Rs. 25,000 Personal Loan Online - Apply Now for Instant Approval

With flexible terms and competitive rates, you can secure a Rs. 25,000 personal loan that fits your budget. Bajaj Finance now offers loans of up to Rs. 55 lakh, making it easier than ever to meet your financial needs. Whether you’re planning a wedding, funding education, managing medical expenses, or handling unexpected costs, a Rs. 25,000 instant personal loan can provide the necessary funds quickly.

Applying for a Rs. 25000 loan is simple and hassle-free. You can complete the application online with basic paperwork, and funds can be credited within 24 hours* if you meet the eligibility criteria. Existing customers can also access pre-approved loans.

Bajaj Finance ensures a smooth borrowing experience with no collateral required, and you can select a flexible repayment tenure that suits your financial situation.

Using the personal loan EMI calculator before applying helps you plan your monthly payments and make informed decisions.

A high CIBIL score is essential for loan approvals, alongside other eligibility parameters, ensuring your Rs. 25,000 personal loan application is processed efficiently.

Instant approval

Get your approval within a few minutes* with easy paperwork.
Favourable repayment tenor

Choose an adjustable repayment tenor of up to 96 months, per your convenience.
Virtual account management

Track EMIs for repayment, browse through account statements, and manage your loan online through our customer portal - My Account.
Lower EMIs with Flexi loan facility

You can pay interest-only EMIs during the initial tenure of a Flexi Hybrid Loan.

What can be the purpose of getting a Rs. 25,000 personal loan?

Higher education: Get quick help for tuition, coaching, or course material with a personal loan of Rs. 25000. Apply now for an instant loan for higher education.

Medical emergency: Facing urgent medical bills or treatment costs? Get an Insta Personal Loan for medical emergency and secure a Rs. 25000 loan with minimal documentation.

Wedding: From last-minute bookings to final payments, a Insta Personal Loan for wedding helps manage costs with ease. Get a Rs. 25000 loan urgent and reduce financial stress.

Home Expenses: Use a personal loan for home expenses to cover utility bills, groceries, or minor repairs. A personal loan 25000 can makes it easier to manage monthly needs.

Travel: Planning a quick trip or weekend getaway? A personal loan for travel gives you a Rs. 25000 loan to cover all travel-related expenses effortlessly.

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Nationality

Indian
Age

21 years to 80 years
CIBIL score

685 or higher

Use the personal loan eligibility calculator to calculate your eligibility.

You need the following documents to apply for our personal loan:

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Piped gas bill
Pension order
Letter of Allotment of Accommodation Issued by Employer
Property / Municipal tax receipt
Utility bill
Real-time image / photograph
Ration card

Repay at your convenience with competitive personal loan interest rates and charges. To better understand your loan's cost, use an online interest calculator to estimate your monthly payments and ensure you're making an informed financial decision.

Personal loan interest rate and applicable charges

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% (Inclusive of applicable taxes) of the loan amount.
Flexi Fee	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Up to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) Dishonor of any payment instrument; or (ii) Non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.
Part-prepayment charges	Full Pre-payment: Foreclosure can be processed post clearance of first EMIs. Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline): Up 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. Part Pre-payment: Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Term Loan.
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not Applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

1 Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
2 Enter your 10-digit mobile number and the OTP sent to your phone.
3 Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4 Now, click on ‘PROCEED’ to visit the loan selection page.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.

*Conditions apply

Other instant personal loan options

Rs. 30000 Personal Loan	Rs. 40000 Personal Loan
Rs. 50000 Personal Loan	Rs. 60000 Personal Loan
Rs. 65000 Personal Loan	Rs. 70000 Personal Loan
Rs. 80000 Personal Loan	Rs. 90000 Personal Loan

Frequently asked questions

You can avail a Rs. 25,000 loan by applying online with a lender like Bajaj Finance. Submit basic documents such as ID, address proof, and income details. Once approved, the funds are credited to your account quickly, often within 24 hours*, with flexible repayment options.

Our Insta Personal Loan is a form of unsecured loan. You do not have to submit any collateral to get the funds you need.

Since our Insta Personal Loan provides pre-approved offers, you can simply check if you have one. Visit our Insta Personal Loan page and enter your mobile number and OTP to check your offer.

For a Rs. 25,000 personal loan, a credit score of 650 or higher is generally preferred. A better score can improve your chances of approval and secure more favorable interest rates.

Select customers may be able to get our Insta Personal Loan without submitting documents such as salary slips.

You need a CIBIL Score of 685 or higher to apply for our personal loan.

Yes, some lenders offer Rs. 25,000 personal loans urgently with minimal documentation. However, be prepared to provide essential information, such as identity proof and income verification, for a faster approval process.

Approval for a Rs. 25,000 personal loan is usually quick, often within 24 hours *, depending on your eligibility and submitted documents.

The EMI amount varies depending on the tenure and interest rate. For example, the EMI for a Rs. 25,000 loan for a tenure of 3 years, at an interest rate of 13% p.a. will be approximately Rs. 842.

The monthly payment on a Rs. 25,000 loan varies based on the interest rate and loan tenure. An EMI calculator can help you estimate your monthly payments accurately.

The interest paid on a Rs. 25,000 personal loan depends on the interest rate and loan tenure. Use an EMI calculator to determine total interest paid over the loan duration.

Before taking a Rs. 25,000 personal loan, consider factors like interest rates, repayment tenure, your credit score, and existing debts. Understanding these aspects will help ensure a suitable financial decision.

You can prepay or foreclose a Rs. 25,000 personal loan at any time. While many lenders allow this without major charges, a small prepayment fee may apply, so reviewing the loan terms is recommended.