Features and benefits of Rs. 30,000 salary personal loan

  • No collateral needed

    No collateral needed

    The Bajaj Finserv Personal Loan does not require applicants to provide any collateral or guarantor for the loan.

  • Repayment flexibility

    Repayment flexibility

    Your loan tenor can extend up to 96 months. Calculate your personal loan EMIs beforehand and find a suitable tenor.

  • Meet the immediate need for funds

    Meet the immediate need for funds

    Get the personal loan amount credited to your bank account within 24 hours* of receiving approval.

  • Total transparency

    Total transparency

    Bajaj Finserv ensures 100% transparency for its personal loans with no hidden charges and terms.

  • Minimal documentation

    Minimal documentation

    Get a loan against a salary of up to Rs. 30,000 by providing a few personal and income-related documents.

  • Flexi Loan facility

    Flexi Loan facility

    Bajaj Finserv’s Flexi Loan facility reduces your EMIs by up to 45%*. Withdraw from a sanctioned amount when needed.

  • Online account management

    Online account management

    You can manage your loan account 24X7 with our dedicated online customer portal, Experia.

  • Pre-approved offers

    Pre-approved offers

    Existing customers can check their pre-approved offers by providing their names and contact numbers for a hassle-free loan.

Salaried individuals can now meet all their financial requirements with a personal loan from Bajaj Finserv. Individuals who earn up to Rs. 30,000 can now get a loan on favourable repayment terms with attractive interest rates.

Additionally, with no requirement for collateral, one can quickly get a loan by meeting the simple eligibility parameters and submitting just a few simple documents.

Contact us, or visit your nearest branch to know more.

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Eligibility criteria to apply for a personal loan on Rs. 30,000 salary

Bajaj Finserv has a set of simple and easy-to-meet eligibility criteria. Know the loan amount you are eligible for using our Personal Loan Eligibility Calculator.

  • Citizenship

    Citizenship

    Resident Indians

  • Age bracket

    Age bracket

    21 years to 80 years*

  • Credit score

    Credit score

    Check your CIBIL Score for FREE

    685 or higher

  • Employment status

    Employment status

    Salaried personnel employed with MNCs, public or private limited companies

Make a checklist of documents to ensure you have all essential papers required to avail of a personal loan from Bajaj Finserv.

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Interest rates and charges applicable on Rs. 30,000 salary instant loan

With affordable interest rates and charges on offer, a personal loan is convenient for all salaried individuals, even those with a salary of up to Rs. 30,000.

Documents required for Rs. 30,000 salary personal loan

Minimal documentation is one of the most significant advantages of our personal loans. You will only need the following documents to apply for our personal loan:

  1. 1 KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  2. 2 PAN card
  3. 3 Cancelled cheque
  4. 4 Bank account statements for the last 3 months
  5. 5 Salary slips for the last 3 months

How much personal loan can I get on a salary of Rs. 30,000?

There are several other factors, including salary, that determine how much funds you can get with you’re a personal loan for Rs. 12,000 to Rs. 30000 . Some of them are:

  • CIBIL Score
  • Repayment history
  • Debt-to-income ratio

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

How much loan can I get on a Rs. 30,000 salary?

There are several other factors, including salary, that determine how much funds you can get with your personal loan. Some of them are:

  • CIBIL Score
  • Repayment history
  • Debt-to-income ratio
At what rate of interest can I get a personal loan on a Rs. 30,000 salary?

The interest rate for a Bajaj Finance Personal Loan ranges from 11% to 38% p.a.

How can I improve my eligibility for Rs. 30,000 personal loan?

Eligibility criteria for personal loans differ from lender to lender. To improve your overall eligibility, you can:

  • Lower your monthly debts
  • Improve your CIBIL Score
  • Avoid taking multiple loans at the same time
Can I get an instant Rs. 30,000 salary loan without a salary slip?

You will need to submit salary slips to get a Bajaj Finance Personal Loan.

What is the minimum credit score required for a Rs. 30,000 salary personal loan?

To get our personal loan, you need a CIBIL Score of 685 or higher.

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