sent to your registered mobile number to log in
  3. 3 Explore your pre-approved offers in the pre-approved and recommended offers sections and apply for a loan

Frequently asked questions

Where can I borrow money instantly?

You can download a personal loan app from the Play Store or App Store and borrow money to meet your large or small expenses.

Which app is trusted for personal loans?

There are several best personal loan apps, just ensure they are licensed by the Reserve Bank of India (RBI) and have transparent terms and conditions. Always read terms, compare interest rates, and borrow responsibly to maintain financial security.

Do personal loan apps allow pre-closure of my loan?

Yes, most personal loan apps allow pre-closure of loans. You can repay the outstanding loan amount before the loan tenure ends. However, check the terms and conditions of the specific app or lender, as there may be pre-closure charges or penalties, which can vary from one lender to another.

Which app gives Rs. 10,000 instant loans?

With the instant personal loan app by Bajaj Finance Limited, you can get a personal loan of up to Rs. 40 lakh.

Which is the best personal loan app to get an instant loan?

The best personal loan app online for instant loans varies by individual financial circumstances. However, it's crucial to compare interest rates, terms, and customer reviews.

Which loan app is fast?

The Bajaj Finserv personal loan app is an instant loan app that offers a fast approval and disbursal process. However, the speed of approval can vary based on individual eligibility, documentation, and other factors. Mobile apps have revolutionised the lending landscape, offering easy personal loans online.

Which app gives a loan in 5 minutes?

There are several best personal loan apps available online with funds that are disbursed instantly; however, the Bajaj Finserv personal loan app offers loans with minimal documentation and an easy application process.

How to get a personal loan at a low-interest rate?

To secure a low-interest personal loan, maintain a high credit score, showcase a stable income, and reduce existing debts. Compare lenders to find the best rates, consider secured loans, and leverage relationships with banks or credit unions. A co-signer or collateral may also enhance your loan eligibility and help secure a lower rate. Apps such as the Bajaj Finserv app offer a digital process and competitive rate of interest.

How to use an online personal loan app?

To use an online personal loan app, download a personal loan app, create an account, and provide required personal and financial information. Input the loan amount, desired tenure, and interest rate preference. Upload necessary the documents and complete loan application process.

How does the Bajaj Finserv Personal Loan App work?

NBFCs such as Bajaj Finserv provide the best personal loan apps online. To use the Bajaj Finserv Personal Loan App, download it, enter your personal details, and submit the necessary documents. Once your documents are approved, the funds will be disbursed directly to your bank account for immediate use.

How to get 5,000 rupees immediately?

You can look at Rs. 5,000 personal loan app to get funds with smaller amounts. With a Bajaj Finserv Personal Loan, you can get funds ranging from Rs. 20,000 to Rs. 40 lakh.

How to get 10,000 rupees instantly?

You can consider Rs. 10,000 personal loan app specifically, if you want a smaller loan. With a Bajaj Finserv Personal Loan, you can get funds ranging from Rs. 20,000 to Rs. 40 lakh.

How to get 15,000 rupees instantly?

You can check out Rs. 15,000 personal loan app if you want a smaller loan. With a Bajaj Finserv Personal Loan, you can get funds ranging from Rs. 20,000 to Rs. 40 lakh.

How to get 30,000 rupees immediately?

You can use the Bajaj Finserv app to get 30,000 rupees immediately. Here is how:

  1. Install the Bajaj Finserv App
  2. Access the personal loan section
  3. Select loan amount and tenure
  4. Provide necessary documents
  5. Review and submit your application

Our representative will connect with you for the further process.

How to get Rs. 5 lakh immediately?

You can use the Bajaj Finserv app to get Rs. 5 lakh immediately. Here is how:

  1. Install the Bajaj Finserv App
  2. Access the personal loan section
  3. Select loan amount and tenure
  4. Provide necessary documents
  5. Review and submit your application

Our representative will connect with you for the further process. Once your application is approved, your loan will be disbursed in 24 hours*.

What are the advantages in applying for an instant loan online through apps?

Applying for an instant loan online through apps offers several advantages: quick approvals, immediate loan disbursal within 24 hours*, and convenience. These apps streamline application with their digital process, allowing you to apply anytime, anywhere, and receive funds rapidly, making them ideal for urgent financial needs.

Are online instant personal loan apps safe?

Yes, online instant personal loan apps are generally safe if you use reputable loan providers such as Bajaj Finance. They use advanced encryption and security measures to protect your data. Always check for app reviews, ensure the app is from a trusted source, and never share sensitive information outside the app.

Which app is good for an instant loan?

The Bajaj Finserv app is a great option if you need a quick loan. With streamlined loan application process, quick disbursal, and minimal paperwork, you can get the funds you need without hassle.

Which loan app will give instant loan?

With the Bajaj Finserv app, you can get a personal loan within 24 hours*.

What is a quick loan app?

A quick loan app provides a fast and convenient way to secure a loan. These apps streamline the application process, offering quick approvals and immediate disbursal of funds. Ideal for urgent financial needs, they enable users to apply anytime, anywhere, ensuring swift access to money when needed.

How can I get a personal loan immediately through app?

Here is how you can get a personal loan immediately through an app:

  1. Install the Bajaj Finserv App
  2. Access the personal loan section
  3. Select loan amount and tenure
  4. Provide necessary documents
  5. Review and submit your application

Our representative will connect with you for the further process. Once your application is approved, your loan will be disbursed in 24 hours*.

How to get 20,000 rupees urgently?

You can use the Bajaj Finserv app to get Rs. 20,000 immediately. Here is how:

  1. Install the Bajaj Finserv App
  2. Access the personal loan section
  3. Select loan amount and tenure
  4. Provide necessary documents
  5. Review and submit your application

Our representative will connect with you for the further process. Once your application is approved, your loan will be disbursed in 24 hours*.

Can I get an instant loan without documents?

Your personal loan eligibility depends on several factors such as credit scores, income, existing loans, and so on. Some documents are needed to verify your creditworthiness and for loan approval.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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