Features and benefits

  • Swift approvals

    Swift approvals

    Your application is processed instantly so you can plan your finances better.
  • Easy documentation

    Easy documentation

    Our loans require only a few basic documents so you can apply hassle-free.

  • Funds in %$$PL-Disbursal$$%*

    Funds in 24 hours*

    The loan amount is transferred to your bank account within the same day* of approval.

  • Versatile tenor

    Versatile tenor

    Repay EMIs within 96 months per your convenience.

  • Pre-approved offers

    Pre-approved offers

    Existing customers enjoy special loan offers by sharing simple details.
  • No collateral required

    No collateral required

    Get the funds from this unsecured loan without pledging any collateral.
  • No hidden fees

    No hidden fees

    Our loans do not have any undisclosed charges. Simply read the terms and conditions to make an informed choice.
  • Simplified loan management

    Simplified loan management

    Our virtual account management makes tracking EMIs, loan statements, and other activities easy.

Make borrowing simple and stress-free with the Bajaj Finserv Personal Loan, which offers you fast and efficient loan processing. Our eligibility criteria are easy to meet, but if your salary is less than Rs. 15,000, then you must demonstrate your repayment ability to qualify. For instance, having other income sources can help you make EMI payments on time.

Our existing customers enjoy special privileges such as pre-approved loans. Fill out basic contacts details and enter the OTP to see what you’re eligible for.

No collateral and instant approval, along with 24-hour* disbursal, make the Bajaj Finserv Personal Loan the perfect answer to your urgent requirements. To get fast approval on your loan, keep the basic documents ready. Plan repayment with ease by using the Personal Loan EMI Calculator.

*Terms and conditions apply

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Eligibility criteria

  • Nationality


  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

Use the Personal Loan Eligibility Calculator to check if you qualify instantly.

*Terms and conditions apply

How to apply for personal loan with a salary less than Rs. 15,000?

The following steps highlight the easiest way to apply for the loan:

  1. 1 Click on ‘Apply Online’ to open the online application form
  2. 2 Fill out contact information and verify your identity with an OTP
  3. 3 Enter the rest of the details related to your employment and income
  4. 4 Submit the form after attaching the basic documents required

Our representative will guide you through the next steps to get the loan.

Personal loan on a low salary

Personal loan for salary less than Rs. 10,000
Personal loan for salary less than Rs. 12,000
Personal loan for salary less than Rs. 20,000