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Bajaj Finserv App

Personal Loan
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Instant Loan for Salary up to Rs.30,000

Salaried individuals with limited monthly income can fulfil their financing needs conveniently with a personal loan for salary up to Rs.30,000. Bajaj Finserv brings such financing options to help meet diverse funding requirements at competitive rates.

With no collateral involved, individuals can avail of the advance conveniently against minimum eligibility requirements. Take a look.

  • Instant Loan for Salary up to Rs.30,000: Features and Benefits

  • Flexible repayment tenure

    With tenure flexibility of up to 60 months, select a suitable repayment period as per your capacity and apply accordingly. Calculate personal loan EMIs with an instalment calculator for suitable tenure selection.

  • Quick approval

    A simple online application process ensures quick approval. Check eligibility for personal loan before applying for faster approval within a few minutes.

  • Disbursal within 24 hours*

    Once approved, the personal loan amount is disbursed to your account within one working day* to help meet emergency funding needs.

  • Minimal documentation

    Minimum documents required

    Provide only essential personal and income documents for successful application and approval of personal loan for salary up to 30,000.

  • Instant Personal Loan upto Rs. 25 Lakh

    100% transparent

    With zero hidden charges on personal loans, Bajaj Finserv ensures 100% transparency. Also, the terms and conditions are simple to understand.

  • Tenor

    Zero collateral required

    Absence of collateral requirement makes it easy to avail of a Bajaj Finserv Personal Loan against simple personal and income eligibility.

  • Pre-approved offers

    Pre-approved offer

    Pre-approved loan offer from Bajaj Finserv makes the process of availing of finance hassle-free and quick for existing customers. Provide only essential personal details to check your pre-approved offer.

  • Online loan account management

    The dedicated customer portal and app Experia allows you to manage your loan account and track essential details such as loan outstanding and EMI due date 24x7 from anywhere.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Hybrid feature

    Make multiple withdrawals from a pre-sanctioned loan amount with the Bajaj Finserv Flexi Personal Loan for salary up to 30,000. It charges interest only on the amount withdrawn and makes repayment more convenient.

Personal Loan for Salary up to Rs.30,000: Eligibility Criteria

Bajaj Finserv lays down simple eligibility criteria for salaried individuals. Know how much personal loan you can get on Rs.30,000 salary with an personal loan eligibility calculator . Our eligibility calculator is available online for user convenience.

Criteria Requirements
Employment status Salaried individuals
Age Between 23 and 55 years
CIBIL score 750 and above
Nationality Residing Indian citizen

Interest Rates and Charges

With attractive interest rates and charges on a personal loan, Bajaj Finserv keeps loan repayment convenient for individuals with a salary less than Rs.30,000.

Instant Personal Loan for Salary up to Rs.30,000: How to Apply

Fill in the personal loan application form in the steps given below to apply.

  • Step 1 – Provide your personal, financial and employment details.

  • Step 2 – Fill in your loan requirement and tenure.

  • Step 3 – Review your details and submit the form online.

  • Step 4 – Submit your documents to the Bajaj Finserv representative, who will contact you.


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*Conditions apply