Features and benefits
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Your application is processed instantly so you can plan your finances better.
Swift approvals
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Easy documentation
Our loans require only a few basic documents so you can apply hassle-free.
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Funds in 24 hours*
The loan amount is transferred to your bank account within the same day* of approval.
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Versatile tenor
Repay EMIs within 96 months per your convenience.
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Existing customers enjoy special loan offers by sharing simple details.
Pre-approved offers
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Get the funds from this unsecured loan without pledging any collateral.
No collateral required
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Our loans do not have any undisclosed charges. Simply read the terms and conditions to make an informed choice.
No hidden fees
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Simplified loan management
Our virtual account management makes tracking EMIs, loan statements, and other activities easy.
Make borrowing simple and stress-free with the Bajaj Finserv Personal Loan, which offers you fast and efficient loan processing. Our eligibility criteria are easy to meet, but if your salary is less than Rs. 15,000, then you must demonstrate your repayment ability to qualify. For instance, having other income sources can help you make EMI payments on time.
Our existing customers enjoy special privileges such as pre-approved loan offers. Fill out basic contact details and enter the OTP to see if you are eligible for a Rs. 15,000 salary personal loan.
No collateral and instant approval, along with 24-hour* disbursal, make the Bajaj Finserv Personal Loan the perfect answer to your urgent requirements. To get fast approval on your loan, keep the basic documents ready. Plan repayment with ease by using the Personal Loan EMI Calculator.
*Terms and conditions apply
Eligibility criteria
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Indian
Nationality
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Age
21 years to 80 years*
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CIBIL score
685 or higher
Use the Personal Loan Eligibility Calculator to check if you qualify instantly.
*Terms and conditions apply
Documents required for an instant loan on Rs. 15,000 salary
Minimal documentation is one of the most significant advantages of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:
- KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
- PAN card
- Cancelled cheque
- Bank account statements for the last 3 months
- Salary slips for the last 3 months
How to apply for personal loan with a salary less than Rs. 15,000?
The following steps highlight the easiest way to apply for a personal loan for Rs. 15,000 salary:
- 1 Click on ‘Apply Online’ to open the online application form
- 2 Fill out contact information and verify your identity with an OTP
- 3 Enter the rest of the details related to your employment and income
- 4 Submit the form after attaching the basic documents required
Our representative will guide you through the next steps to get the loan.
Personal loan on a low salary
Personal loan for salary less than Rs. 10,000
Personal loan for salary less than Rs. 12,000
Personal loan for salary less than Rs. 20,000
Frequently asked questions
The minimum salary requirement for a personal loan varies from lender to lender. In case your salary does not meet the lender’s requirement, you can choose to include a co-applicant to boost the chances of approval. You can also check if you have a Bajaj Finance Insta Personal Loan offer.
The eligibility criteria vary based on the lender. The minimum salary required to get a Bajaj Finance Personal Loan is Rs. 25,001.
The maximum amount of loan you can borrow not only depends upon your salary, but several other factors that influence your creditworthiness, such as credit utilisation ratio, repayment history, debt-to-income ratio, and so on.
Our Insta Personal Loan is disbursed within 30 minutes* to 4 hours.
*Applicable for select customers
