Instant personal loan in 30 minutes*

In today's fast-paced world, people have become accustomed to getting everything done quickly and easily. This includes the process of getting a personal loan. Securing a personal loan in just a few minutes is one of many elements made possible by advances in technology. Bajaj Finance has launched Insta Personal Loan with these needs in mind. It is a type of instant personal loan that can help you meet your expenses easily without having to go through a cumbersome application process involving a ton of paperwork.

✅Check your pre-approved loan offer  with phone number and OTP → Apply online in 5 minutes → Receive funds within 30 minutes*.

This can be a tremendous relief for individuals who need funds for urgent expenses such as a medical emergency.

*Terms and conditions apply

One of the biggest advantages of an instant personal loan is that it can be used for a wide variety of purposes. You can manage your small or large expenses using a personal loan, including:

• Wedding expenses
• Home renovation and repairs
• Higher education
• Medical expenses

Since our personal loan is disbursed quickly, it is also feasible to manage urgent expenses during emergency situations.

• If you are an existing customer
  • Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
  • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.
     

• If you are a new customer

  Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.
   

Documents required for Insta Personal Loan

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph

• Ration card

  
  

Age: 21 years to 80 years*

*Higher age limit applicable at the time of loan maturity.

1. Click on ‘CHECK OFFER’ at the top of this page to open our online form.
2. Enter your 10-digit mobile number and verify your profile with the OTP sent to your phone.
3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
4. Select a repayment tenure that suits you best.
5. Click on ‘PROCEED’ to complete the online process.
    

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

Bajaj Finance Insta Personal Loans distinguish themselves from the competition by providing several benefits. With a flexible repayment tenure, customers can choose a term that works for them and pay back their loan without any worries.  You can read all about the Insta Personal Loan interest rate and charges before opting for it. If you have an emergency expense to take care of, this could be the best way to find a quick and easy financing solution.
 

*Terms and conditions apply