Personal Loan in Delhi NCR

Personal Loan in Delhi NCR

Check your eligibility for personal loan in Delhi with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Instant personal loan in Delhi

You can easily get funds in Delhi with the below personal loan eligibility criteria:

  • Whether you are managing wedding costs in South Delhi, upgrading your home in Dwarka, or dealing with sudden medical bills, a Bajaj Finserv Personal Loan in Delhi gives you access to fast, flexible funds with no collateral required.

    You can also check if you already have a pre-approved offer in Delhi. The entire process is online—no branch visit needed.

    Check your pre-approved loan offer in Delhi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Delhi, the heart of the National Capital Region (NCR), is a busy and fast-growing centre for both business and culture. As India’s second wealthiest city, it’s home to major industries like telecom, tourism, media, and real estate. If you’re living in Delhi and need financial support, getting an instant personal loan can be a smart and convenient option.

Bajaj Finance offers personal loans in Delhi of up to Rs. 55 lakh with competitive interest rates. There’s no need for a guarantor, and you can choose different options like a Flexi Loan facility for added convenience. Whether it’s for an emergency or a planned investment, these loans help you get access to funds quickly and without stress.

*Terms and conditions apply.

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Features of personal loan in Delhi

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Delhi. All it takes is just your phone number and OTP.

  • Money in your account in 24 hours*

    You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

  • High loan amount and flexible tenure

    You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

  • Quick approval

    Fill up and submit a personal loan application and get approved almost instantly.

  • Minimal documents

    With very little paperwork required, the loan application and approval process becomes quick and convenient.

  • Online loan management

    Use our customer portal, My Account, and manage your loan account online.

  • No hidden charges

    We maintain transparent terms and conditions, free from any hidden charges.

*Terms and conditions apply.

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Eligibility criteria and documents for personal loan in Delhi

You can easily get funds in Delhi with the below personal loan eligibility criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years**.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years** or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Fulfil the eligibility criteria and get affordable interest rates from Bajaj Finance. Know the other charges and fees for better understanding. Use the interest calculator to make informed decisions about loan repayment.

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How to apply for personal loan in Delhi

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.