Bajaj Finserv in your city

Mumbai is the most populous city in India and the capital of Maharashtra. It is known as the financial capital of the country and has a diverse economic base.

Opt for a Bajaj Finserv Personal Loan in Mumbai for all your financial needs, and benefit from hassle-free online processing along with a sanction up to Rs. 40 lakh.

Visit us in person or apply online for fast loan approval.

Features of personal loan in Mumbai

  • Flexibility in repayment

    Flexibility in repayment

    Pay interest only on the funds used with our Flexi loan facility, and reduce your EMIs by up to 45%.*

  • Account access online

    Account access online

    Our customer portal enables 24x7 access to your loan account and its relevant details.

  • Repayment over flexible tenors

    Repayment over flexible tenors

    Choose an appropriate tenor of up to 84 months.

  • Minimum documents

    Minimum documents

    Besides meeting simple eligibility criteria for a personal loan, provide just a few basic documents for verification.

  • Nominal Rates

    Nominal Rates

    With us, you get an attractive interest rate, transparent terms and conditions, and pay no hidden fees.

  • Money directly in account

    Money directly in account

    We take only 24 hours* to credit the amount to your account.

  • Receive approval instantly

    Receive approval instantly

    Bajaj Finserv offers instant approval on online loan application form submission to help you meet urgent expenses easily.

Mumbai is India’s entertainment and commercial capital, with the headquarters of several financial institutions located here. The local economy is supported by diamond polishing, engineering, textile mills, IT, healthcare, and other industries.

Bajaj Finserv offers multipurpose personal loans in Mumbai at affordable rates. We maintain 100% transparency in our terms and conditions, with no hidden charges involved. With a Bajaj Finserv Personal Loan, you can get a high sanction after meeting simple eligibility requirements and easily manage your expenses.

*Conditions apply

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Eligibility criteria

Fulfill the eligibility criteria to qualify for a higher loan amount in Mumbai. Check the maximum amount using an eligibility calculator.

  • Nationality


    Indian, resident of India

  • Employment


    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 750

  • Age


    Between 21 years to 80 years*

  • Income


    Minimum salary requirement is Rs. 35,000 per month. Refer to our eligibility page for other details

Bajaj Finserv ensures easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal. Provide all the valid documents to process your application faster.

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Interest rate and charges

Check out the fees and charges on a personal loan to understand how much you will need to repay.

Frequently asked questions

What are the loan eligibility criteria for borrowers in Mumbai?

Here are the personal loan eligibility criteria you need to meet. You must:

  • Be an Indian national residing in India
  • Be within 21 years to 80 years* of age
  • Be employed at an MNC, private or public limited enterprise
  • Have a CIBIL score of above 750
Why should I go with Bajaj Finserv for a personal loan?

Bajaj Finserv offers personalised deals for existing customers, as well as these features and benefits on personal loans:

  • A long tenor of up to 84 months
  • A high loan value of up to Rs. 40 lakh
  • Hassle-free documentation
  • Quick approval
  • Easy access to an online account
  • Up to 45% lower EMIs, and more
Which documents are necessary?

The few documents required are – your employee ID card, salary slips, account statements, KYC documents, and photographs.

What happens if my CIBIL score is low?

A low CIBIL score incurs a higher rate of interest on a personal loan in Mumbai. Also, you may have to follow stricter eligibility requirements. Extremely low scores shall lead to your application being rejected. In this case, you can mention additional income sources or increase your credit score before applying for a new loan.

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