Is it possible to get a personal loan if your salary is less than Rs 15000?

Today, personal loans are the preferred means of finance to take care of monetary requirements like paying for a home renovation, medical emergency, higher studies, wedding expenses and more. In order to get a hassle-free loan experience, it is essential to maintain a high CIBIL score and meet other eligibility criteria like working at a reputed firm and earning a good salary. But in case you fall short on any front, some financial institutions may consider reviewing your application. This can help you if your salary is less than Rs 15000 and still have a good plan in place for your personal loan repayment. So even if you have a low salary, check your pre-approved offer by entering your basic details and find out if you are eligible for a Bajaj Finserv Personal Loan.

Once your loan application is approved, you can enjoy many benefits like:
 

Features Benefits

  • Instant approval

    Your loan application is approved quickly and this helps you save a lot of time.

  • Money in bank in 24 hours

    Get money in your bank account within 24 hours of the loan approval.

  • Pay up to 45% lower EMI

    When you choose the Bajaj Finserv Flexi Personal Loan, you can pay up to 45% lower EMI.

  • Minimum documentation

    Take a look at the basic documents required for a personal loan and meet the easy eligibility criteria.

  • Loans up to Rs.25 lakh

    You can get a personal loan approval up to Rs. 25 lakh.

  • Pre-approved offers

    Pre-approved offers

    There are many pre-approved offers by Bajaj Finserv. Enter your personal details to check your offer today.

  • Online account

    Your loan repayment details are easily available at the click of a button on the customer portal Experia.

  • Collateral-free loan

    These are unsecured loans which do not require any guarantor and hence are collateral free loans.

  • No hidden charges

    There are no hidden charges, you can get all the information you need by reading the terms and conditions.

  • Flexible Tenor

    Repay your personal loan over a flexible tenor ranging from 12 months to 60 months.

Personal Loan Salary Less than 15,000 Eligibility and EMI calculation

You can use the EMI calculator to understand your schedule of monthly loan repayments. Avoid any default on your loan payments. The personal loan eligibility calculator is also a great help.

Personal Loan Interest Rates and Charges for Salary below 15,000

The fees and charges on your personal loan are limited even on a low salary personal loan. Find out more about the personal loan interest rates and charges here.
 

How to Apply for Personal Loan with Salary Less than 15,000

Know your pre-approved personal loan offer by filling the application form with these simple steps:

1. Provide your 10-digit mobile number.
2. Mention your personal email id.
3. Enter the loan amount needed.
4. Select the ‘I authorize’ box.
5. Click ‘Apply Now’ to take the process further.
6. Our customer care representative will get in touch with you shortly.
 

Personal Loan Offers for Low Income Earners
 



Personal loan for salary less than Rs. 10,000
Personal loan for salary less than Rs. 12,000
Personal loan for salary less than Rs. 20,000
 

Personal Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

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