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Bajaj Finserv App

Personal Loan

Personal Loan - Salary Less Than Rs. 15,000

Overview:

If you wish to have a hassle-free experience for personal loan, you are required to fulfil all eligibility criteria established by your lender. One such requirement being employment at a reputable organization and having a decent basic salary.

However, if you are earning less than Rs 15,000, you can still convince the lender by showing a good plan in place to repay the personal loan. Apply for a Bajaj Finserv Personal Loan by sharing your basic details in the pre-approved loan form and checking for an offer. A representative from Bajaj Finserv will be happy to help you with loan procedures and approval.

Features & Benefits

  • Fast approvals

    Processing and approval of your application is ensured in the shortest time possible such that you can avail the loan without a long wait.

  • Simple documentation process

    A few basic documents, along with fulfilment of eligibility criteria, will help you get your loan sanctioned.

  • Hassle-free disbursal

    The loan will be disbursed to your account within 24 hours, on approval of your application.

  • Flexible tenors

    You can choose to repay your personal loan over tenors ranging from 12 months to 60 months.

  • Pre-approved offers

    Pre-approved loan offers

    Pre-approved offerings make the process faster and more convenient. All you need to check is loan amount you are eligible for. Share your contact details, enter your one-time password (OTP) and find out your pre-approved offer.

  • No collaterals

    You can avail the loan without putting anything against it as collateral or security.

  • Zero hidden charges

    Your personal loan come with zero hidden charges. Carefully go through terms and conditions and make an informed decision.

  • Online loan account

    Your loan comes with an easy to manage online account, wherein assessing account statements and tracking repayments are just clicks away.

Personal Loan Eligibility

As an existing customer of Bajaj Finserv, you can check your pre-approved personal loan offer and avail your loan. The EMI calculator is a handy tool that can help you schedule your payment towards loan. Use to avoid any potential delays in payments. You can also use personal loan eligibility calculator at your convenience.

How To Apply For Personal Loan With Salary Less Than Rs. 15,000

Complete the application for your pre-approved personal loan by just following these six simple steps:

Step 1

Tell us your phone number.

Step 2

Share your personal email id.

Step 3

Mention the amount to be borrowed.

Step 4

Check the ‘I authorize’ box.

Step 5

Click on ‘Apply Now’.

Step 6

Our customer care representative will soon get in touch with you.