Bajaj Finserv in your city

Delhi is officially known as the national capital territory and a union territory of India. And is home to the capital of India, New Delhi.

If you are a resident of Delhi, you can approach Bajaj Finserv for a high-value personal loan. Meet the eligibility criteria to enjoy multiple benefits.

Features and benefits of personal loan in Delhi

  • Minimum documents

    Minimum documents

    Enjoy a hassle-free documentation process with minimum paperwork.

  • Flexi loans

    Flexi loans

    Withdraw from pre-sanctioned funds and repay conveniently with the Flexi loan facility.

  • Get up to %$$PL-Loan-Amount$$%

    Get up to Rs. 25 lakh

    You can get a loan of up to Rs. 25 lakh and enjoy unrestricted use.

  • Online account management

    Online account management

    Stay updated with repayment schedules, EMIs, outstanding balance, etc., via our customer portal - My Account. It’s accessible 24x7.

  • Tenor options

    Tenor options

    Tenors of up to 60 months months ease your repayment hassle. Calculate monthly outflows with Bajaj Finserv’s online EMI Calculator.

  • No hidden rates

    No hidden rates

    There are zero hidden rates imposed on a Bajaj Finserv Personal Loan, ensuring affordability. To know more, read our terms and conditions.

  • Fund within %$$PL-Disbursal$$%*

    Fund within 24 hours*

    Address your financing needs quickly and easily. The loan amount is credited to your account within 24 hours*.

  • Instant approval

    Instant approval

    No more waiting for hours or days. Cater to your emergencies with quick loan approvals.

The centre of the National Capital Region or NCR, Delhi is the 2nd wealthiest Indian city, with 23,000 millionaires and 18 billionaires. It is the largest commercial hub of North India, home to several service industries like telecommunications, tourism, technology, media, banking and hospitality. The other revenue generators of the economy include real estate, health and community services, construction and power sectors. Besides manufacturing, the capital city has one of the fastest-growing and largest retail industries.

Bajaj Finserv provides personal loans in Delhi against no guarantor or collateral. Once eligible, borrowers can seek funds of up to Rs. 25 lakh at competitive rates and charges. Features like Flexi loans allow multiple withdrawals from a pre-sanctioned amount and impose interest rates only on the utilised funds. This lowers EMIs by up to 45%*. To know more, read our terms and conditions.

*Conditions apply

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Eligibility criteria

It’s now easy to qualify for unsecured credit with simple personal loan eligibility criteria from Bajaj Finserv.

  • Nationality

    Nationality

    Indian, resident of India

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 750

  • Age

    Age

    Between 21 years to 67 years*

  • Income

    Income

    Starts at Rs. 35,000. Refer to our eligibility page for other details

Hand over some essential documents such as your employee ID card, KYC documents, bank account statements, salary slips and a passport-sized photograph to our representatives. Enjoy the most flexible terms and conditions with Bajaj Finserv.

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Interest rates and charges for personal loan in Delhi

Residents in Delhi can avail themselves of competitive interest rates with Bajaj Finserv.

Frequently asked questions

Why is Bajaj Finserv one of the best NBFCs for a personal loan in Delhi?

For residents of Delhi-NCR, Bajaj Finserv can be a good choice as it offers the following:

  • A complete online application process
  • Collateral-free personal loans
  • 100% transparent terms and conditions
  • Repayment over tenors ranging from 12 months to 60 months
  • High loan value of up to Rs. 25 lakh
  • Minimal documentation
  • Instant approval and quick credit to account
  • Online account management facility
  • Flexi loans, reducing EMIs by up to 45%*
Which documents are essential for a loan application?

The essential documents are your employee ID card, salary slips, account statements, KYC documents, and a photograph. However, you may have to submit additional papers during the process, if required.

What is the online application process in Delhi-NCR?

Irrespective of your location in Delhi-NCR, you can easily apply for a Bajaj Finserv Personal Loan online by following these steps:

  • Fill up the application form accurately
  • Submit essential documents
  • Get approval and money in your account within hours
How much loan can I take?

To know the highest loan amount you are qualified to avail of, use the online Bajaj Finserv Eligibility Calculator.

What does an EMI include?

EMIs or Equated Monthly Instalments comprise the outstanding principal amount and the payable interest. Borrowers must pay these EMIs on fixed due dates every month until the tenor ends.

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