Features and benefits

  • No collateral needed

    No collateral needed

    The Bajaj Finserv Personal Loan does not require applicants to provide any collateral or guarantor for the loan.

  • Repayment flexibility

    Repayment flexibility

    Your loan tenor can extend up to 96 months. Calculate your personal loan EMIs beforehand and find a suitable tenor.

  • Meet the immediate need for funds

    Meet the immediate need for funds

    Get the personal loan amount credited to your bank account within 24 hours* of receiving approval.

  • Total transparency

    Total transparency

    Bajaj Finserv ensures 100% transparency for its personal loans with no hidden charges and terms.

  • Minimal documentation

    Minimal documentation

    Get a loan against a salary of up to Rs. 30,000 by providing a few personal and income-related documents.

  • Flexi Loan facility

    Flexi Loan facility

    Bajaj Finserv’s Flexi Loan facility reduces your EMIs by up to 45%*. Withdraw from a sanctioned amount when needed.

  • Online account management

    Online account management

    You can manage your loan account 24X7 with our dedicated online customer portal, Experia.

  • Pre-approved offers

    Pre-approved offers

    Existing customers can check their pre-approved offers by providing their names and contact numbers for a hassle-free loan.

Salaried individuals can now meet all their financial requirements with a personal loan from Bajaj Finserv. Individuals who earn up to Rs. 30,000 can now get a loan on favourable repayment terms with attractive interest rates.

Additionally, with no requirement for collateral, one can quickly get a loan by meeting the simple eligibility parameters and submitting just a few simple documents.

Contact us, or visit your nearest branch to know more.

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Eligibility criteria

Bajaj Finserv has a set of simple and easy-to-meet eligibility criteria. Know the loan amount you are eligible for using our Personal Loan Eligibility Calculator.

  • Citizenship


    Resident Indians

  • Age bracket

    Age bracket

    21 years to 80 years*

  • Credit score

    Credit score

    Check your CIBIL Score for FREE

    685 or higher

  • Employment status

    Employment status

    Salaried personnel employed with MNCs, public or private limited companies

Make a checklist of documents to ensure you have all essential papers required to avail of a personal loan from Bajaj Finserv.

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Interest rates and charges

With affordable interest rates and charges on offer, a personal loan is convenient for all salaried individuals, even those with a salary of up to Rs. 30,000.