Features and benefits of Rs. 30,000 salary personal loan
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No collateral needed
The Bajaj Finserv Personal Loan does not require applicants to provide any collateral or guarantor for the loan.
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Repayment flexibility
Your loan tenor can extend up to 96 months. Calculate your personal loan EMIs beforehand and find a suitable tenor.
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Meet the immediate need for funds
Get the personal loan amount credited to your bank account within 24 hours* of receiving approval.
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Total transparency
Bajaj Finserv ensures 100% transparency for its personal loans with no hidden charges and terms.
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Minimal documentation
Get a loan against a salary of up to Rs. 30,000 by providing a few personal and income-related documents.
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Flexi Loan facility
Bajaj Finserv’s Flexi Loan facility reduces your EMIs by up to 45%*. Withdraw from a sanctioned amount when needed.
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Online account management
You can manage your loan account 24X7 with our dedicated online customer portal, Experia.
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Pre-approved offers
Existing customers can check their pre-approved offers by providing their names and contact numbers for a hassle-free loan.
Salaried individuals can now meet all their financial requirements with a personal loan from Bajaj Finserv. Individuals who earn up to Rs. 30,000 can now get a loan on favourable repayment terms with attractive interest rates.
Additionally, with no requirement for collateral, one can quickly get a loan by meeting the simple eligibility parameters and submitting just a few simple documents.
Contact us, or visit your nearest branch to know more.
Eligibility criteria to apply for a personal loan on Rs. 30,000 salary
Bajaj Finserv has a set of simple and easy-to-meet eligibility criteria. Know the loan amount you are eligible for using our Personal Loan Eligibility Calculator.
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Citizenship
Resident Indians
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Age bracket
21 years to 80 years*
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Credit score
Check your CIBIL Score for FREE685 or higher
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Employment status
Salaried personnel employed with MNCs, public or private limited companies
Make a checklist of documents to ensure you have all essential papers required to avail of a personal loan from Bajaj Finserv.
Interest rates and charges applicable on Rs. 30,000 salary instant loan
With affordable interest rates and charges on offer, a personal loan is convenient for all salaried individuals, even those with a salary of up to Rs. 30,000.
Documents required for Rs. 30,000 salary personal loan
Minimal documentation is one of the most significant advantages of our personal loans. You will only need the following documents to apply for our personal loan:
- 1 KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
- 2 PAN card
- 3 Cancelled cheque
- 4 Bank account statements for the last 3 months
- 5 Salary slips for the last 3 months
How much personal loan can I get on a salary of Rs. 30,000?
There are several other factors, including salary, that determine how much funds you can get with your personal loan. Some of them are:
- CIBIL Score
- Repayment history
- Debt-to-income ratio
Frequently asked questions
There are several other factors, including salary, that determine how much funds you can get with your personal loan. Some of them are:
- CIBIL Score
- Repayment history
- Debt-to-income ratio
The interest rate for a Bajaj Finance Personal Loan ranges from 11% to 38% p.a.
Eligibility criteria for personal loans differ from lender to lender. To improve your overall eligibility, you can:
- Lower your monthly debts
- Improve your CIBIL Score
- Avoid taking multiple loans at the same time
You will need to submit salary slips to get a Bajaj Finance Personal Loan.
To get our personal loan, you need a CIBIL Score of 685 or higher.
