A personal loan is a type of unsecured loan that helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing of a personal loan. It can serve as a solution for managing your travel costs or wedding expenses, as well as the expenses of a medical emergency, home renovation, debt consolidation, and other needs. Bajaj Finserv offers India’s fastest personal loan with instant approval and disbursal within just 24 hours*. Learn about your personal loan eligibility, use the personal loan EMI calculator and apply for a personal loan in just four easy steps!