Features and benefits

  • Instant approval

    Instant approval

    Get your approval within a few minutes* with easy paperwork.

  • Favourable repayment tenor

    Favourable repayment tenor

    Choose an adjustable repayment tenor of up to 96 months, per your convenience.

  • Virtual account management

    Virtual account management

    Track EMIs for repayment, browse through account statements, and manage your loan online through our customer portal - My Account.

  • Lower EMIs with Flexi loan facility

    Lower EMIs with Flexi loan facility

    Pay up to 45%* less EMI, as interest is charged only on the utilised capital from the total loan amount for the initial part of the tenor.

Bajaj Finserv Personal Loan offers attractive interest rates. The loan is a reliable way to meet your urgent financial requirements. Use the funds for medical expenses, tuition fees, or purchasing a vehicle or an electronic gadget. Get the loan approved with basic paperwork and within 24 hours* when you meet the eligibility criteria.

Our existing customers enjoy hassle-free, pre-approved loans with an easy, three-step application process. Your loan processing does not need any assurance in the form of collateral. Utilise the flexible repayment tenor to suit your financial needs.

A high CIBIL score is essential for loan approvals, as is meeting the other parameters for the sanctions. Use the Personal Loan EMI Calculator before you apply and make informed decisions.

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How much EMI will I need to pay for a personal loan of Rs. 25,000?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

Use the Personal Loan Eligibility Calculator to calculate your eligibility.

Interest rates and fees

Repay at your convenience with competitive personal loan interest rates and charges.

How to apply for a personal loan of Rs. 25,000

Follow this step-by-step guide to apply online for a personal loan:

  1. 1 Fill in the application form online.
  2. 2 Add your contact details to generate an OTP for verification.
  3. 3 Fill in all professional and personal details for the loan approval.
  4. 4 Upload all necessary documents for swift processing.

Our company representative will contact and assist you with the next steps of acquiring your loan.

*Conditions apply