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Instant Personal Loan in Delhi: Features and Benefits

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Delhi, officially known as NCT or the National Capital Territory of Delhi, is a union territory with New Delhi as the capital of India. Besides its historical significance, the city is a major political, commercial, cultural and transport centre of the nation.

Approach Bajaj Finserv for a high-value personal loan in Delhi. Meet the eligibility criteria to enjoy multiple benefits.

Apply online now.

  • Minimal documents

    Enjoy a hassle-free documentation process with minimum paperwork.

  • Flexi loans

    Withdraw from pre-sanctioned funds and repay conveniently with the Flexi loan facility.

  • Get up to Rs.25 lakh

    Irrespective of your monetary requirement, you can easily avail up to Rs.25 lakh and enjoy unrestricted use.

  • Online account management

    Stay updated with repayment schedules, EMIs, outstanding balance, etc., via our customer portal – Experia. It’s accessible 24x7.

  • Tenor options

    Tenors of up to 60 months ease your repayment hassle. Calculate monthly outflows with the Bajaj Finserv EMI Calculator and choose the best tenor for your needs.

  • No hidden rates

    There are zero hidden rates imposed, ensuring affordability. To know more, read our terms and conditions.

  • Fund within 24 hours*

    Address your quick financing needs easily as loan amount is credited to account within 24 hours*.

  • Instant approval

    No more waiting for hours or days. Cater to your emergencies with quick loan approvals.

  • Being the centre of NCR or National Capital Region, 23,000 millionaires and 18 billionaires currently reside in this 2nd wealthiest Indian city. It is the largest commercial hub of North India with major service industries like telecommunications, tourism, technology, media, banking and hotel. The other revenue generators of the economy include real estate, health and community services, construction and power sectors. Besides manufacturing, the capital city has one of the fastest growing and largest retail industries.

    Bajaj Finserv provides personal loans in Delhi against no guarantor or collateral. Once eligible, borrowers can seek funds of up to Rs.25 lakh at competitive rates and charges. Features like Flexi loans allow multiple withdrawals from a pre-sanctioned amount and impose interest rates only on the utilised funds. This lowers EMIs by up to 45%*. To know more, read our terms and conditions.

Eligibility Criteria

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It’s now easy to qualify for unsecured credit with simple personal loan eligibility criteria from Bajaj Finserv.

Age bracket: From 20 to 60 years
Salary: Minimum income depends on city of residence
Job status: Salaried employee (working at a public or private limited company or an MNC)
CIBIL score: 750 and above
Citizenship: Indian

Hand over the essential documents such as employee ID card, KYC documents, bank account statements, salary slips and a passport-sized photograph to our representative at your doorstep or when submitting the application online.

Interest Rates and Charges for Instant Loan in Delhi

Residents in Delhi benefit from competitive interest rates when they apply for this loan.

Frequently Asked Questions

1. Why is Bajaj Finserv the best NBFC for a personal loan in Delhi?

For residents of Delhi NCR, Bajaj Finserv can be the best choice for their following offers -

  • A completely online application process
  • Collateral-free personal loans
  • 100% transparent terms and conditions
  • Repayment over tenors ranging up to 60 months
  • High loan value up to Rs.25 lakh
  • Minimal documentation
  • Quick approval and faster credit to account
  • Account management facility online
  • Flexi loans, reducing EMIs by up to 45%*

2. Which documents are essential for a loan application?

Provide your employee ID card, salary slips, account statements, KYC documents and photograph as the basic documents. However, you may have to submit additional papers during the process, if required.

3. What is the online application process in Delhi NCR?

Irrespective of your location in Delhi NCR, you can easily apply for a Bajaj Finserv Personal Loan online.

  • Fill up the application form accurately
  • Submit essential documents
  • Get approval and money in your account within 24 hours*

4. How much loan can I avail?

To know the highest loan amount you are qualified to avail, check using the Bajaj Finserv Eligibility Calculator online.

5. What does an EMI include?

EMIs or Equated Monthly Instalments comprise the outstanding principal amount and the payable interest. Borrowers must pay these EMIs on fixed due dates every month until the tenor ends.

Our Address

If you are new to Bajaj Finserv and are looking for information about personal loans in Delhi, you can call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

As an existing customer, you may reach us at 020-3957 5152 or write in at personalloans1@bajajfinserv.in.

Our Address

Bajaj Finserv
11th and 13th Floor,
Aggarwal Metro Heights,
Netaji Subhash Place,
Pitampura,
New Delhi - 110034

Phone: 11 3009 0400

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