Personal Loan in Bhopal

Personal Loan in Bhopal

Check your eligibility for personal loan in Bhopal with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Instant personal loan in Bhopal

  • Bhopal, the City of Lakes, is known for its heritage, vibrant culture, and growing economy. Whether it’s renovating your home in Arera Colony, managing medical bills in MP Nagar, or planning your child’s higher education, financial needs can come up anytime. That’s where a personal loan can make life easier.

    With a Bajaj Finserv Personal Loan in Bhopal, you can get up to Rs. 55 lakh—with instant approval, minimal documentation, and no collateral. And the best part? It’s all online.

    Check your pre-approved loan offer in Bhopal with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

*Terms and conditions apply.

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Features of personal loan in Bhopal

  • Disbursal in a few hours*

    Once approved, your loan amount is credited to your bank account within a few hours*, helping you meet urgent financial needs with ease. 

  • Flexible repayment tenure

    Choose personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and repay it over a tenure of up to 96 months based on your financial comfort.

  • Minimal documents needed

    Enjoy a hassle-free application process in Bhopal with only a few basic documents required – simple, fast, and convenient.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Bhopal with just your phone number and OTP – no need to visit the branch.

  • No collateral required

    Get an unsecured personal loan in Bhopal without pledging assets or arranging for a guarantor. Use the personal loan EMI calculator for to estimate your EMI.

  • Quick online approval

    Apply online for a personal loan in Bhopal from the comfort of your home and get approval in just a few minutes* through a seamless online process.

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Eligibility criteria and documents for personal loan in Bhopal

You can easily get the funds you need in Bhopal with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years**.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years** or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Bhopal

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Uses of personal loan in Bhopal

A personal loan in Bhopal offers flexible funding for various needs. Here are some common uses for personal loans:

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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.