Features and benefits
No collateral needed
The Bajaj Finserv Personal Loan does not require applicants to provide any collateral or guarantor for the loan.
Your loan tenor can extend up to 96 months. Calculate your personal loan EMIs beforehand and find a suitable tenor.
Meet the immediate need for funds
Get the personal loan amount credited to your bank account within 24 hours* of receiving approval.
Bajaj Finserv ensures 100% transparency for its personal loans with no hidden charges and terms.
Get a loan against a salary of up to Rs. 30,000 by providing a few personal and income-related documents.
Flexi Loan facility
Bajaj Finserv’s Flexi Loan facility reduces your EMIs by up to 45%*. Withdraw from a sanctioned amount when needed.
Online account management
You can manage your loan account 24X7 with our dedicated online customer portal, Experia.
Existing customers can check their pre-approved offers by providing their names and contact numbers for a hassle-free loan.
Salaried individuals can now meet all their financial requirements with a personal loan from Bajaj Finserv. Individuals who earn up to Rs. 30,000 can now get a loan on favourable repayment terms with attractive interest rates.
Additionally, with no requirement for collateral, one can quickly get a loan by meeting the simple eligibility parameters and submitting just a few simple documents.
Contact us, or visit your nearest branch to know more.
Bajaj Finserv has a set of simple and easy-to-meet eligibility criteria. Know the loan amount you are eligible for using our Personal Loan Eligibility Calculator.
21 years to 80 years*
Credit scoreCheck your CIBIL Score for FREE
685 or higher
Salaried personnel employed with MNCs, public or private limited companies
Make a checklist of documents to ensure you have all essential papers required to avail of a personal loan from Bajaj Finserv.
Interest rates and charges
With affordable interest rates and charges on offer, a personal loan is convenient for all salaried individuals, even those with a salary of up to Rs. 30,000.