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Home > Features and Benefits


Personal Loan Features and Benefits

Renovating or refurnishing your home can be a costly endeavour. Bajaj Finserv presents Personal Loan for Home Improvement to help you finance your home improvement costs easily and quickly.

Choose a Flexi Interest-only Loan for your home improvement projects and pay up to 45% lower EMI.

  • Instant approval

    Get approval within 5 minutes once you submit your personal loan application.

  • Money in 24 hours

    Post verification, get the loan disbursed to your account in just 24 hours.

  • Flexibility

    Borrow when you need funds, prepay when you can with our Flexi Loan facility.

  • Minimum documentation

    Check out the basic eligibility criteria and submit just a few documents with your application.

  • Flexible Tenor

    Choose from 24 to 60-month tenors and repay at your convenience.

  • Loans up to Rs.25 lakh

    Redecorate your home with a personal loan of up to Rs. 25 lakh for home improvement.

  • Pre-approved offers

    Preapproved offers

    Get a host of pre-approved offers and deals on your personal loan for home improvement.

  • Loans up to Rs.25 lakh

    Fund all your financial needs with a personal loan of up to Rs.25 lakh.

Eligibility Criteria

Our Personal Loan for Home Improvement is a great way to manage the expenses of redecoration. If you are a salaried professional residing in any of our eligible cities, you can apply for a personal loan instantly.

Learn more about the eligibility criteria for personal loan here.

Fees and Charges

Read about the interest rates, fees and charges on our Personal Loans for Home Improvement.

How to apply for a personal loan

Apply online for a Personal Loan for Home Improvement by following these four steps:

  • 1

    Step 1:

    Fill in your personal, financial, and employment details.

  • 2

    Step 2:

    Select the loan amount and tenor that you require, to get instant online approval.

  • 3

    Step 3:

    Submit the required documents with our representative, who will get in touch with you.

  • 4

    Step 4:

    Receive the money in your bank account within 24 hours.

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