Features and benefits of an instant personal loan for Rs. 15,000 salary

  • Swift approvals

    Swift approvals

    Your application is processed instantly so you can plan your finances better with an instant loan approval facility.

  • Easy documentation

    Easy documentation

    Our loans require only a few basic documents so you can apply hassle-free.

  • Funds in %$$PL-Disbursal$$%*

    Funds in 24 hours*

    The loan amount is transferred to your bank account within the same day* of approval.

  • Versatile tenor

    Versatile tenor

    Repay EMIs within 96 months per your convenience.

  • Pre-approved offers

    Pre-approved offers

    Existing customers enjoy special loan offers by sharing simple details.
  • No collateral required

    No collateral required

    Get the funds from this unsecured loan without pledging any collateral.

  • No hidden fees

    No hidden fees

    Our loans do not have any undisclosed charges. Simply read the terms and conditions to make an informed choice.
  • Simplified loan management

    Simplified loan management

    Our virtual account management makes tracking EMIs, loan statements, and other activities easy.

Make borrowing simple and stress-free with the Bajaj Finserv Personal Loan, which offers you fast and efficient loan processing. Our eligibility criteria are easy to meet, but if your salary is less than Rs. 15,000, then you must demonstrate your repayment ability to qualify. For instance, having other income sources can help you make EMI payments on time.

Our existing customers enjoy special privileges such as pre-approved loan offers. Fill out basic contact details and enter the OTP to see if you are eligible for a Rs. 15,000 salary personal loan.

No collateral and instant approval, along with 24-hour* disbursal, make the Bajaj Finserv Personal Loan the perfect answer to your urgent requirements. To get fast approval on your loan, keep the basic documents ready. Plan repayment with ease by using the Personal Loan EMI Calculator.

*Terms and conditions apply

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Eligibility criteria of Personal Loan for Rs. 15,000 Salary

  • Nationality

    Nationality

    Indian
  • Age

    Age

    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

Use the Personal Loan Eligibility Calculator to check if you qualify instantly.

*Terms and conditions apply

Documents required for an instant loan on Rs. 15,000 salary

Minimal documentation is one of the most significant advantages of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

  • KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  • PAN card
  • Cancelled cheque
  • Bank account statements for the last 3 months
  • Salary slips for the last 3 months

How to apply for personal loan with a salary less than Rs. 15,000?

The following steps highlight the easiest way to apply for a personal loan for Rs. 15,000 salary:

  1. 1 Click on ‘Apply Online’ to open the online application form
  2. 2 Fill out contact information and verify your identity with an OTP
  3. 3 Enter the rest of the details related to your employment and income
  4. 4 Submit the form after attaching the basic documents required

Our representative will guide you through the next steps to get the loan.

Personal loan on a low salary

Personal loan for salary less than Rs. 10,000
Personal loan for salary less than Rs. 12,000
Personal loan for salary less than Rs. 20,000

Frequently asked questions

Can I get a personal loan if my salary is Rs. 15,000?

The eligibility of a loan for a person with a minimum Rs. 15000 salary varies from lender to lender. In case your salary does not meet the lender’s requirement, you can choose to include a co-applicant to boost the chances of approval. You can also check if you have a Bajaj Finance Insta Personal Loan offer.

What is the minimum salary to get a personal loan?

The minimum salary required to get a Bajaj Finance Personal Loan is Rs. 25,001. However, if you are an existing customer, you can get a pre-approved offer and there are no eligibility criteria required.

How much loan can I get on a Rs. 15,000 salary?

The maximum amount of loan you can borrow not only depends upon your salary, but several other factors that influence your creditworthiness, such as credit utilisation ratio, repayment history, debt-to-income ratio, and so on.

What is the disbursal time for a Rs. 15,000 salary personal loan?

Our Insta Personal Loan is disbursed within 30 minutes* to 4 hours.

*Applicable for select customers

How can I get Rs. 15,000 instant loan urgently?

Follow the below steps to get our personal loan.

  • Click on the ‘APPLY ONLINE’ button on this page.
  • Enter your 10-digit mobile number and OTP.
  • Fill in the application form with your basic details and ‘PROCEED’.
  • Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  • Complete your KYC and submit your application.
How much CIBIL Score is required for a Rs. 15,000 urgent loan?

You need a CIBIL Score of 685 or higher to apply for our personal loan.

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