Features and benefits of instant personal loan
At Bajaj Finserv, you can get quick approval for your personal loan application within a few minutes.
Funds in the account instantly
Post-approval, the sanctioned loan amount is credited to your account within 24 hours*.
You need to submit only a few documents to apply for an instant personal loan with a salary of up to Rs. 50,000.
Our personal loans come with a tenor of up to 96 months.
Flexi loan facility
With this facility, you can make multiple withdrawals within the sanctioned limit and reduce your EMIs by up to 45%*.
Bajaj Finserv does not levy any hidden charges on personal loans.
Online account management
You can keep a tab on your account details through our customer portal, Experia, anytime and from anywhere.
Check your pre-approved offer online, using your name and mobile number and get funds instantly.
Meet our simple qualifying criteria and fulfil additional requirements to avail of an instant personal loan with a salary of up to Rs. 50,000 at the earliest. Use our Personal Loan Eligibility Calculator to determine the loan amount you are likely to get.
Salaried individuals residing in India
21 years to 80 years*
CIBIL scoreCheck your CIBIL Score for FREE
685 or higher
Salaried individuals employed at an MNC, private or a public limited company
Check our city-wise income requirements
You will need to submit a set of documents that serve as proof of income, identity, and employment. To ensure hassle-free verification, do not forget to check the documents required for an instant personal loan with a salary of up to Rs. 50,000.
Interest rates and charges
At Bajaj Finserv, we levy nominal interest rates and charges on personal loans. This helps borrowers to repay their loan EMIs easily. Before you apply for an instant personal loan with a salary of up to Rs. 50,000, make sure to check the additional charges to determine the overall cost of borrowing.
Frequently Asked Questions
Personal loans are now easily available with minimal paperwork. Borrowers can get a Bajaj Finserv Personal Loan of up to Rs. 40 lakh to cover their planned and unplanned expenses.