Instant personal loan in 30 minutes*

Select customers can now get an Insta Personal Loan within 30 minutes* without any income-proof or other documentation.
How to get an instant personal loan in 30 minutes*
5 min read
8 April 2023

In today's fast-paced world, people have become accustomed to getting everything done quickly and easily. This includes the process of getting a personal loan. Securing a personal loan in just a few minutes is one of many elements made possible by advances in technology. Bajaj Finance has launched Insta Personal Loan with these needs in mind. It is a type of instant personal loan that can help you meet your expenses easily without having to go through a cumbersome application process involving a ton of paperwork.

You can expect to have the loan amount disbursed into your account in as little as within 30 minutes* to 4 hours. This can be a tremendous relief for individuals who need funds for urgent expenses such as a medical emergency.

Explore different purposes to avail of instant personal loans

One of the biggest advantages of an instant personal loan is that it can be used for a wide variety of purposes. You can manage your small or large expenses using a personal loan, including:

  • Wedding expenses
  • Home renovation and repairs
  • Higher education
  • Medical expenses

Since our personal loan is disbursed quickly, it is also feasible to manage urgent expenses during emergency situations.

Eligibility criteria to avail of a loan in 30 minutes*

Regular personal loans have several eligibility requirements, which vary depending on the lender. Some of these include:

  • Minimum monthly salary
  • Age limit
  • Employment type
  • CIBIL Score

You will also need to submit a bunch of documents to process the application, such as:

  • KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
  • Employee ID card
  • Salary slips
  • Bank account statements

You can avoid all this hassle by opting for a Bajaj Finserv Insta Personal Loan and get the funds you need instantly.

Tips for getting an instant personal loan in 30 minutes*

For existing customers:

Existing customers already have a pre-approved loan offer. They can check it by simply entering their mobile numbers and OTP. You can visit our Insta Personal Loan webpage and click on ‘CHECK OFFER’. Once you enter your mobile number and OTP, you will see a pre-approved personal loan offer for you. Now, you have the option of taking advantage of the offer right away or doing so later.

For new customers:

Insta Personal Loan offers can also be generated for new customers online by simply providing a functional mobile number.

For instance, let us assume that Seema is a new customer who wishes to get Insta Personal Loan. She can click on ‘Check Offer’ and enter her registered mobile number and the OTP sent to it. She will be able to see the pre-determined loan limit on the screen and can choose to accept the offer by moving forward with the application procedure, which takes less than five minutes.

Why choose Bajaj Finance for an instant personal loan?

Bajaj Finance Insta Personal Loans distinguish themselves from the competition by providing several benefits. You can receive a loan of up to Rs. 12,76,500 to help you out in times of financial emergency. With a flexible repayment tenure ranging up to 63 months, customers can choose a term that works for them and pay back their loan without any worries.  You can read all about the Insta Personal Loan interest rate and charges before opting for it. If you have an emergency expense to take care of, this could be the best way to find a quick and easy financing solution.

*Terms and conditions apply

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

What documents do I need to get an Insta Personal Loan within 30 minutes*?

Most of the time, you do not need to send in any paperwork to get a Bajaj Finserv Insta Personal Loan. However, depending on your profile, you may be asked to submit additional basic documents like:

  • KYC documents such as PAN, Aadhaar, driving license, voter’s ID, or a passport
  • Salary slips
  • Bank account details
What is the minimum salary needed for an Insta Personal Loan?

Since Insta Personal Loan is a form of pre-approved loan, you do not have to check eligibility parameters such as the minimum salary. You can simply go ahead and check your offer by entering your mobile number and OTP.

What CIBIL Score do you need to get a Bajaj Finserv Insta Personal Loan?

You do not need to check your credit score to apply for a Bajaj Finserv Insta Personal Loan. We generate an offer for you based on several parameters, including credit score. You can simply check the offer and apply for the loan.

How can I increase the chances of my loan application getting approved?

You do not have to worry about approval since Insta Personal Loan is pre-approved. However, some factors that can help you easily get approved for a regular personal loan include timely repayment of your EMIs, maintaining a good credit score, and so on.

How soon can you get an Insta Personal Loan?

You can receive the instant loan amount in your account in as little as within 30 minutes* to 4 hours.

*Terms and conditions apply

Will I have to pay extra interest rate on a 30-minute personal loan?

The interest rates for our Insta Personal Loan range from 13% to 38% p.a.

Will my personal loan application be approved in 30 minutes?

Our Insta Personal Loans provide borrowers with pre-approved offers, so you do not have to wait for approval.

Can I get a 30-minute personal loan with a cash salary?

You can get our Insta Personal Loan even if you get your salary in cash.

What is the maximum amount I can avail of with a 30-minute personal loan?

You can get funds of up to Rs. 12,76,500 with our Insta Personal Loan.

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