Features and benefits of Rs. 35,000 salary personal loan

  •  Instant approval

    Instant approval

    Bajaj Finserv offers quick processing and instant loan approvals. Ensure you check the eligibility parameters for personal loans beforehand.

  • Flexible repayment

    Flexible repayment

    Choose a repayment tenor of up to 96 months. Calculate personal loan instalments and select a suitable repayment period.

  • Meet the immediate need of funds

    Meet the immediate need of funds

    After approval, get the personal loan amount credited to your bank account within 24 hours*.

  • Simple documentation process

    Simple documentation process

    Meet our basic document requirements and submit proof of salary of up to Rs. 35,000 to get your funds quickly.

  • No hidden charges

    No hidden charges

    Bajaj Finserv does not levy hidden charges on personal loans. Check the terms and conditions to know more.

  • Flexi loan facility

    Flexi loan facility

    Withdraw funds at will and pay interest only on the amount used, saving up to 45%* on repayment.

  • Get funds without collateral

    Get funds without collateral

    A personal loan from Bajaj Finserv does not require any collateral or guarantor.

  • Pre-approved offers

    Pre-approved offers

    Existing customers can expedite applications by availing pre-approved offers. Provide your name and number to check your offer.

  • 24X7 account management

    24X7 account management

    Now manage your loan account round-the-clock with our dedicated customer portal, Experia.

With a limited monthly income, it can be challenging to manage sudden financial emergencies. Depleting your savings to manage a planned purchase is not wise either. In such cases, it is ideal to choose a personal loan.

Get a Bajaj Finserv Personal Loan on favourable terms and easy-to-meet eligibility criteria. Submit your basic income and identity-related documents to get the funds you need without submitting any collateral.

Visit our nearest branch or contact our representatives to know more.

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Eligibility criteria for a personal loan on Rs. 35,000 salary

  • Citizenship


    Resident Indians

  • Age bracket

    Age bracket

    21 years to 80 years*

  • Credit score

    Credit score

    Check your CIBIL Score for FREE

    685 or higher

  • Employment status

    Employment status

    Salaried personnel of MNCs, public or private limited companies

Use our online Personal Loan Eligibility Calculator to estimate the loan amount you are likely to receive approval for based on your salary, existing dues, and city of residence.

Prepare a checklist of documents to ensure you have all essential papers in place to get a personal loan from Bajaj Finserv.

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Documents required for Rs. 35,000 salary personal loan

Minimal documentation is one of the most significant advantages of our personal loans. You will only need the following documents to apply for our personal loan:

  1. 1 KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  2. 2 PAN card
  3. 3 Cancelled cheque
  4. 4 Bank account statements for the last 3 months
  5. 5 Salary slips for the last 3 months

How to apply for a personal loan with a salary of less than Rs. 35,000?

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan:

  1. 1 Visit the personal loan page and click on ‘APPLY’
  2. 2 Enter your 10-digit mobile number and OTP
  3. 3 Fill in the application form with your basic details and ‘PROCEED’
  4. 4 Enter the loan amount and tenure that you need. Choose from our three personal loan variants – Term, Flexi Term, and Flexi Hybrid
  5. 5 Complete your KYC and submit your application

Interest rates and charges applicable on Rs. 35,000 salary instant loan

Check the applicable interest rates and charges on a personal loan beforehand to assess the affordability and make a borrowing decision accordingly. Read about the terms and conditions before applying for a personal loan for Rs. 12000 salary.

 Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

How to apply for a personal loan for salaried employees?

You can apply for a personal loan for salaried employees on the official website of Bajaj Finserv. Fill the loan application form and upload the necessary documents.

What is an EMI calculator?

EMI calculator is an online application that helps borrowers calculate their loan repayment amount beforehand. It provides accurate and instant results.

What is foreclosure?

Foreclosure is a facility that allows you to repay the total loan amount at once and close your loan account.

What is the minimum credit score required for a Rs. 35,000 loan?

To get our personal loan, you need a CIBIL Score of 685 or higher.

What will be the EMI for a Rs. 35,000 personal loan?

The EMI depends not only on the amount, but the tenure and interest rate as well. For example, the EMI for a Rs. 35,000 personal loan, at an interest rate of 13%, for a tenure of 36 months, will be approximately Rs. 1,179.

What is the maximum loan amount I can avail with Rs. 10,000 salary?

You need a minimum monthly income of Rs. 25,001 to get our personal loan.

Do I stand a chance for a personal loan with a cash salary?

You can get our personal loan even if you get your salary in cash.

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