Looking for a quick and hassle-free financing option on a modest income? A personal loan for Rs. 15,000 salary can now help you cover essential expenses without delays. Whether it’s an urgent medical bill, a wedding to plan, or a sudden travel plan, getting funds when you need them is now easier than ever.
With flexible tenures, competitive interest rates, and a fully digital application process, applying for a personal loan for Rs. 15000 salary is now seamless. Enjoy instant approval and disbursal within 24 hours*, no collateral required. Even if your salary is below Rs. 15,000, you may still qualify by showcasing additional income sources.
Explore personalised loan offers and check your eligibility in just a few clicks. Make informed borrowing decisions using our EMI calculator and enjoy complete transparency. Apply today and meet your financial needs with ease.
Features and benefits of an instant personal loan for Rs. 15,000 salary
-
Swift approvals
Your application is processed instantly so you can plan your finances better with an instant loan online facility.
-
Easy documentation
Our loans require only a few documents for personal loan so you can apply hassle-free.
-
Funds in 24 hours*
The loan amount is transferred to your bank account within the same day* of approval.
-
Versatile tenor
Repay EMIs within 96 months per your convenience.
-
Existing customers enjoy special loan offers by sharing simple details.
Pre-approved offers
-
No collateral required
Get the funds from this unsecured loan without pledging any collateral.
-
Our loans do not have any undisclosed charges. Simply read the terms and conditions to make an informed choice.
No hidden fees
-
Simplified loan management
Our virtual account management makes tracking EMIs, loan statements, and other activities easy.
Make borrowing simple and stress-free with the Bajaj Finserv Personal Loan, which offers you fast and efficient loan processing. Our eligibility criteria are easy to meet, but if your salary is less than Rs. 15,000, then you must demonstrate your repayment ability to qualify. For instance, having other income sources can help you make EMI payments on time.
Our valued customers enjoy exclusive benefits like pre-approved loan offers. Simply fill out your basic contact details and enter the OTP to find out if you're eligible for an instant personal loan, even if your salary is less than Rs. 15,000. Check your eligibility today for a Rs. 15,000 personal loan tailored to your needs!
No collateral and instant approval, along with 24-hour* disbursal, make the Bajaj Finserv Personal Loan the perfect answer to your urgent requirements. To get fast approval on your loan, keep the basic documents ready. Plan repayment with ease by using the Personal Loan EMI Calculator.
*Terms and conditions apply
Calculate EMI for personal loan when salary is less than Rs. 15000
Calculating the EMI for a personal loan in salary ₹15,000 is essential for budgeting. Factors like loan amount, tenure, and interest rate will influence your monthly payments.Use an EMI calculator to find a suitable plan that fits your financial situation.
Eligibility criteria of Personal Loan for Rs. 15,000 Salary
-
Indian
Nationality
-
Age
21 years to 80 years*
-
CIBIL score
685 or higher
Use the Personal Loan Eligibility Calculator to check if you qualify instantly.
*Terms and conditions apply
Documents required for an instant loan on Rs. 15,000 salary
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National
- Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Interest rate on personal loan for Rs.15000 salary earners
For Rs. 15,000 salary earners, the interest rate on personal loan typically depends on factors like credit score and loan tenure, these factors can influence the exact rate offered by lenders.
How to apply for personal loans for a salary below Rs. 15,000?
The following steps highlight the easiest way to apply for a personal loan for Rs. 15,000 salary:
- 1 Click on ‘Apply Online’ to open the online application form
- 2 Fill out contact information and verify your identity with an OTP
- 3 Enter the rest of the details related to your employment and income
- 4 Submit the form after attaching the basic documents required
Our representative will guide you through the next steps to get the loan.
Frequently asked questions
The eligibility of a loan for a person with a minimum Rs. 15000 salary varies from lender to lender. In case your salary does not meet the lender’s requirement, you can choose to include a co-applicant to boost the chances of approval. You can also check if you have a Bajaj Finance Insta Personal Loan offer.
The maximum amount of loan you can borrow not only depends upon your salary, but several other factors that influence your creditworthiness, such as credit utilisation ratio, repayment history, debt-to-income ratio, and so on.
You may still get an instant Rs. 15,000 salary loan without a salary slip by providing alternative income proof such as bank statements, Form 16, or other valid documents that demonstrate your repayment ability. Be sure to review the eligibility criteria and required documents before applying.
Follow the below steps to get our personal loan.
- Click on the ‘APPLY ONLINE’ button on this page.
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details and ‘PROCEED’.
- Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Complete your KYC and submit your application.
Getting a Rs. 15,000 loan can be relatively easy, especially if you have a good credit score and meet the eligibility criteria.
You need a CIBIL Score of 685 or higher to apply for our personal loan.
The disbursal time for a personal loan on a Rs. 15,000 salary is typically within 24 hours* of approval, provided all documents are in order and eligibility is met.
Before opting for a Rs. 15,000 instant loan, consider the interest rate, repayment terms, fees, and your ability to repay the loan on time.
The eligibility of a loan for a person with a minimum Rs. 15000 salary varies from lender to lender. In case your salary does not meet the lender’s requirement, you can choose to include a co-applicant to boost the chances of approval. You can also check if you have a Bajaj Finance Insta Personal Loan offer.
