Rs. 40,000 to Rs. 55 lakh
You may be eligible for a pre-approved offer in Hyderabad
Enter mobile and OTP | Quick online approval | Get money in a day*
Instant personal loan in Hyderabad
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Hyderabad is a unique blend of heritage and high-tech ambition. From the historic charm of the Old City to the fast-paced corporate life in HITEC City and Gachibowli, life here moves at a different speed. Whether you are planning a grand wedding, financing higher education, or upgrading your home in Jubilee Hills, managing your finances should be as smooth as a drive on the Outer Ring Road.
If you are looking for a personal loan in hyderabad, you no longer need to navigate through heavy traffic or spend time searching for personal loan agents in hyderabad. You can access high-value funds entirely online, designed to keep pace with the city's dynamic lifestyle.
With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your offer in just 2 steps and apply online to get our loan.
*Terms and conditions apply.
As the capital of Telangana, Hyderabad stands as a unique intersection of heritage and high-tech ambition. From the historic landmarks of the Old City to the sprawling IT corridors of HITEC City, it is a hub for a diverse population of ambitious professionals and entrepreneurs.
In such a fast-paced and evolving environment, financial requirements can arise unexpectedly—whether for a milestone wedding, higher education, or urgent medical needs. A Bajaj Finserv Personal Loan provides a modern, 100% digital solution, offering a transparent and efficient way to bridge these gaps without interrupting your lifestyle.
Features and benefits of personal loan in Hyderabad
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Hyderabad with just your phone number and OTP – no need to visit the branch.
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Disbursal in a few hours*
Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.
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Minimal documents needed
Submit just a few basic documents to get the funds you need.
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Flexible repayment tenure
You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.
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Quick online approval
Apply online to receive quick approval on your personal loan in Hyderabad within a few minutes.
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No collateral required
Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.
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Online loan management
Use our customer portal, My Account, and manage your loan account online.
Our Personal Loan branches in Hyderabad
| Personal Loan in Banjara Hills | Personal Loan in Jubilee Hills |
| Personal Loan in Kothapet | Personal Loan in Kukatpally |
| Personal Loan in RB Nagar |
Know more:
Eligibility criteria for Loans in Hyderabad
You can easily get the funds you need in Hyderabad with the below criteria:
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Personal loan eligibility criteria In Hyderabad
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
Real-time image / photograph
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Personal loan interest rates in Hyderabad
In a competitive market like Hyderabad, lenders offer attractive terms to match the needs of a diverse workforce. Personal loan interest rates are primarily determined by your individual profile, including your credit score, employer category, and monthly income. Typically, if you have a stable job with a reputable firm in the Telangana capital, you may qualify for lower rates and faster processing.
How to apply for personal loan in Hyderabad
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Apply personal loan in other cities
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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