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Bajaj Finserv App

Personal Loan
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Get 80000 Personal Loan

With Bajaj Finserv, you can avail a Personal Loan of as low as Rs.80,000. These loans can be used to fulfil any funding necessity as the funds come with zero end-use restrictions. Apply for Rs.80,000 loan against minimum eligibility and document requirement.

Borrowers also do not have to collateralise an asset to avail Rs.80,000 loan online.

  • Features and Benefits of Instant Loan of Rs.80,000

  • Loans within 24 hours*

    When in urgent need of 80,000 rupees loan, you can apply with Bajaj Finserv to get funds in your account within 24 hours*.

  • Approval in minutes

    Receive approval of your personal loan up to 80,000 rupees in a few minutes post online application. Fill in a few essential details to make a loan application today.

  • Minimal documentation

    Simplified documentation

    Apply for an Rs.80,000 loan by submitting only some basic documents. Providing all the required documents can also help those avail loans who possess bad credit scores.

  • Pre-approved offers

    Pre-approved Offers

    Pre-approved offers from Bajaj Finserv make the process of Personal Loan application simplistic and help customers save time. Existing customers can thus expect immediate approval.

  • Convenient repayment tenors

    Repayment tenor for the urgent loan of 80,000 rupees can go up to 60 months. Longer tenors make EMIs affordable and manageable. Use an EMI calculator for personal loan to determine your loan instalments before applying.

  • Zero hidden charges

    Be assured of nil hidden charges when you apply for 80,000 loan. Terms and conditions of these loans are completely transparent.

  • Collateral-free financing

    Personal loans are unsecured and do not require the applicant to provide any asset as collateral. It also makes the application and sanctioning process quick.

  • Online management of loan account

    Borrowers can manage their instant loan of Rs.80,000 online with the help of Bajaj Finserv customer portal Experia.

Eligibility Criteria for Rs.80,000 Instant Personal Loan

Satisfy the following personal loan eligibility criteria to receive instant approval of your loan application.

Criteria Requirements
Occupation Salaried or self-employed
Age Between 23 and 55 years
Nationality Residing Indian citizen
CIBIL score 750 and above

Take the help of a personal loan eligibility calculator to check the amount you can avail based on your income and other factors.

Interest Rates and Charges for Rs.80,000 Loan

Check the fees and interest rates on personal loans to estimate your EMIs and the total cost of the loan.

Applicable Charges Rate/Amount
Interest rates 12.99% and above
Processing fees Up to 4.13%
Secure fee Rs.4,499(Only for online approval)
Bounce fees Rs.600 to 1,200 (including taxes)
Penal interest Rs.200 or 2% + taxes on EMI (whichever is higher)

How to Apply?

Follow the steps mentioned below to apply for Rs.80,000 loan in minutes.

  • Step 1 – Fill out the application form online with your personal, employment and financial details.

  • Step 2 – Choose the preferred loan amount and tenor.

  • Step 3 – Submit the required documents to the representative who comes at your doorsteps.

  • Step 4 – Receive the loan in your account within 24 hours* of approval.

*Conditions apply