Features and benefits

  • Instant approval

    Instant approval

    Get your approval within a few minutes* with easy paperwork.

  • Favourable repayment tenor

    Favourable repayment tenor

    Choose an adjustable repayment tenor of up to 96 months, per your convenience.

  • Virtual account management

    Virtual account management

    Track EMIs for repayment, browse through account statements, and manage your loan online through our customer portal - My Account.

  • Lower EMIs with Flexi loan facility

    Lower EMIs with Flexi loan facility

    Pay up to 45%* less EMI, as interest is charged only on the utilised capital from the total loan amount for the initial part of the tenor.

How to get a Rs. 25,000 instant personal loan?

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan:

  • Click on ‘APPLY NOW’ on this page.
  • Enter your 10-digit mobile number and OTP.
  • Fill in the application form with your basic details and ‘PROCEED’.
  • Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  • Complete your KYC and submit your application.

Bajaj Finance offers instant personal loan at attractive interest rates. A Rs. 25,000 instant personal loan is a quick way to meet your urgent financial requirements. Use the funds for medical expenses, tuition fees, or purchasing a vehicle or an electronic gadget. Get the loan approved with basic paperwork and within 24 hours* when you meet the eligibility criteria.

Our existing customers enjoy hassle-free, pre-approved loans with an easy, three-step application process. Your loan processing does not need any assurance in the form of collateral. Utilise the flexible repayment tenor to suit your financial needs.

A high CIBIL score is essential for loan approvals, as is meeting the other parameters for the sanctions. Use the Personal Loan EMI Calculator before you apply and make informed decisions.

What can be the purpose of getting a Rs. 25,000 personal loan?

You can use a Rs. 25,000 loan to manage a wide variety of expenses, including:

  • Home repairs
  • Online education courses
  • Medical emergencies
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How much EMI will I need to pay for a personal loan of Rs. 25,000?


Approximate EMI at 13% interest rate

2 years


3 years


5 years


Eligibility criteria

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

Use the Personal Loan Eligibility Calculator to calculate your eligibility.

Documents required for a Rs. 25,000 instant loan

You need the following documents to apply for our personal loan:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

Interest rates and fees

Repay at your convenience with competitive personal loan interest rates and charges.

How to apply for a personal loan of Rs. 25,000

Follow this step-by-step guide to apply online for a Rs. 25,000 personal loan:

  1. 1 Fill in the application form online.
  2. 2 Add your contact details to generate an OTP for verification.
  3. 3 Fill in all professional and personal details for the loan approval.
  4. 4 Upload all necessary documents for swift processing.

Our company representative will contact and assist you with the next steps of acquiring your loan.

*Conditions apply

Frequently asked questions

How to avail of a Rs. 25,000 loan?

You can simply visit our Insta Personal Loan page and click on check offer. Enter your mobile number and OTP to see an offer with a pre-assigned loan limit. You can either choose to go with it or enter a lower amount. You can then select a repayment tenure suitable for you and proceed with the application.

Can I get a Rs. 25,000 loan without any collateral?

Our Insta Personal Loan is a form of unsecured loan. You do not have to submit any collateral to get the funds you need.

What do I need to qualify for a Rs. 25,000 loan?

Since our Insta Personal Loan provides pre-approved offers, you can simply check if you have one. Visit our Insta Personal Loan page and enter your mobile number and OTP to check your offer.

Can I get a Rs. 25,000 personal loan without a salary slip?

Select customers may be able to get our Insta Personal Loan without submitting documents such as salary slips.

How much will be the EMI for a personal loan of Rs. 25,000?

The EMI amount varies depending on the tenure and interest rate. For example, the EMI for a Rs. 25,000 loan for a tenure of 3 years, at an interest rate of 13% p.a. will be approximately Rs. 842.

Can I get an instant Rs. 25,000 personal loan with a low CIBIL Score?

You need a CIBIL Score of 685 or higher to apply for our personal loan.

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