Features and benefits

  • No collateral needed
    No collateral needed

    The Bajaj Finserv Personal Loan does not require applicants to provide any collateral or guarantor for the loan.

  • Repayment flexibility
    Repayment flexibility

    Your loan tenor can extend up to 60 months. Calculate your personal loan EMIs beforehand and find a suitable tenor.

  • Meet the immediate need for funds
    Meet the immediate need for funds

    Get the personal loan amount credited to your bank account within 24 hours* of receiving approval.

  • Total transparency
    Total transparency

    With no hidden charges and terms, Bajaj Finserv ensures 100% transparency for its personal loans.

  • Minimal documentation
    Minimal documentation

    Get a loan against a salary of up to Rs. 30,000 by providing a few personal and income-related documents.

  • Flexi loan facility
    Flexi loan facility

    Bajaj Finserv’s Flexi loan facility reduces your EMIs up to 45%*. Withdraw from a sanctioned amount when needed.

  • Online account management
    Online account management

    You can manage your loan account 24X7 with our dedicated online customer portal, Experia.

  • Pre-approved offers
    Pre-approved offers

    Existing customers can check their pre-approved offers by providing their names and contact numbers for a hassle-free loan.

Salaried individuals can now meet all their financial requirements with a personal loan from Bajaj Finserv. Individuals who earn up to Rs. 30,000 can now get a loan on favourable repayment terms with attractive interest rates.

Additionally, with no requirement for collateral, one can easily get a loan by meeting the simple eligibility parameters and submitting just a few simple documents.

Contact us, or visit your nearest branch to know more.

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Eligibility criteria

Bajaj Finserv has a set of simple and easy-to-meet eligibility criteria. Know the loan amount you are eligible for by using our Personal Loan Eligibility Calculator.

  • Citizenship
    Citizenship

    Resident Indians

  • Age bracket
    Age bracket

    21 years to 67 years*

  • Credit score
    Credit score Check your CIBIL Score for FREE

    More than 750

  • Employment status
    Employment status

    Salaried personnel employed with MNCs, public or private limited companies

Make a checklist of documents to ensure you have all essential papers required to avail of a personal loan from Bajaj Finserv.

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Interest rates and charges

With affordable interest rates and charges on offer, a personal loan is convenient for all salaried individuals, even those with a salary of up to Rs. 30,000.