Features and benefits of personal loan for Rs. 60,000 salary
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Low EMIs
With the Flexi facility, you can lower your EMIs by up to 45%*. You can pay interest-only EMIs for the initial part of the tenor and better manage your loan’s burden.
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Flexible repayment
Calculate your personal Loan EMIs in advance and choose a loan repayment tenor extending up to 96 months.
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Online account management
Manage your loan account anytime, from anywhere, with our dedicated customer portal, Experia.
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Submit minimal documents
With only a nominal list of documents to submit, getting a personal loan is easy and hassle-free.
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Prompt approval
Now get a loan approval in just 5 minutes* with Bajaj Finance. Check eligibility for personal loans beforehand.
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No extra charges
Get a personal loan without hidden charges. Bajaj Finserv ensures 100% transparency regarding loan terms and extra fees.
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Pre-approved offers
Bajaj Finserv provides pre-approved offers to existing customers, making loan applications hassle-free.
Financial emergencies come unannounced, and managing one can be quite a hassle. In times like these, a personal loan can be your ideal companion. Meet your planned and unplanned financial requirements with a high-value, collateral-free personal loan.
A Bajaj Finserv Personal Loan comes with easy eligibility criteria, flexible repayment terms and offers you instant finance.
Visit our branch or get in touch with our representatives to know more.
Eligibility criteria
Individuals may quickly check the personal loan amount they are eligible for against their monthly salary of Rs. 60,000, using the Bajaj Finserv Personal Loan Eligibility Calculator. You can qualify for a loan if you meet the following eligibility criteria:
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Citizenship
Resident Indians
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Age bracket
21 years to 80 years*
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Employment status
Salaried personnel with MNCs, public or private limited companies
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Credit score
Check your CIBIL Score for FREE685 or higher
Submit the documents required for a personal loan to avail credit without delay. Make a checklist of the documents to avoid missing any essential ones and eliminate the risk of rejection.
Documents required for personal loan for Rs. 60,000 salary
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
How to apply for a personal loan with a salary less than Rs. 60,000?
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
EMI for personal loan on Rs. 60,000 Salary
When applying for a personal loan with a salary of Rs. 60,000, your EMI amount is influenced by several factors such as the loan amount, interest rate, and the loan tenure. For instance, depending on your eligibility and loan terms, you could pay an EMI starting from ₹2,124 per month. The exact EMI will vary based on your financial profile and the loan conditions. To better understand your EMI and choose the right loan options, use the EMI calculator online.
Interest rates and charges
Bajaj Finserv, being one of India’s leading private financiers, keeps the interest rate and charges on a personal loan competitive, making it convenient for the borrower.
Check personal loans for other salary
Frequently asked questions
Loan foreclosure is a facility allows you to repay your total outstanding loan in a single instalment and close your loan account at once. It helps you save significantly on loan repayment.
Part-prepayment is another repayment option in which borrowers make lump sum payments as convenient to lower their overall debt. A point to note here is that part-payment reduces the principal loan amount.
You can apply for a personal loan for a salary of up to Rs. 60,000 by clicking on ‘APPLY ONLINE’ or by walking into a Bajaj Finserv branch near you.
Yes, you can apply for a personal loan with a Rs. 60,000 salary, subject to factors like credit score, employment type, and repayment capacity.
Apply online with basic documents and check pre-approved offers. Some lenders offer instant disbursal after quick verification, often within minutes to a few hours.
Disbursal time may range from a few minutes to 24 hours*, depending on your eligibility, document verification, and the processing speed.
Salary requirements can vary. It’s important to review the eligibility criteria and terms and conditions before submitting your personal loan application.
Loan amounts vary, but you may be eligible for a personal loan based on factors like your credit history, current liabilities, and repayment tenure.
