<div>Don’t Have Insurance? Here’s How a Personal Loan Can Help During an Emergency</div>
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Don’t Have Insurance? Here’s How a Personal Loan Can Help During an Emergency

  • Highlights

  • You can get money in your account in just 24 hours

  • You can avail up to Rs.25 lakh loan amount

  • You can repay loan comfortably in 24 to 60 months

  • You can fund a range of medical emergencies

While health insurance can help you finance medical needs, due to rising medical costs investing in an insurance policy comes at a hefty premium. Moreover, not all treatments are covered by insurance. So, if you find yourself without an insurance policy or undertaking a treatment not covered by your policy, managing healthcare costs can be difficult. In such a situation, put your worries to rest by availing a personal loan for medical emergency. Bajaj Finserv offers financing of up to Rs.25 lakh on nominal interest rates to fulfil your needs quickly.
Take a look at how a personal loan for medical emergency can help you.

You can get a high amount to meet your medical needs

If you apply for a medical emergency loan from Bajaj Finserv, you need to meet the following minimal eligibility requirements:
- You must be a resident citizen of India
- You must be 25–58 years old
- You must draw a regular income as a salaried or a self-employed professional
Apart from these basic criteria, your loan approval amount depends on your income and the city of your residence.

You can use an Personal loan eligibility calculator to check if you meet these basic qualifications and also know the potential loan amount for which you are eligible.

You can apply online in easy steps for quicker disbursal

To add to your convenience, a Personal Loan for Medical Emergency has an easy online application. Just fill in a simple application form with necessary details related to your income, employment, and finances. Once done, the application is approved in just 5 minutes, keeping your urgent needs in mind. After this, you will have to submit a few documents such as identity proof, address proof, occupation proof, etc. After these documents are verified, you will receive the money in your account in just 24 hours. This quick assurance of funds means that you don’t waste any time while attending to your family’s healthcare needs.

Additional Read: Apply for a Personal Loan for Medical Emergency in 3 Easy Steps

You can fund a range of medical emergencies

Medical emergencies demand your complete attention. At such a busy time when you are consulting doctors regarding the next steps and attending to your family, worrying about the loan’s terms is cumbersome. Keeping in mind your unpredictable needs, Bajaj Finserv offers you personal loan for emergency without any restriction on use. You can use part of the amount for diagnostics, some for surgery, the rest for hospitalisation and even on post-operative care. Further, there are no hidden charges, and you can view all the fees related to this loan upfront.

You can repay the loan at your convenience

Not only is this emergency loan collateral-free, but it also has a sufficient tenor to ease your repayment. So, you can choose a tenor between 24 and 60 months to repay the loan as per your income and convenience. When you take a Bajaj Finserv Medical Emergency Loan, you can further reduce your obligation by paying smaller EMIs that comprise just the interest. By picking the Flexi Personal Loan variant, you can reduce your EMIs by up to 45%, manage your current cash flow more easily, and repay the principal at the end of the tenor. This will help you take care of other expenses while financing medical treatments without a hassle. Additionally, you can make part-prepayments at no extra charge all along the tenor to reduce your overall interest.

Additional Read: 5 Reasons Why You Should Apply For An Emergency Loan From Bajaj Finserv

Loaded with features that simplify your experience when dealing with urgent healthcare expenses, a personal loan for medical emergency can be an advantage. Bajaj Finserv also offers pre-approved offers to help you save time and avail funds instantly.

Personal Loan Instant Approval

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