Features and benefits
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Instant approval
Bajaj Finserv offers quick processing and instant loan approvals. Ensure you check the eligibility parameters for personal loans beforehand.
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Flexible repayment
Choose a repayment tenor of up to 96 months. Calculate personal loan instalments and select a suitable repayment period.
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Meet the immediate need of funds
After approval, get the personal loan amount credited to your bank account within 24 hours*.
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Simple documentation process
Meet our basic document requirements and submit proof of salary of up to Rs. 35,000 to get your funds quickly.
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No hidden charges
Bajaj Finserv does not levy hidden charges on personal loans. Check the terms and conditions to know more.
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Flexi loan facility
Withdraw funds at will and pay interest only on the amount used, saving up to 45%* on repayment.
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Get funds without collateral
A personal loan from Bajaj Finserv does not require any collateral or guarantor.
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Pre-approved offers
Existing customers can expedite applications by availing pre-approved offers. Provide your name and number to check your offer.
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24X7 account management
Now manage your loan account round-the-clock with our dedicated customer portal, Experia.
With a limited monthly income, it can be challenging to manage sudden financial emergencies. Depleting your savings to manage a planned purchase is not wise either. In such cases, it is ideal to choose a personal loan.
Get a Bajaj Finserv Personal Loan on favourable terms and easy-to-meet eligibility criteria. Submit your basic income and identity-related documents to get the funds you need without submitting any collateral.
Visit our nearest branch or contact our representatives to know more.
Eligibility criteria
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Citizenship
Resident Indians
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Age bracket
21 years to 80 years*
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Credit score
Check your CIBIL Score for FREE685 or higher
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Employment status
Salaried personnel of MNCs, public or private limited companies
Use our online Personal Loan Eligibility Calculator to estimate the loan amount you are likely to receive approval for based on your salary, existing dues, and city of residence.
Prepare a checklist of documents to ensure you have all essential papers in place to get a personal loan from Bajaj Finserv.
Interest rates and charges
Check the applicable interest rates and charges on a personal loan beforehand to assess the affordability and make a borrowing decision accordingly.
Frequently asked questions
You can apply for a personal loan for salaried employees on the official website of Bajaj Finserv. Fill the loan application form and upload the necessary documents.
EMI calculator is an online application that helps borrowers calculate their loan repayment amount beforehand. It provides accurate and instant results.
Foreclosure is a facility that allows you to repay the total loan amount at once and close your loan account.
