Features and benefits of instant personal loan

  • Quick approval
    Quick approval

    At Bajaj Finserv, you can get quick approval for your personal loan application within a few minutes.

  • Funds in account instantly
    Funds in account instantly

    Post-approval, the sanctioned loan amount is credited to your account within 24 hours*.

  • Minimal documentation
    Minimal documentation

    You need to submit only a few documents to apply for an instant personal loan with a salary of up to Rs. 50,000.

  • Repayment tenor
    Repayment tenor

    Our personal loans come with a tenor of up to 60 months.

  • Flexi loan facility
    Flexi loan facility

    With this facility, you can make multiple withdrawals within the sanctioned limit and reduce your EMIs by up to 45%*.

  • Total transparency
    Total transparency

    Bajaj Finserv does not levy any hidden charges on personal loans.

  • Online account management
    Online account management

    You can keep a tab on your account details through our customer portal, Experia, anytime and from anywhere.

  • Pre-approved offers
    Pre-approved offers

    Check your pre-approved offer online, using your name and mobile number and get funds instantly.

Eligibility criteria

Meet our simple qualifying criteria and fulfil additional requirements to avail of an instant personal loan with a salary of up to Rs. 50,000 at the earliest. Use our Personal Loan Eligibility Calculator to determine the loan amount you are likely to get.

  • Citizenship

    Salaried individuals residing in India

  • Age group
    Age group

    21 years to 67 years*

  • CIBIL score
    CIBIL score Check your CIBIL Score for FREE

    750 and above

  • Employment status
    Employment status

    Salaried individuals employed at an MNC, private or a public limited company

  • Monthly income
    Monthly income

    Check our city-wise income requirements

You will need to submit a set of documents that serve as proof of income, identity, and employment. To ensure hassle-free verification, do not forget to check the documents required for an instant personal loan with a salary of up to Rs. 50,000.

*Conditions apply

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Interest rates and charges

At Bajaj Finserv, we levy nominal interest rates and charges on personal loans. This helps borrowers to repay their loan EMIs easily. Before you apply for an instant personal loan with a salary of up to Rs. 50,000, make sure to check the additional charges to determine the overall cost of borrowing.