Features and benefits
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No collateral needed
The Bajaj Finserv Personal Loan does not require applicants to provide any collateral or guarantor for the loan.
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Repayment flexibility
Your loan tenor can extend up to 96 months. Calculate your personal loan EMIs beforehand and find a suitable tenor.
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Meet the immediate need for funds
Get the personal loan amount credited to your bank account within 24 hours* of receiving approval.
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Total transparency
Bajaj Finserv ensures 100% transparency for its personal loans with no hidden charges and terms.
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Minimal documentation
Get a loan against a salary of up to Rs. 30,000 by providing a few personal and income-related documents.
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Flexi Loan facility
Bajaj Finserv’s Flexi Loan facility reduces your EMIs by up to 45%*. Withdraw from a sanctioned amount when needed.
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Online account management
You can manage your loan account 24X7 with our dedicated online customer portal, Experia.
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Pre-approved offers
Existing customers can check their pre-approved offers by providing their names and contact numbers for a hassle-free loan.
Salaried individuals can now meet all their financial requirements with a personal loan from Bajaj Finserv. Individuals who earn up to Rs. 30,000 can now get a loan on favourable repayment terms with attractive interest rates.
Additionally, with no requirement for collateral, one can quickly get a loan by meeting the simple eligibility parameters and submitting just a few simple documents.
Contact us, or visit your nearest branch to know more.
Eligibility criteria
Bajaj Finserv has a set of simple and easy-to-meet eligibility criteria. Know the loan amount you are eligible for using our Personal Loan Eligibility Calculator.
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Citizenship
Resident Indians
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Age bracket
21 years to 80 years*
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Credit score
Check your CIBIL Score for FREE685 or higher
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Employment status
Salaried personnel employed with MNCs, public or private limited companies
Make a checklist of documents to ensure you have all essential papers required to avail of a personal loan from Bajaj Finserv.
Interest rates and charges
With affordable interest rates and charges on offer, a personal loan is convenient for all salaried individuals, even those with a salary of up to Rs. 30,000.
