Features and benefits

  • Low EMIs

    Low EMIs

    With the Flexi facility, you can lower your EMIs by up to 45%*. You can pay interest-only EMIs for the initial part of the tenor and better manage your loan’s burden.

  • Flexible repayment

    Flexible repayment

    Calculate your personal Loan EMIs in advance and choose a loan repayment tenor extending up to 96 months.

  • Online account management

    Online account management

    Manage your loan account anytime, from anywhere, with our dedicated customer portal, Experia.

  • Submit minimal documents

    Submit minimal documents

    With only a nominal list of documents to submit, getting a personal loan is easy and hassle-free.

  • Prompt approval

    Prompt approval

    Now get a loan approval in just 5 minutes* with Bajaj Finserv. Check eligibility for personal loans beforehand.

  • No extra charges

    No extra charges

    Get a personal loan without hidden charges. Bajaj Finserv ensures 100% transparency regarding loan terms and extra fees.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv provides pre-approved offers to existing customers, making loan applications hassle-free.

Financial emergencies come unannounced, and managing one can be quite a hassle. In times like these, a personal loan can be your ideal companion. Meet your planned and unplanned financial requirements with a high-value, collateral-free personal loan.

A Bajaj Finserv Personal Loan comes with easy eligibility criteria, flexible repayment terms and offers you instant finance.

Visit our branch or get in touch with our representatives to know more.

Read More Read Less

Eligibility criteria

Individuals may quickly check the personal loan amount they are eligible for against their monthly salary of Rs. 60,000, using the Bajaj Finserv Personal Loan Eligibility Calculator. You can qualify for a loan if you meet the following eligibility criteria:

  • Citizenship


    Resident Indians

  • Age bracket

    Age bracket

    21 years to 80 years*

  • Employment status

    Employment status

    Salaried personnel with MNCs, public or private limited companies

  • Credit score

    Credit score

    Check your CIBIL Score for FREE

     685 or higher

Submit the documents required for a personal loan to avail credit without delay. Make a checklist of the documents to avoid missing any essential ones and eliminate the risk of rejection.

Read More Read Less

Interest rates and charges

Bajaj Finserv, being one of India’s leading private financiers, keeps the interest rate and charges on a personal loan competitive, making it convenient for the borrower.

Frequently asked questions

What is loan foreclosure?

Loan foreclosure is a facility allows you to repay your total outstanding loan in a single instalment and close your loan account at once. It helps you save significantly on loan repayment.

What is a part-prepayment facility?

Part-prepayment is another repayment option in which borrowers make lump sum payments as convenient to lower their overall debt. A point to note here is that part-payment reduces the principal loan amount.

How to apply for a personal loan for a salary of up to Rs. 60,000?

You can apply for a personal loan for a salary of up to Rs. 60,000 by clicking on ‘APPLY ONLINE’ or by walking into a Bajaj Finserv branch near you.