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Personal Loan in Mumbai: Features and Benefits


Mumbai, earlier known as Bombay, is the 2nd most populous city of the country and the capital of Maharashtra. It is known as the financial capital of India and has a diverse economic base.

With Bajaj Finserv, opt for a personal loan in Mumbai for all your financial needs. We currently have 1 branch here.

Visit our branch or apply online to enjoy the fastest loan approval.

  • loan against property emi calculator

    Flexibility in repayment

    Withdraw the loan amount whenever required and pay interest only on the funds used with our Flexi loan facility.

  • Account access online

    Our customer portal – Experia enables quick access to your loan account and its relevant details. Use it 24x7.

  • Repayment over flexible tenors

    Reduce the hassle of repayment by choosing an appropriate tenor of up to 60 months.

  • Minimal documents

    Besides simple eligibility criteria for personal loan, provide a few basic documents for verification.

  • Money directly in account

    We take only 24 hours* to credit the amount to your account. Use as per your requirements.

  • transparency


    With us, follow transparent terms and conditions and pay no underlying fees.

  • Receive approval instantly

    Bajaj Finserv offers instant approval on online loan application form submission. Meet your urgent expenses without any worries.

  • Mumbai is home to the maximum number of billionaires and millionaires in India. It is the country’s entertainment and commercial capital, with the headquarters of several financial institutions located here. The city boasts premier nuclear and scientific institutes and corporate headquarters of MNCs. A significant share of the workforce is state and central government employees. The local economy is supported by diamond polishing, engineering, textile mills, IT, healthcare and other industries.

    The dynamic lifestyle of Mumbai often requires additional monetary support. Bajaj Finserv is one of the leading NBFCs to offer multipurpose personal loans in Mumbai at affordable rates. Once eligible, you can enjoy the best features, including part-prepayment, Flexi loans and more. We maintain 100% transparency in our terms and conditions, with no underlying charges involved. Avail post-approval services through our online account management facility.

Personal Loan in Mumbai: Eligibility Criteria

Fulfill the eligibility criteria to qualify for a higher loan amount in Mumbai. Check the maximum amount using an eligibility calculator.

Nationality: Indian, resident
Employment: 750 or higher
Credit score: Above 750
Age bar: Within 20 to 60 years
Income: Refer to the city list for salary criteria

Bajaj Finserv ensures easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal. Provide all the valid documents to process your application faster.

Personal Loan in Mumbai: Fees and Charges

Check out the fees and charges on a personal loan to understand how much you will need to repay.

Personal Loan in Mumbai FAQs

1. What are the loan eligibility criteria for borrowers in Mumbai?

Below are the personal loan eligibility criteria you need to meet:

  • An Indian national, residing in India
  • Should be within 20 to 60 years of age
  • Employed at an MNC or private or public limited enterprises
  • CIBIL score above 750

2. Why should I go with Bajaj Finserv for a personal loan?

One of the reliable NBFCs in India, Bajaj Finserv offers personalised features and benefits on exclusive personal loans.

  • Tenor of up to 60 months
  • High loan value up to Rs.25 lakh
  • Hassle-free documentation
  • Quick approval
  • Easy access to online account and more

3. Which documents are necessary?

The few documents required are employee ID card, salary slips, account statements, KYC documents and photograph.

4. What happens if my CIBIL score is low?

A low CIBIL score incurs higher rate of interest on a personal loan in Mumbai. Also, you may have to follow stricter eligibility requirements. Extremely low scores shall lead to the application’s rejection. You can mention additional income sources or increase your credit score before applying for a new loan.

Contact Us

If you are new to Bajaj Finserv and are looking for information about personal loans in Mumbai, you can call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

Our existing customers may call us at 020-3957 5152 or write in at

Our branch address is:

Bajaj Finserv
The Affairs,7th Floor,Sector 17 Palm Beach Road,
Mumbai, Maharashtra
Phone: 1800 209 4151

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?